Fidelity National Financial (FNF)
NYSEFinancialsInsurance - SpecialtySnapshot 2026-11-05
$42.89-0.90%
Close 2026-11-05 · 1-day change
NYSEFinancialsInsurance - SpecialtySnapshot 2026-11-05
QuarterlyIQ Insights · FNF
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -27.0% |
| Our one-year growth estimate | diamond | -2.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the opposite direction.
Price observations: 365 days
Most sensitive to long-term interest rates.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 24.7 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 6 industry peers · Company calendar date is not available
FNF — earnings in line
Dated 2026-11-05
Results of Operations and Financial Condition On November 5, 2026 , Fidelity National Financial, Inc. (the "Company", "FNF") issued an earnings release announcing its financial results for the Third Quarter of 2026. A copy of the FNF earnings release is attached as Exhibit 99.1 to this Current Report on Form 8-K. The following information, including the Exhibits referenced in this Item 2.02, is being furnished pursuant to this
Why it matters: Adjusted earnings rose to $370 million in Q2 from $318 million a year earlier. Another rise would extend the recent gain.
Supportive ifFNF reports Q3 adjusted net earnings above $370 million.
Worry ifFNF reports Q3 adjusted net earnings below $318 million.
Why it matters: Commercial revenue rose 32% in Q2. Further growth would support management's view that commercial work can drive Title results.
Supportive ifQ3 commercial revenue grows more than 20% year over year.
Worry ifQ3 commercial revenue growth falls to 10% or less year over year.
Why it matters: The report can show whether strong Title margins and F&G AUM growth continued. It will also test the latest earnings trend.
Watch forThe November 5 report shows adjusted Title margin over 15.5%. It also shows F&G AUM before reinsurance over $74.7 billion.
Also watch forThe November 5 report shows adjusted Title margin under 15.5%. Or it shows F&G AUM before reinsurance under $74.7 billion.
Why it matters: The Q2 adjusted Title margin was 17.8%, up from 15.5% a year earlier. A margin above 15.5% would keep that gain intact.
Supportive ifFNF reports a Q3 adjusted pre-tax Title margin above 15.5%.
Worry ifFNF reports a Q3 adjusted pre-tax Title margin below 15.5%.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$91 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $266 loss on $10,000 · 2.7% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $3,219 loss on $10,000 · 32.2% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: F&G is growing AUM while shifting toward fee-based earnings. Core sales show demand for its main products without relying on one-off sales.
Supportive ifF&G reports quarterly core sales of at least $2.0 billion and AUM before reinsurance above $74.7 billion.
Worry ifF&G reports core sales below $1.8 billion or AUM before reinsurance below $74.7 billion.