Results of Operations and Financial Condition. On August 5, 2026 , Kemper Corporation ("Kemper" or the "Registrant") issued a press release announcing its financial results for the second quarter of 2026 and the availability of Kemper’s second quarter investor supplement and earnings call presentation on its website, kemper.com. The press release, the investor supplement and the earnings call presentation are furnished as Exhibits 99.1, 99.2 and 99.3, respectively, to this report. Section 9.…

Executive Vice President and President, Kemper Auto — Matthew A. Hunton: Mr. Hunton was terminated by the Company without cause.

President and Chief Executive Officer — Stephen J. McAnena: Appointment of a new CEO and President from an external source.

Results of Operations and Financial Condition. On May 6, 2026 , Kemper Corporation ("Kemper" or the "Registrant") issued a press release announcing its financial results for the first quarter of 2026 and the availability of Kemper’s first quarter investor supplement and earnings call presentation on its website, kemper.com. The press release, the investor supplement and the earnings call presentation are furnished as Exhibits 99.1, 99.2 and 99.3, respectively, to this report. Section 9. – Fin…

Other Events. On April 28, 2026, Kemper Corporation (“Kemper”) delivered notice to JPMorgan Chase Bank, N.A., in its capacity as administrative agent under the Company’s Third Amended and Restated Credit Agreement, dated March 15, 2022 (the “Credit Agreement”), pursuant to which Kemper reduced the total borrowing capacity available under the Credit Agreement from $600 million to $350 million effective May 4, 2026. Following this reduction in borrowing capacity, Kemper considers its available…

Results of Operations and Financial Condition. On February 4, 2026 , Kemper Corporation ("Kemper" or the "Registrant") issued a press release announcing its financial results for the fourth quarter of 2025 and the availability of Kemper’s fourth quarter investor supplement and earnings call presentation on its website, kemper.com. The press release, the investor supplement and the earnings call presentation are furnished as Exhibits 99.1, 99.2 and 99.3, respectively, to this report. Section 9…

Executive Vice President and Chief Claims Officer, P&C — Duane A. Sanders: The filing explicitly states the individual was terminated by the Company without cause, which is a negative and material management event.

CFO — Bradley T. Camden: The filing discloses retention awards for senior executives to support retention following leadership changes, rather than announcing a specific departure or appointment.

CEO — C. Thomas Evans, Jr.: The filing discloses the appointment of an existing Executive Vice President as Interim CEO, which is an internal succession event rather than a departure of a sitting executive.

Results of Operations and Financial Condition. On November 5, 2025 , Kemper Corporation ("Kemper" or the "Registrant") issued a press release announcing its financial results for the third quarter of 2025 and the availability of Kemper’s third quarter investor supplement and earnings call presentation on its website, kemper.com. The press release, the investor supplement and the earnings call presentation are furnished as Exhibits 99.1, 99.2 and 99.3, respectively, to this report. Section 9.…

Executive Vice President and Chief Claims Officer, P&C — Duane A. Sanders: The company terminated a senior executive (EVP and Chief Claims Officer) without cause, which constitutes a genuine departure and a negative signal.

President and Chief Executive Officer — Joseph P. Lacher, Jr.: Mr. Lacher departed from his role as President and CEO with a severance package, and Mr. Evans was appointed as interim President and CEO.

Entry into a Material Definitive Agreement. On August 13, 2025, Kemper Corporation, a Delaware corporation (the “Company”), entered into a Master Confirmation Agreement and Supplemental Confirmation (the “ASR Agreement”) with Goldman Sachs & Co. LLC (“GS&Co.”) as part of the Company’s previously announced share repurchase programs. Pursuant to the ASR Agreement, the Company will pay $150 million to repurchase its common stock from GS&Co. The total number of shares that will be repurchased wil…

Regulation FD Disclosure. On August 13, 2025, the Company issued a press release announcing the accelerated share repurchase program described above and the execution of the ASR Agreement (as defined above). The press release is attached as Exhibit 99.1 to this report and is incorporated herein by reference. The information furnished under

