Results of Operations and Financial Condition. On August 6, 2026, we released our earnings for the three and six months ended June 30, 2026. We plan to host an earnings conference call that same day at 4:45 p.m. Eastern time during which our Chief Executive Officer, Chief Operating Officer and Chief Financial Officer will discuss the results. Interested parties may listen to the live presentation by dialing the listen-only number below or by clicking the webcast link available on the Investor…

Entry into a Material Definitive Agreement On June 11, 2026, our compensation committee established a compensation plan for the company’s non-employee directors. Under the plan, each director is to receive annually $100,000 in cash, payable quarterly, and 750 shares of restricted common shares. The shares are subject to restrictions on transfer until May 27, 2027. During the period of restriction, the directors will be entitled to dividends and all other rights of ownership. SIGNATURE Pursuan…

Entry into a Material Definitive Agreement. To mitigate risk from hurricanes, tornados, severe thunderstorms and other catastrophes, our two insurance subsidiaries, Homeowners Choice Property & Casualty Insurance Company, Inc. (“Homeowners Choice”) and TypTap Insurance Company (“TypTap”), and the two reciprocal insurers sponsored by HCI, Condo Owners Reciprocal Exchange (“CORE”) and Tailrow Insurance Exchange (“Tailrow”), secured comprehensive reinsurance programs for June 1, 2026 through May…

Results of Operations and Financial Condition. On May 6, 2026, we released our earnings for the three months ended March 31, 2026. We plan to host an earnings conference call that same day at 4:45 p.m. Eastern time during which our Chief Executive Officer, Chief Operating Officer and Chief Financial Officer will discuss the results. Interested parties may listen to the live presentation by dialing the listen-only number below or by clicking the webcast link available on the Investor Informati…

Results of Operations and Financial Condition. On February 25, 2026, we released our earnings for the three months and year ended December 31, 2025. We plan to host an earnings conference call that same day at 4:45 p.m. Eastern time during which our chief executive officer, chief financial officer and chief operating officer will discuss the results. Interested parties may listen to the live presentation by dialing the listen-only number below or by clicking the webcast link available on the…

Regulation FD Disclosure. On December 18, 2025, Mr. Patel entered into a written trading plan, designed to comply with Rule 10b5-1 under the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and Exzeo Group, Inc.’s insider trading policy to acquire up to 100,000 shares or $2 million of Exzeo’s common stock, whichever occurs first. Under the plan, the shares will be acquired in a series of transactions if the market price per share is below certain maximum price thresholds spec…

Entry into a Material Definitive Agreement On December 9, 2025, with an effective date of January 1, 2026, our majority owned subsidiary, Exzeo Group, Inc. executed an Executive Employment Agreement with its chief executive officer, Paresh Patel, who is also our chief executive officer. Exzeo’s compensation committee negotiated a continuous agreement to secure the long-term leadership of Mr. Patel as Exzeo’s Chief Executive Officer. The Employment Agreement provides that Mr. Patel will receiv…

CEO — Mr. Patel: The filing discloses a cash bonus payment, which is a compensation arrangement rather than a change in officer status or departure.

The filing discloses routine annual compensation adjustments and bonuses for existing executives, not a change in management personnel.

Results of Operations and Financial Condition. On November 6, 2025, we released our earnings for the three and nine months ended September 30, 2025. We plan to host an earnings conference call that same day at 4:45 p.m. Eastern time during which our chief executive officer, chief financial officer and chief operating officer will discuss the results. Interested parties may listen to the live presentation by dialing the listen-only number below or by clicking the webcast link available on the…

Results of Operations and Financial Condition On October 16, 2025, our majority-owned subsidiary, Exzeo Group, Inc. (“Exzeo”), filed with the Securities and Exchange Commission an amendment to its registration statement on Form S-1 (the “Exzeo Registration Statement”). The Exzeo Registration Statement included Exzeo’s preliminary estimated revenue and net income after tax for the three and nine months ended September 30, 2025. Based upon preliminary estimated financial results, Exzeo currentl…

Results of Operations and Financial Condition. On August 7, 2025, we released our earnings for the three months and six months ended June 30, 2025. We plan to host an earnings conference call that same day at 4:45 p.m. Eastern time during which our chief executive officer, chief financial officer and chief operating officer as well as the president of our subsidiary, Exzeo Group, Inc., will discuss the results. Interested parties may listen to the live presentation by dialing the listen-only…

