FIGURE TECHNOLOGY SOLUTIONS INC (FIGR)
NASDAQFinancialsFinancial - Capital MarketsSnapshot 2026-11-04
$23.02+4.16%
Close 2026-11-04 · 1-day change
NASDAQFinancialsFinancial - Capital MarketsSnapshot 2026-11-04
QuarterlyIQ Insights · FIGR
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -15.0% |
| Our one-year growth estimate | diamond | 53.7% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 289 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 68.7 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 15 industry peers
FIGR — capital allocation — Forward Looking Statements Certain information contained or incorporated by r…
Dated 2026-07-14
Forward Looking Statements Certain information contained or incorporated by reference in this Current Report on Form 8-K constitutes forward-looking statements for purposes of the safe harbor provisions under the Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements concerning plans, objectives, goals, strategies, expectations, intentions, projections, developments, future events, performance, underlying assumptions and other statements that are other…
Why it matters: Figure's Q2 marketplace volume grew 132% year over year. The sector's growth trend is easing, so Figure's next volume report matters.
Watch forFinal Q3 marketplace volume is above $5.0 billion, and the next reported quarter grows year over year.
Also watch forThe next reported quarter shows marketplace volume below the prior year. Or Figure reports Q3 volume below $4.8 billion.
Why it matters: Kiavi joined Figure on September 1. The next report will show its added loan volume and early results.
Watch forFigure reports Kiavi's Q3 loan volume after the merger. It says this added business did not cut its profit margin.
Also watch forFigure reports weak or missing Kiavi volume. It says Kiavi cut profit margin or delayed key steps to combine the businesses.
Why it matters: Net take rate fell to 3.6% in Q2 from 4.0% a year earlier. A further drop could mean less revenue per dollar of volume.
Worry ifQ3 net take rate is below 3.6%.
Less concerning ifQ3 net take rate is at least 3.6%, with marketplace volume at or above $4.8 billion.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$346 on $10,000 · ±3.5% | How much price usually moves either way. |
| Bad day | $870 loss on $10,000 · 8.7% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $7,080 loss on $10,000 · 70.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.