Jefferson Capital, Inc. (JCAP)
NASDAQFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
$20.64+2.79%
Close 2026-11-04 · 1-day change
NASDAQFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
QuarterlyIQ Insights · JCAP
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 33% of the last 3 guided quarters · 0.2% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
“We continue to execute well on our differentiated strategy and remain well positioned to drive shareholder value in the near and long term.
Stated in 2 of 2 supplied quarters. Management reported: ““We continue to execute well on our differentiated strategy and remain well positioned to drive shareholder value in the near and long term.” ““The strength of our business model with a differentiated investment strategy, disciplined underwriting and best-in-class efficiency positions us well to drive shareholder value now and in the future.”” Revenue was $177.540 million in 2026-Q2.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 3 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not enough signal yet.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
““We continue to execute well on our differentiated strategy and remain well positioned to drive shareholder value in the near and long term.”
““The strength of our business model with a differentiated investment strategy, disciplined underwriting and best-in-class efficiency positions us well to drive shareholder value now and in the future…”
We are particularly focused on auto finance where record high balances and credit quality headwinds continue to drive growing portfolio supply.
Stated in 2 of 2 supplied quarters. Management reported: “We are particularly focused on auto finance where record high balances and credit quality headwinds continue to drive growing portfolio supply.” “ “The investment environment remains favorable: consumer credit is at near record levels across all asset classes with elevated delinquencies and charge-offs, which create a long runway for portfolio supply.”
“We are particularly focused on auto finance where record high balances and credit quality headwinds continue to drive growing portfolio supply.”
“ “The investment environment remains favorable: consumer credit is at near record levels across all asset classes with elevated delinquencies and charge-offs, which create a long runway for portfoli…”
We have never been better positioned to take advantage of the opportunities ahead with low leverage and ample capital resources.”
Stated in 1 of 2 supplied quarters. Management reported: “We have never been better positioned to take advantage of the opportunities ahead with low leverage and ample capital resources.”” Operating cash flow was $39.640 million in 2026-Q1.
“We have never been better positioned to take advantage of the opportunities ahead with low leverage and ample capital resources.””
Management has consistently stated EPS guidance targets for 2026 quarters and the full year, emphasizing steady earnings growth.
Management has consistently declared and paid a quarterly cash dividend of $0.24 per share, maintaining shareholder returns.
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
9 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 58% for the rest of the cohort, n=10134).
Not investment advice. As of 2026-11-04.