Entry into a Material Definitive Agreement On July 21, 2025, our compensation committee established a compensation plan for the company’s non-employee directors. Under the plan, each director is to receive annually $100,000 in cash, payable quarterly, and 750 shares of restricted common shares. The shares are subject to restrictions on transfer until May 22, 2026. During the period of restriction, the directors will be entitled to dividends and all other rights of ownership. SIGNATURE Pursuan…

Entry into a Material Definitive Agreement To mitigate risk from hurricanes, tornados, severe thunderstorms and other catastrophes, our two insurance subsidiaries, Homeowners Choice Property & Casualty Insurance Company, Inc. (“Homeowners Choice”) and TypTap Insurance Company (“TypTap”), and the two reciprocal insurers sponsored by HCI, Condo Owners Reciprocal Exchange (“CORE”) and Tailrow Insurance Exchange (“Tailrow”), secured a comprehensive reinsurance program for June 1, 2025 through May…

Results of Operations and Financial Condition On May 8, 2025, we released our earnings for the three months ended March 31, 2025. We plan to host an earnings conference call that same day at 4:45 p.m. Eastern time during which our chief executive officer, chief financial officer and chief operating officer as well as the president and chief financial officer of our subsidiary, Exzeo Group, Inc., will discuss the results. Interested parties may listen to the live presentation by dialing the li…

Director — Lauren Valiente: A director announced they will not seek reelection, representing a planned departure from the board rather than a sudden executive loss.

Results of Operations and Financial Condition On February 27, 2025, we released our earnings for the three months and year ended December 31, 2024. We plan to host an earnings conference call that same day at 4:45 p.m. Eastern time during which our chief executive officer, chief operating officer and chief financial officer will discuss the results. Interested parties may listen to the live presentation by dialing the listen-only number below or by clicking the webcast link available on the I…

Director — Eric Hoffman: The resignation of a board director representing an investor who has fully exited the company is a standard governance update with no indication of conflict or operational impact.

CEO — Paresh Patel: The filing discises the award of cash bonuses to executive officers, which is a compensation matter rather than a change in management.

Results of Operations and Financial Condition On November 7, 2024, we released our earnings for the three and nine months ended September 30, 2024. We plan to host an earnings conference call that same day at 4:45 p.m. Eastern time during which our chief executive officer, chief operating officer and chief financial officer will discuss the results. Interested parties may listen to the live presentation by dialing the listen-only number below or by clicking the webcast link available on the I…

Results of Operations and Financial Condition On August 8, 2024, we released our earnings for the three and six months ended June 30, 2024. We plan to host an earnings conference call that same day at 4:45 p.m. Eastern time during which our chief executive officer, chief operating officer and chief financial officer will discuss the results. Interested parties may listen to the live presentation by dialing the listen-only number below or by clicking the webcast link available on the Investor…

Entry into a Material Definitive Agreement On June 11, 2024, our compensation committee established a compensation plan for the company's non-employee directors. Under the plan, each director is to receive annually $100,000 in cash, payable quarterly, and 750 restricted common shares. The shares, issued effective June 12, 2024, are subject to restrictions on transfer until May 22, 2025. During the period of restriction, the directors will be entitled to dividends and all other rights of owner…

Entry into a Material Definitive Agreement To mitigate risk from hurricanes, tornados, severe thunderstorms and other catastrophes, each year our two insurance subsidiaries, Homeowners Choice Property & Casualty Insurance Company, Inc. (“Homeowners Choice”) and TypTap Insurance Company (“TypTap”), implement a comprehensive reinsurance program whereby Homeowners Choice and TypTap pay premiums to other entities that agree to indemnify Homeowners Choice and TypTap against costs associated with p…

Results of Operations and Financial Condition On May 8, 2024, we released our earnings for the three months ended March 31, 2024. We plan to host an earnings conference call that same day at 4:45 p.m. Eastern time during which our chief executive officer, chief operating officer and chief financial officer will discuss the results. Interested parties may listen to the live presentation by dialing the listen-only number below or by clicking the webcast link available on the Investor Informatio…

CEO — Mr. Patel: The filing details the terms of a restricted stock award and employment agreement, which is a compensation matter rather than a change in management status.