Flushing Financial Corp. (FFIC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$15.47-3.13%
Close 2026-06-01 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · FFIC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
A comparable price-assumption read is not available for this company.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Model as of — · Company calendar date is not available
FFIC — M&A activity — Changes in Control of Registrant
Dated 2026-06-01
Changes in Control of Registrant. The information set forth in the Introductory Note, Item 3.01,
Why it matters: The merger is FFIC's top stated priority. A timely close would mark a key step toward the combined bank.
Supportive ifA company filing or release confirms the merger closed by June 1, 2026, with no new closing condition.
Worry ifThe June 1, 2026 closing date passes without a close, or the companies announce a delay or termination.
Why it matters: Lower funding costs and more noninterest deposits helped lift the margin. A reversal could weigh on bank income.
Watch forNet interest margin rises above 2.67% as the cost of funds falls below its 1Q26 level.
Also watch forNet interest margin falls below 2.67% and the cost of funds rises from its 1Q26 level.
Why it matters: The companies named customer and staff retention and integration as risks. Early results can show if the merger is on track.
Watch forOceanFirst reports that the merger plan is on track and gives a clear update on customer and staff retention.
Also watch forOceanFirst reports merger delays, lost customers or staff, or costs above its stated plan.
Why it matters: The pipeline rose 55% from a year ago, while average loans fell 2%. More closings could reverse that decline.
Supportive ifLoan closings top $161.5 million and average loans rise above $6.54 billion in a later quarter.
Worry ifLoan closings stay at or below $161.5 million and average loans remain at or below $6.54 billion.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$97 on $10,000 · ±1.0% | How much price usually moves either way. |
| Bad day | $294 loss on $10,000 · 2.9% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,716 loss on $10,000 · 17.2% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.