RESULTS OF OPERATIONS AND FINANCIAL CONDITION On July 16, 2026 Independent Bank Corp. (the "Company") announced by press release its earnings for the quarter ended June 30, 2026. A copy of the press release is attached hereto as Exhibit 99.1. The information in this Item 2.02 (including Exhibit 99.1) is being furnished pursuant to

OTHER EVENTS On June 18, 2026 Independent Bank Corp. issued a press release regarding the declaration of a quarterly common stock dividend, a copy of which is furnished here as Exhibit 99.1 and is incorporated by reference.

OTHER EVENTS The Company announced that its Board of Directors has authorized a stock buyback plan, effective April 30, 2026, under which the Company may repurchase up to $200 million of its common stock. Repurchases under the plan are expected to commence after the Company completes its stock buyback plan adopted in July 2025, under which approximately $10.5 million remains outstanding. Repurchases may be made from time to time on the open market and in privately negotiated transactions, and…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On April 16, 2026 Independent Bank Corp. (the "Company") announced by press release its earnings for the quarter ended March 31, 2026. A copy of the press release is attached hereto as Exhibit 99.1. The information in this Item 2.02 (including Exhibit 99.1) is being furnished pursuant to

Director — Mary L. Lentz: Mary L. Lentz retired from the Board of Directors upon reaching the age of 72, as per the Governance Principles.

OTHER EVENTS On March 19, 2026 Independent Bank Corp. issued a press release regarding the declaration of a quarterly common stock dividend, a copy of which is furnished here as Exhibit 99.1 and is incorporated by reference.

Director — Scott Smith: Mr. Scott Smith voluntarily decided not to stand for re-election as a Director.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On January 22, 2026, Independent Bank Corp. (the "Company") announced by press release its earnings for the quarter ended December 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1. The information in this Item 2.02 (including Exhibit 99.1) is being furnished pursuant to

OTHER EVENTS On December 10, 2025 Independent Bank Corp. issued a press release regarding the declaration of a quarterly common stock dividend, a copy of which is furnished here as Exhibit 99.1 and is incorporated by reference.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On October 16, 2025, Independent Bank Corp. (the "Company") announced by press release its earnings for the quarter ended September 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1. The information in this Item 2.02 (including Exhibit 99.1) is being furnished pursuant to

OTHER EVENTS On September 18, 2025 Independent Bank Corp. issued a press release regarding the declaration of a quarterly common stock dividend, a copy of which is furnished here as Exhibit 99.1 and is incorporated by reference.

thereof that on July 1, 2025 (the "Effective Time"), Independent completed its previously announced merger (the "Merger") with Enterprise Bancorp, Inc. ("Enterprise") pursuant to an Agreement and Plan of Merger, dated as of December 8, 2024, by and between Independent, Rockland Trust Company, Enterprise and Enterprise Bank and Trust Company. At the Effective Time of the Merger, Enterprise merged with and into Independent, with Independent as the surviving corporation in the Merger. In respons…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On July 17, 2025, Independent Bank Corp. (the "Company") announced by press release its earnings for the quarter ended June 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1. The information in this Item 2.02 (including Exhibit 99.1) is being furnished pursuant to

OTHER EVENTS On July 17, 2025, the Company also announced that its Board of Directors has authorized a stock buyback plan under which the Company may repurchase up to $150 million of its common stock. Repurchases under the plan may be made from time to time on the open market and in privately negotiated transactions, and through the use of trading plans intended to qualify under Rule 10b5-1 under the Exchange Act. The extent to which the Company repurchases shares and the size and timing of t…

Director — Aparna Ramesh: A director voluntarily resigned without any stated disagreement, representing a standard board turnover event rather than a senior executive departure.

Director — Kenneth S. Ansin, Joseph C. Lerner: The filing discloses the appointment of two new independent directors to the board in connection with a merger, which is a standard governance change and not an executive departure.

CREATION OF A DIRECT FINANCIAL OBLIGATION OR AN OBLIGATION UNDER AN OFF-BALANCE SHEET ARRANGEMENT OF A REGISTRANT Enterprise Bancorp, Inc. 5.25% Subordinated Notes due 2030 Immediately following the completion of the Merger, Independent will assume all outstanding $60 million aggregate principal amount of Enterprise’s 5.25% Fixed to Floating Rate Subordinated Notes due 2030 (the “Enterprise Notes”). The Enterprise Notes were issued pursuant to that certain indenture, dated as of July 7, 2020…

COMPLETION OF ACQUISITION OR DISPOSITION OF ASSETS Effective as of July 1, 2025 (the “Effective Time”), Independent Bank Corp. (“Independent” or the “Company”) completed its previously announced merger (the “Merger”) with Enterprise Bancorp, Inc. (“Enterprise”) pursuant to an Agreement and Plan of Merger (the “Merger Agreement”), dated as of December 8, 2024, among Independent, Rockland Trust Company (“Rockland Trust”), Enterprise and Enterprise Bank and Trust Company (“Enterprise Bank”). At…

OTHER EVENTS On June 18, 2025 Independent Bank Corp. issued a press release regarding the declaration of a quarterly common stock dividend, a copy of which is furnished here as Exhibit 99.1 and is incorporated by reference.

OTHER EVENTS On June 4, 2025, Inde pendent Bank Corp. (“Independent”) and Enterprise Bancorp, Inc. (“Enterprise”), issued a joint press release reporting the following in connection with Independent’s previously announced acquisition of Enterprise: • All regulatory approvals relating to the transaction have now been received. • The transaction is expected to be completed on July 1, 2025, subject to the satisfaction of the remaining customary closing conditions. A copy of the news release is f…

President — Gerard F. Nadeau: The President is retiring with a named successor (the CEO) assuming the role, representing an orderly succession rather than a sudden loss of leadership.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On April 17, 2025, Independent Bank Corp. (the "Company") announced by press release its earnings for the quarter ended March 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1. The information in this Item 2.02 (including Exhibit 99.1) is being furnished pursuant to

ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT On March 25, 2025, Independent Bank Corp. (the “Company”) completed the issuance and sale (the “Offering”) of $300.0 million aggregate principal amount of its 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035 (the “Notes”). The Notes were issued under the Indenture, dated as of March 25, 2025 (the “Base Indenture”), between the Company and U.S. Bank Trust Company, National Association, as trustee (the “Trustee”), as supplemented by the Supplem…

CREATION OF A DIRECT FINANCIAL OBLIGATION OR AN OBLIGATION UNDER AN OFF-BALANCE SHEET ARRANGEMENT OF A REGISTRANT The information set forth in

OTHER EVENTS On March 20, 2025 Independent Bank Corp. issued a press release regarding the declaration of a quarterly common stock dividend, a copy of which is furnished here as Exhibit 99.1 and is incorporated by reference.