Hoyne Bancorp Inc (HYNE)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$16.62-0.06%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · HYNE
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Focus on turning operating income and net income positive and sustaining profitability improvements quarter over quarter.
Stated as a priority in 4 of last 4 quarters. Operating income improved significantly from negative $174,552 in 2026-Q1 to positive $146,000 in 2026-Q2. Net income also turned positive from negative $118,352 to $96,000 in the same period. The trajectory shows delivering on profitability improvement after prior losses.
“Operating income was $146,000 and net income $96,000 in 2026-Q2.”
“Operating income was negative $174,552 and net income negative $118,352 in 2026-Q1.”
“Operating income was negative $34,080 and net income $210,662 in 2025-Q4.”
“Operating income was $95,574 and net income $70,063 in 2025-Q3.”
Management aims to grow revenue steadily each quarter to support overall business expansion and profitability.
Stated as a priority in 4 of last 4 quarters. Revenue increased sequentially from $5,255,350 in 2026-Q1 to $5,410,000 in 2026-Q2. Although revenue fluctuated in prior quarters, the recent trend shows delivering sequential growth consistent with management's stated focus.
“Revenue was $5,410,000 in 2026-Q2, up from prior quarter.”
“Revenue was $5,255,350 in 2026-Q1, up from 2025-Q4.”
“Revenue was $5,692,773 in 2025-Q4, down from 2025-Q3.”
“Revenue was $5,000,140 in 2025-Q3, up from 2025-Q2.”
Focus on improving cash flow from operations to positive territory to support liquidity and operational needs.
Stated as a priority in 4 of last 4 quarters. Cash from operating activities improved from negative $821,130 in 2026-Q1 to negative $470,870 in 2026-Q2, showing progress but still negative. The trajectory indicates limited progress toward positive cash flow.
“Cash from operations was negative $470,870 in 2026-Q2, improving from prior quarter.”
“Cash from operations was negative $821,130 in 2026-Q1.”
“Cash from operations was positive $1,270,092 in 2025-Q4.”
“Cash from operations was negative $2,755,998 in 2025-Q3.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated weak grew net income 57% of the time over the next year (vs 60% for the rest of the cohort, n=7680).
Not enough signal yet.
Not enough signal yet.
Not enough signal to read sensitivity to the broad stock market, the US dollar, Fed net liquidity, real (inflation-adjusted) rates, long-term interest rates (low R² over the window).
2 material management or governance events in the past 24 months, led by M&A activity. Historically, Financials names rated stable grew net income 56% of the time over the next year (vs 57% for the rest of the cohort, n=2725).
Not investment advice. As of 2026-09-04.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.