Hope Bancorp, Inc. (HOPE)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$14.13+0.93%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · HOPE
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -25.9% |
| Our one-year growth estimate | diamond | -15.5% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 10.4 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers
HOPE — dividend update
Dated 2026-07-27
Other Events. On July 27, 2026, the Company issued a news release announcing that its Board of Directors declared a quarterly cash dividend of $0.14 per common share. The cash dividend is payable on or about August 20, 2026, to all stockholders of record as of the close of business on August 6, 2026. A copy of the July 27, 2026, news release is filed as Exhibit 99.3 and is incorporated herein by reference.
Why it matters: A drop in criticized loans shows better credit quality. It also shows better risk management.
Supportive ifCriticized loans will fall below $300 million in the next report.
Worry ifCriticized loans rise above $350 million.
Why it matters: A drop in revenue growth could signal a shift in the sector's growth phase. It affects investor confidence.
Worry ifRevenue growth falls below its median of 13% over three years.
Less concerning ifRevenue growth remains above the median of 13%.
Why it matters: Higher charge-offs may mean more credit risk. This could hurt profitability.
Worry ifNet charge-offs are under $10 million. This shows stable credit quality.
Less concerning ifNet charge-offs are over $10 million. This raises concerns about credit quality.
Why it matters: A lower criticized loans ratio means better credit quality. It shows better risk management.
Supportive ifCriticized loans ratio falls below 2.22% of total loans.
Worry ifCriticized loans ratio rises above 2.22% of total loans.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$92 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $231 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,491 loss on $10,000 · 14.9% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: More operating income means better efficiency. This can make investors feel more confident. A drop would worry them.
Supportive ifOperating income is expected to be over $37.9M in the next quarter.
Worry ifOperating income falls below $37.9M in the next quarter.
Why it matters: Better credit quality shows good risk management and may increase profits. It is key for stability.
Supportive ifCriticized loans decrease by more than 5% in Q3 2026 compared to Q2 2026.
Worry ifCriticized loans increase or remain stable in Q3 2026 compared to Q2 2026.
Why it matters: The dividend shows the company is doing well. It also means they will pay back shareholders.
Watch forThe company declares a quarterly dividend of $0.14 per share for Q3 2026.
Also watch forThe company says it will cut or stop the dividend.
Why it matters: Net interest income growth is crucial for profitability. A slowdown could signal challenges in loan growth or margin pressure.
Worry ifNet interest income stays above $129 million for two quarters in a row.
Less concerning ifNet interest income falls below $124 million in the next quarter.
Why it matters: Higher net income shows good cost control and growth. A drop could mean problems.
Supportive ifNet income reported above $29.5M in the next quarter.
Worry ifNet income falls below $29.5M in the next quarter.
Why it matters: Keeping or raising the dividend shows good money management. It also shows care for shareholders.
Supportive ifThe dividend remains at $0.14 per share or increases.
Worry ifThe dividend is cut or not maintained at $0.14 per share.
Why it matters: More criticized loans may show higher credit risk and could hurt profits.
Worry ifCriticized loans stay below $334 million for two quarters in a row.
Less concerning ifCriticized loans exceed $350 million in the next quarter.
Why it matters: Closing this acquisition is key for growth and expanding banking capabilities. It will add $2.5B in loans and $2.7B in deposits.
Supportive ifThe acquisition will close in early Q4 2026. This is confirmed by regulatory approvals.
Worry ifThe acquisition does not close. This is due to unmet regulatory or customary conditions.
Why it matters: Growth in net income shows strong performance. It also shows effective management strategies.
Supportive ifQ3 2026 net income exceeds $33.0 million, maintaining the growth trend.
Worry ifNet income is below $30.0 million. This may mean there are operational problems.
Why it matters: Keeping or raising the dividend shows good money management. It also shows care for shareholders.
Watch forThe dividend remains at $0.14 per share for the next quarter.
Also watch forThe dividend is cut or stopped. This signals possible financial stress.