Kemper Corporation (KMPR)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
$28.04-2.27%
Close 2026-09-04 · 1-day change
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
QuarterlyIQ Insights · KMPR
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance recently climbed back into the top half of its industry — confirming the recovery.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -48.9% |
| Our one-year growth estimate | diamond | -5.0% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 43.8 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 33 industry peers · Company calendar date is not available
KMPR — President transition
Dated 2026-07-21
Executive Vice President and President, Kemper Auto — Matthew A. Hunton: Mr. Hunton was terminated by the Company without cause.
Why it matters: The new CEO's strategies may impact Kemper's direction and performance. Investors will watch for early signs of change.
Watch forThe new CEO shares a plan. This plan may improve the company's outlook.
Also watch forThe new CEO does not provide a clear plan. This causes ongoing uncertainty.
Why it matters: The new CEO's plan will show how Kemper will address its challenges and growth.
Supportive ifA press release will explain the new CEO's plans in three months.
Worry ifNo announcement or vague plans from the new CEO within three months.
Why it matters: The new CEO's style and strategy matter for Kemper's recovery. Changes may improve efficiency.
Watch forGood operational metrics or profit growth after the CEO change.
Also watch forOngoing drops in operational metrics or more losses after the change.
Why it matters: The new CEO's actions will impact Kemper's strategy and performance. Leadership changes can drive new initiatives.
Supportive ifNew CEO Stephen McAnena has plans to improve how the company runs.
Worry ifThe new CEO has not announced any major changes. This shows a lack of direction.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$185 on $10,000 · ±1.8% | How much price usually moves either way. |
| Bad day | $452 loss on $10,000 · 4.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $5,677 loss on $10,000 · 56.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Kemper can borrow less money now. This may limit how it manages finances. Investors will watch how this affects operations.
Worry ifKemper manages operations well with the new borrowing limit. There are no disruptions.
Less concerning ifKemper has problems or cash issues because it can borrow less money.
Why it matters: A big loss may show deeper problems with profits and operations. It can hurt investor trust.
Worry ifNet loss is over $464.8 million, showing ongoing financial trouble.
Less concerning ifNet loss is $464.8 million or less, showing signs of recovery.
Why it matters: Kemper's debt management is key for financial health. More cuts could show ongoing financial trouble.
Worry ifMore news of borrowing capacity cuts below $350 million.
Less concerning ifNo more cuts in borrowing capacity, staying at or above $350 million.
Why it matters: The new CEO's leadership style may affect Kemper's strategy and performance. This could lead to changes in profitability.
Supportive ifThe new CEO announces positive changes in results or strategies within six months.
Worry ifThere is a continued decline in results or no changes announced within six months.
Why it matters: The upcoming earnings report will show if Kemper can recover from its recent earnings miss. Investors will look for signs of improvement.
Watch forKemper reports Q2 earnings. Net income is back in the positive.
Also watch forKemper reports another earnings miss. Net income is still negative.
Why it matters: Better operations can lead to more profit. Progress shows improved cost control.
Supportive if$60 million in run-rate savings fully realized by the end of 2026.
Worry ifSavings fall short of $50 million by the end of 2026.
Why it matters: Leadership can drive change. Positive changes may signal a turnaround in performance.
Watch forQuarterly results show higher profits and better operations with the new CEO.
Also watch forQuarterly results continue to show losses and no improvement in key metrics.