Other Events. On August 5, 2025, Kemper Corporation (“Kemper” or the “Registrant”) issued a press release announcing that its Board has approved a new $500 million share repurchase authorization and announced its quarterly dividend. The press release is attached as Exhibit 99.1 to this report. Section 9 – Financial Statements and Exhibits

Results of Operations and Financial Condition. On August 5, 2025 , Kemper Corporation ("Kemper" or the "Registrant") issued a press release announcing its financial results for the second quarter of 2025 and the availability of Kemper’s second quarter investor supplement and earnings call presentation on its website, kemper.com. The press release, the investor supplement and the earnings call presentation are furnished as Exhibits 99.1, 99.2 and 99.3, respectively, to this report. Section 9.…

The filing describes the adoption of an equity compensation plan, which is a non-management matter mis-filed under Item 5.02.

Results of Operations and Financial Condition. On May 7, 2025 , Kemper Corporation ("Kemper" or the "Registrant") issued a press release announcing its financial results for the first quarter of 2025 and the availability of Kemper’s first quarter investor supplement and earnings call presentation on its website, kemper.com. The press release, the investor supplement and the earnings call presentation are furnished as Exhibits 99.1, 99.2 and 99.3, respectively, to this report. Section 9. – Fin…

Results of Operations and Financial Condition. On February 5, 2025 , Kemper Corporation ("Kemper" or the "Registrant") issued a press release announcing its financial results for the fourth quarter of 2024 and the availability of Kemper’s fourth quarter investor supplement and earnings call presentation on its website, kemper.com. The press release, the investor supplement and the earnings call presentation are furnished as Exhibits 99.1, 99.2 and 99.3, respectively, to this report. Section 9…

Results of Operations and Financial Condition. On October 30, 2024 , Kemper Corporation ("Kemper" or the "Registrant") issued a press release announcing its financial results for the third quarter of 2024 and the availability of Kemper’s third quarter investor supplement and earnings call presentation on its website, kemper.com. The press release, the investor supplement and the earnings call presentation are furnished as Exhibits 99.1, 99.2 and 99.3, respectively, to this report. Section 9.…

Results of Operations and Financial Condition. On August 5, 2024 , Kemper Corporation ("Kemper" or the "Registrant") issued a press release announcing its financial results for the second quarter of 2024 and the availability of Kemper’s second quarter investor supplement and earnings call presentation on its website, kemper.com. The press release, the investor supplement and the earnings call presentation are furnished as Exhibits 99.1, 99.2 and 99.3, respectively, to this report. Section 9.…

Results of Operations and Financial Conditions. On July 24, 2024, Kemper Corporation (“Kemper” or the “Registrant”) issued a press release announcing the schedule for its second quarter 2024 earnings release and its preliminary results for the second quarter of 2024. The press release is attached as Exhibit 99.1 to this report and is incorporated herein by reference. This exhibit is being furnished and not filed, pursuant to Instruction B.2 of Form 8-K. Section 7 – Regulation FD

The filing describes the adoption of an equity compensation plan, which is a non-management matter mis-filed under Item 5.02.

Results of Operations and Financial Condition. On May 1, 2024 , Kemper Corporation ("Kemper" or the "Registrant") issued a press release announcing its financial results for the first quarter of 2024 and the availability of Kemper’s first quarter investor supplement and earnings call presentation on its website, kemper.com. The press release, the investor supplement and the earnings call presentation are furnished as Exhibits 99.1, 99.2 and 99.3, respectively, to this report. Section 9. – Fin…

Results of Operations and Financial Conditions. On April 23, 2024, Kemper Corporation (“Kemper” or the “Registrant”) issued a press release announcing the schedule for its first quarter 2024 earnings release and its preliminary results for the first quarter of 2024. The press release is attached as Exhibit 99.1 to this report and is incorporated herein by reference. This exhibit is being furnished and not filed, pursuant to Instruction B.2 of Form 8-K. Section 7 – Regulation FD