First Hawaiian, Inc. (FHB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$25.87+1.93%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · FHB
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-04.
The screen ranks FHB against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Met or beat guidance 100% of the last 2 guided quarters · 0.9% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
“Bringing our banks together will give us greater capacity to invest in the products, services and lending capabilities our customers and communities need.
Stated in 1 of 4 supplied quarters. Management reported: “Eastern Time The transaction creates the leading Pacific banking franchise, accelerating mainland growth while combining strong deposit platforms and delivering compelling shareholder value HONOLULU and CHICO, Calif., July 13, 2026, First Hawaiian, Inc. (NASDAQ: FHB) ("First Hawaiian"), parent company of First Hawaiian Bank, and TriCo Bancshares (NASDAQ: TCBK) ("TriCo"), parent company of Tri Counties Bank, today announced they have entered into a definitive agreement pursuant to which First Hawaiian will acquire TriCo in an all-stock transaction.”
““Bringing our banks together will give us greater capacity to invest in the products, services and lending capabilities our customers and communities need.”
These forwar d - looking statements are not historical facts and are based on current expectations, estimates and projections about our industry, management’s beliefs an d c ertain assumptions made b…
Stated in 1 of 4 supplied quarters. Management reported: “These forwar d - looking statements are not historical facts and are based on current expectations, estimates and projections about our industry, management’s beliefs an d c ertain assumptions made by management, and any such forward - looking statements are subject to risks, assumptions, estimates and uncertainties that are diff icult to predict.” “31, 2025. 1) Deposit market share based on FDIC data as of June 30, 2025.”
2) Based on $20.6 bn of 2024 visitor spending according to Hawaii Department of Business, Economic Development and Tourism.
Stated in 1 of 4 supplied quarters. Management reported: “2) Based on $20.6 bn of 2024 visitor spending according to Hawaii Department of Business, Economic Development and Tourism.” “31, 2025. 1) Deposit market share based on FDIC data as of June 30, 2025.”
“2) Based on $20.6 bn of 2024 visitor spending according to Hawaii Department of Business, Economic Development and Tourism.”
3, 2026. 13.2 % 13.2 % 0.5% 1.2% 1.9 % 14.4% 15.6% FHB Public U.S. Banks with $10-$50bn of Assets CET 1 NCT1 Tier 2 Capital Position Tier 1 Leverage: 10.6% Tier 1 Leverage: 9.3% 1 Capital Allocation…
Stated in 1 of 4 supplied quarters. Management reported: “3, 2026. 13.2 % 13.2 % 0.5% 1.2% 1.9 % 14.4% 15.6% FHB Public U.S. Banks with $10-$50bn of Assets CET 1 NCT1 Tier 2 Capital Position Tier 1 Leverage: 10.6% Tier 1 Leverage: 9.3% 1 Capital Allocation Priorities Leading Capital Allocator Focused on Sustainable Shareholder Returns 20 1) Dividend yield based on FHB closing price as of Jan.” “3, 2026. 13.2 % 13.2 % 0.5% 1.2% 1.9 % 14.4% 15.6% FHB Public U.S. Banks with $10-$50bn of Assets CET 1 NCT1 Tier 2 Capital Position Tier 1 Leverage: 10.6% Tier 1 Leverage: 9.3% 1 Capital Allocation Priorities Leading Capital Allocator Focused on Sustainable Shareholder Returns 20 1) Dividend yield based on FHB closing price as of Jan.”
31, 2025. 1) Deposit market share based on FDIC data as of June 30, 2025.
Stated in 1 of 4 supplied quarters. Management reported: “31, 2025. 1) Deposit market share based on FDIC data as of June 30, 2025.” “These forwar d - looking statements are not historical facts and are based on current expectations, estimates and projections about our industry, management’s beliefs an d c ertain assumptions made by management, and any such forward - looking statements are subject to risks, assumptions, estimates and uncertainties that are diff icult to predict.”
“31, 2025. 1) Deposit market share based on FDIC data as of June 30, 2025.”
Over the trailing year it converted 1.33x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
3 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7436).
Not investment advice. As of 2026-11-04.
“These forwar d - looking statements are not historical facts and are based on current expectations, estimates and projections about our industry, management’s beliefs an d c ertain assumptions made b…”
“3, 2026. 13.2 % 13.2 % 0.5% 1.2% 1.9 % 14.4% 15.6% FHB Public U.S. Banks with $10-$50bn of Assets CET 1 NCT1 Tier 2 Capital Position Tier 1 Leverage: 10.6% Tier 1 Leverage: 9.3% 1 Capital Allocation…”