Huntington Bancshares (HBAN)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$17.03-0.18%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · HBAN
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-09-04.
The screen ranks HBAN against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Focus on driving strong organic growth through loan and deposit expansion, and integration of acquisitions to increase revenue and market presence.
Stated as a priority in 4 of last 4 quarters. Average total loans and leases grew 19% from 146.6B in 2025-Q4 to 174.2B in 2026-Q1, and average total deposits increased 18% from 173.2B to 204.6B. Net interest income rose 19% quarter-over-quarter. Management is delivering on organic growth through acquisitions and core business expansion.
“CEO: 'Huntington delivered a strong start to 2026 through disciplined execution and continued organic growth.'”
“Guidance: 'Our focus for 2026 remains on driving strong organic growth.'”
“CEO: 'We are continuing to acquire and deepen customer relationships, expanding in our existing business and new markets and verticals.'”
“CEO: 'This combination will serve as a springboard for substantial future growth in Texas.'”
Continue paying a stable quarterly cash dividend of $0.155 per common share to shareholders.
Stated as a priority in 6 of last 6 quarters. The Board consistently declared a quarterly cash dividend of $0.155 per common share from 2025-Q1 through 2026-Q2. Dividend payments have been stable and consistent, matching management's stated commitment.
Successfully integrate Veritex and Cadence acquisitions and realize expected expense and revenue synergies.
Stated as a priority in 3 of last 3 quarters. The Veritex acquisition closed in 2025-Q4 and was fully integrated by 2026-Q1; Cadence acquisition closed in early 2026 with conversion expected in 2026-Q2. Average loans and deposits grew 33% and 27% year-over-year respectively, reflecting acquisition impact and integration progress. Management is delivering on integration and synergy realization.
Continue disciplined management of operating expenses to support profitability and efficiency.
Stated as a priority in 3 of last 3 quarters. Noninterest expense showed a modest increase year-over-year, with personnel costs up 10% reflecting investments in talent. Management emphasizes disciplined expense management and synergy realization from acquisitions. The trajectory shows ongoing focus with some cost increases consistent with growth initiatives.
Over the trailing year it converted 1.40x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9112).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
34 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 59% of the time over the next year (vs 56% for the rest of the cohort, n=2797).
Not investment advice. As of 2026-09-04.
“Board declared quarterly cash dividend on common stock of $0.155 per share, unchanged from prior quarter.”
“Cash dividends declared per common share $0.155.”
“Board declared quarterly cash dividend on common stock of $0.155 per share, unchanged from prior quarter.”
“Board declared quarterly cash dividend on common stock of $0.155 per share, unchanged from prior quarter.”
“Board declared quarterly cash dividend on common stock of $0.155 per share, unchanged from prior quarter.”
“Board declared quarterly cash dividend on common stock of $0.155 per share, unchanged from prior quarter.”
“CEO: 'Veritex fully integrated; Cadence conversion expected in second quarter 2026.'”
“Completed Veritex acquisition in October 2025, accelerating growth initiatives in Texas.”
“Announced completion of merger with Veritex, expanding presence in Texas.”
“CEO: 'Driving toward committed expense and revenue synergies from acquisitions.'”
“Staffing efficiencies and corporate real estate consolidation expense noted.”
“CEO: 'Operating from a position of strength given disciplined management actions sustained over many years.'”