Landmark Bancorp Inc/Manhattan KS (LARK)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$32.39+1.54%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · LARK
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -17.9% |
| Our one-year growth estimate | diamond | -2.2% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 15.7 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
LARK — earnings in line
Dated 2026-10-28
| Results of Operations and Financial Condition. On October 28, 2026, Landmark Bancorp, Inc. (the “Company”) issued a press release announcing financial results for the three and nine months ended September 30, 2026. The press release is furnished as Exhibit 99.1 and is incorporated herein by reference. The information in this item and the attached exhibit shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorpor…
Why it matters: The margin rose to 4.35% in Q3 and helped lift net interest income. A further rise would show that pricing and funding gains continue.
Supportive ifQ4 net interest margin is above 4.35%, and net interest income is above Q3's $15.6 million.
Worry ifQ4 net interest margin falls below 4.35%, or net interest income falls below $15.6 million.
Why it matters: Loans fell $22.2 million in Q3 after growing in several business loan groups in Q2. More growth would support management's goal of steady growth.
Watch forQ4 period-end loans rise above the Q3 level of $1.1 billion.
Also watch forQ4 period-end loans fall below the Q3 level, with further declines in commercial or real estate loans.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$62 on $10,000 · ±0.6% | How much price usually moves either way. |
| Bad day | $318 loss on $10,000 · 3.2% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,680 loss on $10,000 · 16.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.