Fidelity National Financial (FNF)
NYSEFinancialsInsurance - SpecialtySnapshot 2026-09-04
$45.78-3.17%
Close 2026-09-04 · 1-day change
NYSEFinancialsInsurance - SpecialtySnapshot 2026-09-04
QuarterlyIQ Insights · FNF
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $46 FNF trades at 1.4× p/b, below its 1.7× p/b peer median. Our $60 fair value sits well above the price. It's a high-confidence read. Analysts target $50–$58. Note: our $60 fair value sits above the entire analyst range ($50–$58). Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $52.50 | — | — | Analyst | high |
| dcf fcfe | 12M | $337.36 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $350.77 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $23.28 | — | — | TTM | high |
| graham number | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$50.00 – $58.00 (median $52.50) · 4 analysts · as of 2026-08-07
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Around its own typical valuation.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $63.08 |
| — |
| — |
| TTM |
| high |
| Peer P/B | 12M | $56.71 | 1.7 | 32.99 | TTM | high |
| Peer P/FCF | 12M | $146.97 | 6.8 | 21.69 | TTM | high |
| Peer P/E | 12M | $75.07 | 14.0 | 5.36 | TTM | high |
| Peer P/S | 12M | $82.16 | 1.4 | 57.52 | TTM | high |
| PEG | 12M | $72.04 | 13.4 | 5.36 | TTM | high |
| residual income | 12M | $43.27 | — | — | TTM | high |
| Own P/E history | 12M | $50.07 | 9.3 | 5.36 | TTM | high |
| triangulated | 12M | $69.77 | 14.0 | 4.98 | Triangulated | high |
| Peer P/B | 3Y | $74.82 | 1.7 | 43.53 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $145.04 | 6.8 | 21.41 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $82.15 | 14.0 | 5.87 | Analyst | medium |
| Peer P/S | 3Y | $85.16 | 1.4 | 59.62 | Analyst | medium |
| PEG | 3Y | $78.83 | 13.4 | 5.87 | Analyst | medium |
| Own P/E history | 3Y | $54.79 | 9.3 | 5.87 | Analyst | medium |
| Peer P/B | 5Y | $90.00 | 1.7 | 52.36 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $143.77 | 6.8 | 21.22 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $84.09 | 14.0 | 6.00 | Analyst | high |
| Peer P/S | 5Y | $87.16 | 1.4 | 61.02 | Analyst | high |
| PEG | 5Y | $80.69 | 13.4 | 6.00 | Analyst | high |
| Own P/E history | 5Y | $56.08 | 9.3 | 6.00 | Analyst | high |