HomeTrust Bancshares, Inc. (HTB)
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
$47.25+0.40%
Close 2026-09-04 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · HTB
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Execute the merger agreement to expand into Virginia markets, creating a $7 billion regional bank with over 60 locations and accretive earnings.
Newly stated in 2026-08-17. Management announced the definitive merger agreement to acquire Blue Ridge Bankshares, expanding HomeTrust’s assets to over $7 billion and locations to over 60. The transaction is valued at $448.1 million and expected to close early 2027, with EPS accretion of approximately 30% starting 2028. This is a new strategic growth initiative with clear financial targets and timeline.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Continue to increase quarterly cash dividends reflecting confidence in financial strength and future performance.
Stated as a priority in 3 of last 3 quarters. Quarterly dividends increased from $0.13 per share in 2025-Q4 to $0.15 per share in 2026-Q2, totaling $2.4 million in the latest quarter. Management has reiterated confidence in financial strength through dividend increases, and the trajectory is delivering consistent dividend growth.
“Quarterly cash dividends increased $0.02 per share, or 15.4%, to $0.15 per share”
“Board declared a quarterly cash dividend of $0.15 per common share, a $0.02 increase”
“Quarterly cash dividends continued at $0.13 per share totaling $2.2 million”
Focus on accelerating loan growth to strengthen franchise and support earnings growth.
Stated as a priority in 2 of last 2 quarters. Management reported 8.5% annualized loan growth in 2026-Q2, rising to 14.6% when excluding portfolios being reduced. The company expressed intent to accelerate loan growth in H2 2026. The trajectory shows delivering progress consistent with stated goals.
“Loan growth of 8.5% annualized, increasing to 14.6% excluding portfolios we are intentionally reducing”
“We remain poised to accelerate loan growth in the second half of 2026”
Sustain earnings per share growth and meet or exceed EPS guidance for fiscal year.
Stated as a priority in 3 of last 3 quarters. Diluted EPS for the first half of 2026 was $1.93, up from $1.84 in the same period of 2025, reflecting sustained earnings growth. Quarterly EPS ranged from $0.94 to $1.00 in recent quarters. Management guidance and results show delivering on EPS growth.
“Diluted EPS were $0.94 for the quarter ended June 30, 2026”
“Diluted EPS were $0.99 for the quarter ended March 31, 2026”
“Diluted EPS was $1.00 for the quarter ended December 31, 2025”
Finish the 5% stock repurchase program and initiate a new 5% buyback authorization to return capital to shareholders.
Stated as a priority in 2 disclosures including 2026-Q2 and 2026-08-04. Management completed the initial 5% stock repurchase program with 870,000 shares bought at $44.49 average price and authorized a new buyback of up to 832,000 shares. Share repurchases are ongoing with clear targets and authorization, showing delivering capital return execution.
“153,606 shares repurchased at average price of $46.31 in the quarter”
Over the trailing year it converted 4.50x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6844).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, Fed net liquidity, long-term interest rates (low R² over the window).
10 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated neutral grew net income 56% of the time over the next year (vs 58% for the rest of the cohort, n=3751).
Not investment advice. As of 2026-09-04.