Hagerty Inc (HGTY)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
$13.55+0.67%
Close 2026-09-04 · 1-day change
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
QuarterlyIQ Insights · HGTY
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 5 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $14 HGTY trades at 1.7× p/b, in line with its 1.7× p/b peer median, and our $14 fair value agrees. We hold it with medium confidence: it trades at 636.6× its own p/b history. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| Peer P/B | 12M | $13.55 | 1.7 | 7.88 | TTM | high |
| Peer P/FCF | 12M | $22.89 | 6.8 | 3.38 | TTM | high |
| Peer P/E | 12M | $2.10 | 14.0 | 0.15 | TTM | high |
| Peer P/S | 12M | $24.53 | 1.4 | 17.17 | TTM | high |
| triangulated | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks more expensive than peers.
Self-history needs ~20 months of data.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $2.27 |
| 14.0 |
| 0.16 |
| Triangulated |
| high |
| Peer P/B | 3Y | $20.61 | 1.7 | 11.99 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $7.82 | 14.0 | 0.56 | Hist. CAGR(prov.) | medium |
| Peer P/S | 3Y | $24.53 | 1.4 | 17.17 | guidance | medium |
| Peer P/B | 5Y | $27.25 | 1.7 | 15.86 | Hist. CAGR(prov.) | medium |
| Peer P/E | 5Y | $7.37 | 14.0 | 0.53 | Hist. CAGR(prov.) | medium |
| Peer P/S | 5Y | $23.12 | 1.4 | 16.18 | guidance | medium |