Flushing Financial Corp. (FFIC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$15.47-3.13%
Close 2026-06-01 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · FFIC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
A comparable price-assumption read is not available for this company.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Model as of — · Company calendar date is not available
FFIC — M&A activity — Changes in Control of Registrant
Dated 2026-06-01
Changes in Control of Registrant. The information set forth in the Introductory Note, Item 3.01,
Why it matters: Dividends show how well a company is doing. Changes can affect how investors feel.
Supportive ifA quarterly dividend is announced or raised in Q2 2026.
Worry ifNo dividend is announced or a cut is made.
Why it matters: New leaders can change company plans and how it runs after the merger.
Watch forThe new leaders have important banking experience from the merger.
Also watch forNo new executive appointments are made after the merger.
Why it matters: Changes in nonperforming loans show how healthy the loan portfolio is after the merger.
Watch forNonperforming loans decrease below 50 bps of gross loans after the merger.
Also watch forNonperforming loans increase above 80 bps of gross loans after the merger.
Why it matters: A dividend shows the company is doing well. It also shows that management is confident.
Supportive ifThe company declares a dividend of at least $0.10 per share.
Worry ifNo dividend is declared. There may also be a cut in the dividend amount.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$97 on $10,000 · ±1.0% | How much price usually moves either way. |
| Bad day | $233 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,716 loss on $10,000 · 17.2% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: A drop in revenue growth signals a slowdown in the financial sector. This could impact Flushing Financial's performance.
Worry ifRevenue growth falls below the median of 15% year over year.
Less concerning ifRevenue growth stays above the median of 15% year over year.
Why it matters: A dividend announcement shows good financial health. It also helps build investor trust.
Supportive ifManagement will announce a dividend after the buyout.
Worry ifIf no dividend is declared, it may show financial trouble.
Why it matters: Dividends show how well a company is doing. A steady or rising dividend can help investors feel good.
Supportive ifA quarterly dividend that is the same or higher than before is a good sign.
Worry ifA cut or stop in dividends is a bad sign.
Why it matters: Changes in leadership can impact strategy and performance. Stability is key for investor trust.
Watch forNew officers or directors are announced. They bring strong experience.
Also watch forNo new hires or more people leaving show instability.
Why it matters: The acquisition's success is key to Flushing's growth. It could boost earnings and market position.
Supportive ifThe earnings report shows revenue up by at least 10%. This is due to the acquisition.
Worry ifThe earnings report shows revenue down or no growth. This is linked to the acquisition.
Why it matters: More bad loans can show problems with credit quality. This affects overall financial stability.
Worry ifNonperforming loans increase beyond 80 bps of gross loans.
Less concerning ifNonperforming loans decrease or stabilize below 70 bps of gross loans.
Why it matters: Closing the merger would enhance Flushing's capabilities and market position. It is a key growth step.
Supportive ifThe merger closes on or before June 1, 2026, with all conditions satisfied.
Worry ifThe merger is delayed or fails to close due to unmet conditions.
Why it matters: A dividend shows that a company is doing well with its money.
Supportive ifFlushing will declare a quarterly dividend in 2026.
Worry ifNo dividend is declared in 2026. This may show financial worries.