FIRST NORTHWEST BANCORP (FNWB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$10.10-2.23%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · FNWB
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -49.6% |
| Our one-year growth estimate | diamond | -30.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 19.3 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Worth watching into the next print: this name has erratic recent earnings surprises and is a smaller-cap name (higher miss base rate). A fundamental tilt, not a price call.
Model as of 2026-11-04 · Compared with 231 industry peers · Company calendar date is not available
FNWB — litigation filed
Dated 2026-09-18
Other Events As previously disclosed by First Northwest Bancorp (the "Company"), Socotra REIT I, LLC ("Socotra") filed a complaint on October 17, 2025, against the Company’s wholly owned subsidiary, First Fed Bank (the "Bank"), in the Superior Court of the State of Washington for King County alleging, among other things, misrepresentation, fraud, conversion, and violations of the Washington Consumer Protection Act in connection with a commercial loan transaction involving Ideal Property Inves…
Why it matters: The margin edged up to 2.96% in Q3. A further rise would support the recent gain, while a drop would reverse it.
Watch forThe next quarterly report shows net interest margin over 2.96%.
Also watch forThe next quarterly report shows net interest margin under 2.95%.
Why it matters: The case led to a $1.3 million settlement expense in Q3. A new ruling or filing may show whether legal costs continue.
Watch forA court filing or company update reports the case closed with no further settlement cost.
Also watch forA court filing or company update reports new claims, a new hearing, or added settlement costs.
Why it matters: Customer deposits rose by $27 million in Q3. More growth would support management's effort to strengthen its funding mix.
Supportive ifQ4 customer deposits rise above the Q3 level of $1.576 billion.
Worry ifQ4 customer deposits fall below the Q3 level of $1.576 billion.
Why it matters: Classified loans rose in Q3, with $2.5 million in new downgrades. A further increase may point to more credit strain.
Worry ifThe next quarterly report shows classified loans over $26.1 million.
Less concerning ifThe next quarterly release reports classified loans at or below $26.1 million.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$80 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $233 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $2,221 loss on $10,000 · 22.2% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.