Completion of Acquisition or Disposition of Assets. On September 1, 2026, Figure Technology Solutions, Inc. (the “Company”) completed its previously announced acquisition of Kiavi, Inc., a Delaware corporation (“Kiavi”), pursuant to the Agreement and Plan of Merger, dated as of June 10, 2026 (the “Merger Agreement”), by and among the Company, Project Mason Merger Sub, Inc., a Delaware corporation and wholly owned subsidiary of the Company (“Merger Sub”), Kiavi, and Fortis Advisors LLC, as the…

Results of Operations and Financial Condition. On August 13, 2026, Figure Technology Solutions, Inc. (the “Company”) issued a press release announcing financial results for the three and six months ended June 30, 2026 . A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in this Current Report on Form 8-K (including Exhibit 99.1 hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 19…

Forward Looking Statements Certain information contained or incorporated by reference in this Current Report on Form 8-K constitutes forward-looking statements for purposes of the safe harbor provisions under the Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements concerning plans, objectives, goals, strategies, expectations, intentions, projections, developments, future events, performance, underlying assumptions and other statements that are other…

Entry into a Material Definitive Agreement. Indenture and Notes On July 14, 2026, Figure Technology Solutions, Inc. (the “Company”) closed its previously announced offering of $600 million principal amount of 8.500% Senior Notes due 2031 (the “Notes”). The Notes were issued pursuant to an indenture (the “Indenture”) dated as of July 14, 2026 among the Company, certain of the Company’s domestic wholly-owned subsidiaries as guarantors (the “Guarantors”) and Wilmington Trust, National Associatio…

Other Events. On July 9, 2026, Figure Technology Solutions, Inc. (the “Company”) issued a press release announcing the pricing of its previously announced private offering of $600 million in aggregate principal amount of 8.500% senior notes due 2031 (the “Notes”). The offering of the Notes is expected to close on July 14, 2026, subject to customary closing conditions. A copy of the press release is attached hereto as Exhibit 99.1, which is incorporated herein by reference. The Company intends…

Results of Operations and Financial Condition. On July 7, 2026, Figure Technology Solutions, Inc. (the “Company”) issued a press release announcing certain preliminary operating results for the quarter ended June 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in this Current Report on Form 8-K (including Exhibit 99.1 hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of…

Other Events. On July 6, 2026, Figure Technology Solutions, Inc. (“the Company”) issued a press release announcing the launch of a private offering, subject to market and other customary conditions, of $600 million in aggregate principal amount of senior notes due 2031 (the “Notes”). A copy of the press release is attached hereto as Exhibit 99.1, which is incorporated herein by reference. The Company intends to use the net proceeds from this offering to fund the cash consideration payable in…

Entry into a Material Definitive Agreement. Merger Agreement On June 10, 2026, Figure Technology Solutions, Inc., a Nevada corporation (the “ Company ”), entered into an Agreement and Plan of Merger (the “ Merger Agreement ”), by and among the Company, Project Mason Merger Sub, Inc., a Delaware corporation and wholly owned subsidiary of the Company (“ Merger Sub ”), Kiavi, Inc., a Delaware corporation (“ Kiavi ”), and Fortis Advisors LLC, in its capacity as the lawful and exclusive representa…

Results of Operations and Financial Condition. On May 11, 2026, Figure Technology Solutions, Inc. (the “Company”) issued a press release announcing financial results for the quarter ended March 31, 2026 . A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in this Current Report on Form 8-K (including Exhibit 99.1 hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended…

Results of Operations and Financial Condition. On April 3, 2026, Figure Technology Solutions, Inc. (the “Company”) issued a press release announcing certain financial results for the quarter ended March 31, 2026. A copy of the press release is being furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in this Current Report on Form 8-K (including Exhibit 99.1 hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 193…

Results of Operations and Financial Condition. On February 26, 2026 , Figure Technology Solutions, Inc. (the “Company”) issued a press release announcing financial results for the quarter and year ended December 31, 2025 . A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in this Current Report on Form 8-K (including Exhibit 99.1 hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of…

Material Modification to Rights of Security Holders. On February 12, 2026, Figure Technology Solutions, Inc., a Nevada corporation (the “Company”), filed a certificate of designation (the “Certificate of Designation”) with the Secretary of State of the State of Nevada, establishing the rights, preferences, privileges, qualifications, restrictions and limitations of a new series of blockchain common stock, designated as the “Series A Blockchain Common Stock”, par value $0.0001 per share (the “…

Results of Operations and Financial Condition. On February 13, 2026, Figure Technology Solutions, Inc. (the “Company”) issued a press release announcing certain preliminary financial results for the quarter ended December 31, 2025. A copy of the press release is being furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in this Current Report on Form 8-K (including Exhibit 99.1 hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities…

Results of Operations and Financial Condition. On January 12, 2026, pre-market open, Figure Technology Solutions, Inc. (the “Company”) furnished a Current Report on Form 8-K (the “Original 8-K”) that included a press release announcing certain financial results for the quarter ended December 31, 2025 (the “Exhibit 99.1”). This Amendment No. 2 to the Current Report on Form 8-K amends Exhibit 99.1 to the Original 8-K solely for the purpose of correcting the Matched Offers Balance for the quarte…

Results of Operations and Financial Condition. On January 12, 2026, Figure Technology Solutions, Inc. (the “Company”) issued a press release announcing certain financial results for the quarter ended December 31, 2025. A copy of the press release is being furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in this Current Report on Form 8-K (including Exhibit 99.1 hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act…

Results of Operations and Financial Condition. On January 12, 2026, Figure Technology Solutions, Inc. (the “Company”) furnished a Current Report on Form 8-K (the “Original 8-K”) that included a press release announcing certain financial results for the quarter ended December 31, 2025 (the “Exhibit 99.1”). This Current Report on Form 8-K amends Exhibit 99.1 to the Original 8-K solely for the purpose of correcting the Matched Offers Balance for the month ended November 30, 2025 from $38 million…

Results of Operations and Financial Condition. On November 13, 2025, Figure Technology Solutions, Inc. (the “Company”) issued a press release announcing financial results for the quarter ended September 30, 2025. A copy of the press release is being furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in this Current Report on Form 8-K (including Exhibit 99.1 hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 193…