OTHER EVENTS On August 14, 2026, First Merchants Corporation issued a press release announcing the declaration of a cash dividend of $0.37 per common share. The cash dividend is payable on September 18, 2026 to common stockholders of record as of September 4, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information in this Form 8-K and the attached exhibit shall not be deemed "filed" for purposes of Section 18 of the Securities Exchang…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On July 22, 2026, First Merchants Corporation issued a press release to report its financial results for the second quarter ended June 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. On July 23, 2026, First Merchants Corporation will conduct a second quarter 2026 earnings conference call and webcast at 9:00 a.m. (ET). A copy of the slide presentation utilized on the conference call is furnish…

OTHER EVENTS On July 13, 2026, First Merchants Corporation issued a press release announcing its Board of Directors has declared a quarterly cash dividend on its 7.50% Non-Cumulative Perpetual Preferred Stock Series A, of $46.88 per share (equivalent to $0.4688 per depositary share) payable on August 14, 2026, to stockholders of record on July 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information in this Form 8-K and the attache…

Director — Dr. Mung Chiang: Dr. Chiang is stepping down due to a change in his professional responsibilities and relocation.

OTHER EVENTS. On June 24, 2026, the Board of Directors of First Merchants Corporation (the "Company") approved a stock repurchase program of up to 3,125,000 shares of the Company's outstanding common stock; provided, however, that the total aggregate investment in shares repurchased under the program may not exceed $100,000,000. On a share basis, the amount of common stock subject to the repurchase program represents approximately 5% of the Company's outstanding shares. The stock repurchases…

OTHER EVENTS On May 19, 2026, First Merchants Corporation issued a press release announcing the declaration of a cash dividend of $0.37 per common share. The cash dividend is payable on June 19, 2026 to common stockholders of record as of June 5, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information in this Form 8-K and the attached exhibit shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934…

Director — Gary Lehman: Gary Lehman retired from the Board of Directors, and Paul Fultz was appointed to fill the vacancy.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On April 22, 2026, First Merchants Corporation issued a press release to report its financial results for the first quarter ended March 31, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. On April 23, 2026, First Merchants Corporation will conduct a first quarter 2026 earnings conference call and webcast at 9:00 a.m. (ET). A copy of the slide presentation utilized on the conference call is furnis…

OTHER EVENTS On April 16, 2026, First Merchants Corporation issued a press release announcing its Board of Directors has declared a quarterly cash dividend on its 7.50% Non-Cumulative Perpetual Preferred Stock Series A, of $46.88 per share (equivalent to $0.4688 per depositary share) payable on May 15, 2026, to stockholders of record on April 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information in this Form 8-K and the attached…

OTHER EVENTS On February 10, 2026, First Merchants Corporation issued a press release announcing the declaration of a cash dividend of $0.36 per common share. The cash dividend is payable on March 20, 2026 to common stockholders of record as of March 6, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information in this Form 8-K and the attached exhibit shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act…

Director — Larry W. Myers: The Board of Directors appointed Larry W. Myers as a new Director.

The filing describes a new compensation program for senior management, not a change in management or departure.

OTHER EVENTS. On February 2, 2026, First Merchants Corporation (“First Merchants”) issued a press release announcing the closing of its acquisition of First Savings Financial Group, Inc., an Indiana corporation (“First Savings”), pursuant to the Agreement and Plan of Merger, dated as of September 24, 2025, by and between First Merchants and First Savings (the “Merger Agreement”). A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated her…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On January 26, 2026, First Merchants Corporation issued a press release to report its financial results for the fourth quarter ended December 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. On January 27, 2026, First Merchants Corporation will conduct a fourth quarter 2025 earnings conference call and webcast at 9:00 a.m. (ET). A copy of the slide presentation utilized on the conference call…

Other Events. On January 15, 2026, First Merchants Corporation (the “Company”) received the non-objection of the Federal Reserve Bank of Chicago in connection with the Company’s request for a waiver of application related to its pending merger with First Savings Financial Group, Inc. (“First Savings”). As previously reported, the Company and First Savings entered into an Agreement and Plan of Merger on September 24, 2025 (the “Merger Agreement”), pursuant to which First Savings agreed to merg…

OTHER EVENTS On January 12, 2026, First Merchants Corporation issued a press release announcing its Board of Directors has declared a quarterly cash dividend on its 7.50% Non-Cumulative Perpetual Preferred Stock Series A, of $46.88 per share (equivalent to $0.4688 per depositary share) payable on February 16, 2026, to stockholders of record on January 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information in this Form 8-K and the…

Director — Patrick Fehring: Mr. Patrick Fehring retired from the Board of Directors effective immediately.

OTHER EVENTS On November 14, 2025, First Merchants Corporation issued a press release announcing the declaration of a cash dividend of $0.36 per common share. The cash dividend is payable on December 19, 2025 to common stockholders of record as of December 5, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information in this Form 8-K and the attached exhibit shall not be deemed "filed" for purposes of Section 18 of the Securities Exchang…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On October 22, 2025, First Merchants Corporation issued a press release to report its financial results for the third quarter ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. On October 23, 2025, First Merchants Corporation will conduct a third quarter 2025 earnings conference call and webcast at 9:00 a.m. (ET). A copy of the slide presentation utilized on the conference call i…

OTHER EVENTS On October 15, 2025, First Merchants Corporation issued a press release announcing its Board of Directors has declared a quarterly cash dividend on its 7.50% Non-Cumulative Perpetual Preferred Stock Series A, of $46.88 per share (equivalent to $0.4688 per depositary share) payable on November 14, 2025, to stockholders of record on October 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information in this Form 8-K and the…

Regulation FD Disclosure. On September 25, 2025, First Merchants and First Savings issued a joint press release announcing the execution of the Merger Agreement. A copy of the press release is attached hereto as Exhibit 99.1 and incorporated herein by reference herein. In addition, First Merchants prepared supplemental information regarding the Merger for analysts and investors. A copy of the information is attached hereto as Exhibit 99.2 and incorporated herein by reference. The preceding in…

Entry Into a Material Definitive Agreement. On September 24, 2025, First Merchants Corporation, an Indiana corporation (“First Merchants”), and First Savings Financial Group, Inc., an Indiana corporation (“First Savings”), entered into an Agreement and Plan of Merger (the “Merger Agreement”), pursuant to which First Savings will, subject to the terms and conditions of the Merger Agreement, merge with and into First Merchants (the “Merger”), whereupon the separate corporate existence of First…

OTHER EVENTS On August 15, 2025, First Merchants Corporation issued a press release announcing the declaration of a cash dividend of $0.36 per common share. The cash dividend is payable on September 19, 2025 to common stockholders of record as of September 5, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information in this Form 8-K and the attached exhibit shall not be deemed "filed" for purposes of Section 18 of the Securities Exchang…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On July 23, 2025, First Merchants Corporation issued a press release to report its financial results for the second quarter ended June 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. On July 24, 2025, First Merchants Corporation will conduct a second quarter 2025 earnings conference call and webcast at 9:00 a.m. (ET). A copy of the slide presentation utilized on the conference call is furnish…

OTHER EVENTS On July 15, 2025, First Merchants Corporation issued a press release announcing its Board of Directors has declared a quarterly cash dividend on its 7.50% Non-Cumulative Perpetual Preferred Stock Series A, of $46.88 per share (equivalent to $0.4688 per depositary share) payable on August 15, 2025, to stockholders of record on July 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information in this Form 8-K and the attache…