Landmark Bancorp Inc/Manhattan KS (LARK)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$32.25+0.75%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · LARK
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -17.6% |
| Our one-year growth estimate | diamond | -3.9% |
Growth built into the price is above our model estimate.
The price assumes 13.7 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Model as of 2026-09-04 · Compared with 219 industry peers · Company calendar date is not available
LARK — dividend update
Dated 2026-07-29
Other Events. The Company also announced on July 29, 2026, that its Board of Directors approved a cash dividend of $0.21 per share. The cash dividend will be paid to all stockholders of record as of the close of business on August 13, 2026, and payable on August 27, 2026.
Why it matters: A drop in revenue growth could signal a slowdown in the financial sector. This impacts overall performance.
Worry ifRevenue growth falls below the median of 15% over the next quarter.
Less concerning ifRevenue growth remains at or above the median of 15%.
Why it matters: Higher non-interest costs can reduce profits and cash flow.
Worry ifNon-interest expenses rise more than 10.6% compared to last year.
Less concerning ifNon-interest expenses rise less than 10.6% compared to last year.
Why it matters: An increase shows good capital management. It also shows a focus on giving value to shareholders.
Supportive ifThe company declares a dividend above $0.21 per share.
Worry ifThe company maintains or decreases the dividend at $0.21 per share.
Why it matters: Strong cash flow is key for sustaining operations and supporting dividends. It shows financial health.
Supportive ifCash from operations exceeds $6.83 million in Q2.
Worry ifCash from operations drops below $6 million in Q2.
Why it matters: If revenue growth drops below its median, it could signal a slowdown in the financial sector. This may impact Landmark Bancorp's performance.
Worry ifLandmark Bancorp's revenue growth stays above the median of 15% year over year.
Less concerning ifRevenue growth falls below the median of 15% year over year.
Why it matters: Changes in dividend policy may show shifts in how money is used.
Watch forAnnouncement of an increase in the cash dividend per share above $0.21.
Also watch forAnnouncement of a reduction in the cash dividend per share below $0.21.
Why it matters: A drop in cash flow could indicate issues with operational efficiency. Investors value strong cash flow.
Worry ifCash from operations was below $3.4 million.
Less concerning ifCash from operations was above $3.4 million.
Why it matters: Net interest income is a key driver of overall earnings. A decline could hurt profitability.
Worry ifNet interest income growth was below 0.4% from the last quarter.
Less concerning ifNet interest income growth was above 0.4% from the last quarter.
Why it matters: Faster loan growth shows strong demand. It also shows good client management, which is key for making money.
Supportive ifLoan growth exceeds 4.3% annualized in Q3.
Worry ifLoan growth is less than or equal to 4.3% annualized in Q3.
Why it matters: More non-performing loans can show credit quality issues. This affects risk management.
Worry ifNon-performing loans rise more from current levels.
Less concerning ifNon-performing loans went down or stayed the same.
Why it matters: Growth in operating income shows Landmark Bancorp can control costs and make cash. This is important for stability.
Supportive ifOperating income goes over $6.32 million in Q2.
Worry ifOperating income falls below $6.32 million. This may show there are operational problems.
Why it matters: More nonperforming loans can mean problems with credit quality. This can hurt profits.
Worry ifNonperforming loans increase in Q3 compared to Q2.
Less concerning ifNonperforming loans decrease or remain stable in Q3.
Why it matters: Lower earnings growth may show less profit. This can hurt investor confidence.
Worry ifQ3 earnings per share growth is less than 6% compared to Q3 2025.
Less concerning ifQ3 earnings per share growth meets or exceeds 6% compared to Q3 2025.
Why it matters: A slowdown in non-interest income may mean problems with fees and loan sales.
Worry ifNon-interest income growth is less than 5% compared to Q3 2025.
Less concerning ifNon-interest income growth meets or exceeds 5% compared to Q3 2025.
Why it matters: A drop in net interest margin may show profit pressure from interest rates.
Worry ifNet interest margin falls below 4.20% in Q3 2026.
Less concerning ifNet interest margin stays at or above 4.20% in Q3 2026.
Why it matters: A big rise in nonperforming loans may worry about credit quality and risk.
Worry ifNonperforming loans increase by more than $1 million from the previous quarter.
Less concerning ifNonperforming loans go down or stay the same compared to last quarter.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$78 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $308 loss on $10,000 · 3.1% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,680 loss on $10,000 · 16.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.