Fifth District Bancorp Inc (FDSB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$17.67+0.06%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · FDSB
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 89.7% |
| Our one-year growth estimate | diamond | Not available |
Growth built into the price is above our model estimate.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A comparable growth gap is not available.
The one-year revenue growth assumption on Valuation.
Model as of —
FDSB — CFO transition
Dated 2026-06-09
Director — Donna T. Guerra: Appointment of Donna T. Guerra to the Board of Directors.
Why it matters: Operating income rose from a loss to $485,000 in 2026-Q2. Staying above zero would show that progress held.
Supportive ifQ3 operating income is above $0.
Worry ifQ3 operating income is $0 or below.
Why it matters: Revenue rose from $5.193 million in 2024-Q3 to $5.796 million in 2026-Q2. Another rise would extend that trend.
Supportive ifQ3 revenue is above $5.796 million, the 2026-Q2 level.
Worry ifQ3 revenue is $5.796 million or lower.
Why it matters: Net income and diluted EPS turned positive by 2026-Q2. Staying positive would support continued progress toward profit.
Supportive ifQ3 net income is above $0 and diluted EPS is above $0.
Worry ifQ3 net income or diluted EPS is at or below $0.
Why it matters: Cash from operations turned positive and reached $862,000 in 2026-Q2. A return below zero would reverse that progress.
Worry ifQ3 operating cash flow falls below $0.
Less concerning ifQ3 operating cash flow stays above $0.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$56 on $10,000 · ±0.6% | How much price usually moves either way. |
| Bad day | $128 loss on $10,000 · 1.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,006 loss on $10,000 · 10.1% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.