First Mid Bancshares, Inc. (FMBH)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · FMBH
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 100% of the last 1 guided quarters · 0.0% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
This acquisition will deepen and extend our presence in Missouri, Illinois, and Indiana while better positioning us to move past the $10 billion asset threshold,” Smith concluded.
Stated in 1 of 3 supplied quarters. Management reported: “Highlights Net income of $33.3 million, or $1.25 diluted EPS Adjusted quarterly net income* of $33.6 million, or $1.26 diluted EPS Announced pending acquisition of Evergreen Bancshares, Inc. (“Evergreen”) Total loans of $6.85 billion, quarterly decrease of $85.8 million Total deposits of $7.62 billion, quarterly increase of $44.2 million Quarterly return on average assets of 1.45% In late October, 2026 the Company completed the sale of investment securities with a weighted average yield of 1.51% for a loss of $14.8 million, which provided $175.8 million in cash.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 3 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 66% of the time over the next year (vs 56% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“This acquisition will deepen and extend our presence in Missouri, Illinois, and Indiana while better positioning us to move past the $10 billion asset threshold,” Smith concluded.”
Despite the nonrecurring expenses tied to the integration, we grew our tangible book value at a solid pace and continued to deploy capital to build long-term shareholder value through opportunistic s…
Stated in 2 of 3 supplied quarters. Management reported: “Despite the nonrecurring expenses tied to the integration, we grew our tangible book value at a solid pace and continued to deploy capital to build long-term shareholder value through opportunistic share repurchases, increasing our dividend, and paying off higher cost subordinated debt.” “We remain committed to deploying capital where it generates the highest long-term return for our shareholders,” said Matthew Smith, President.”
“Despite the nonrecurring expenses tied to the integration, we grew our tangible book value at a solid pace and continued to deploy capital to build long-term shareholder value through opportunistic s…”
“We remain committed to deploying capital where it generates the highest long-term return for our shareholders,” said Matthew Smith, President.”
The increase was driven by loan growth and repricing benefits combined with disciplined management of funding costs.
Stated in 1 of 3 supplied quarters. Management reported: “The increase was driven by loan growth and repricing benefits combined with disciplined management of funding costs.” “Highlights Net income of $33.3 million, or $1.25 diluted EPS Adjusted quarterly net income* of $33.6 million, or $1.26 diluted EPS Announced pending acquisition of Evergreen Bancshares, Inc. (“Evergreen”) Total loans of $6.85 billion, quarterly decrease of $85.8 million Total deposits of $7.62 billion, quarterly increase of $44.2 million Quarterly return on average assets of 1.45% In late October, 2026 the Company completed the sale of investment securities with a weighted average yield of 1.51% for a loss of $14.8 million, which provided $175.8 million in cash.” Revenue was $114.884 million in 2026-Q2.
“The increase was driven by loan growth and repricing benefits combined with disciplined management of funding costs.”
Complete the bank merger and systems conversion, integrating Two Rivers while delivering the stated benefits of the combination.
Successfully merge Two Rivers Bank & Trust into First Mid Bank & Trust and realize strategic benefits from the acquisition.
Over the trailing year it converted 1.50x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
24 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-04.