Results of Operations and Financial Condition. On October 15, 2026, LCNB Corp. issued an earnings release announcing its financial results for the three and nine months ended September 30, 2026. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

EVP and Chief Wealth Officer — Michael R. Miller: The filing announces the scheduled retirement of a senior executive (EVP and Chief Wealth Officer) effective in the future, which is an orderly succession rather than a sudden loss.

Director — Susan B. Zaunbrecher: The filing announces the appointment of a new director and the execution of standard change-in-control agreements, with no executive departures or leadership changes.

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth and incorporated by reference in

Entry into a Material Definitive Agreement. On August 7, 2026, LCNB Corp. (the “Company”) entered into Subordinated Note Purchase Agreements (collectively, the “Subordinated Note Purchase Agreements”) with certain qualified institutional buyers and accredited investors (collectively, the “Subordinated Note Purchasers”) pursuant to which the Company issued and sold $25,000,000 in aggregate principal amount of its 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036 (the “Subordinated Notes…

Results of Operations and Financial Condition. On July 15, 2026, LCNB Corp. issued an earnings release announcing its financial results for the three and six months ended June 30, 2026. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Results of Operations and Financial Condition. On April 22, 2026, LCNB Corp. issued an earnings release announcing its financial results for the three months ended March 31, 2026. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Results of Operations and Financial Condition. On January 29, 2026, LCNB Corp. issued an earnings release announcing its financial results for the twelve months ended December 31, 2025. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Results of Operations and Financial Condition. On October 22, 2025, LCNB Corp. issued an earnings release announcing its financial results for the nine months ended September 30, 2025. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Director — Robert A. Bedinghaus: Resigned for personal and family-related reasons.

President — Robert Haines II: Robert Haines II was promoted from Chief Financial Officer to President as part of a succession plan.

Results of Operations and Financial Condition. On July 22, 2025, LCNB Corp. issued an earnings release announcing its financial results for the six months ended June 30, 2025. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Results of Operations and Financial Condition. On April 22, 2025, LCNB Corp. issued an earnings release announcing its financial results for the three months ended March 31, 2025. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Results of Operations and Financial Condition. On January 30, 2025, LCNB Corp. issued an earnings release announcing its financial results for the three and twelve months ended December 31, 2024. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Results of Operations and Financial Condition. On October 21, 2024, LCNB Corp. issued an earnings release announcing its financial results for the three and nine months ended September 30, 2024. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Results of Operations and Financial Condition. On July 23, 2024, LCNB Corp. issued an earnings release announcing its financial results for the three and six months ended June 30, 2024. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

EVP and Chief Lending Officer — Matthew P. Layer: Matthew P. Layer is retiring and Jeff D. Meeker will assume his role.

Results of Operations and Financial Condition. On April 29, 2024, LCNB Corp. issued an earnings release announcing its financial results for the three months ended March 31, 2024. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Results of Operations and Financial Condition. On January 31, 2024, LCNB Corp. issued an earnings release announcing its financial results for the three and twelve months ended December 31, 2023. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Entry into a Material Definitive Agreement. On November 28, 2023, LCNB Corp., an Ohio corporation (“LCNB”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) with Eagle Financial Bancorp, Inc., a Maryland corporation (“EFBI”). Upon the terms of the Merger Agreement and subject to the conditions therein, at the effective time of the merger (the “Effective Time”), EFBI will merge with and into LCNB with LCNB being the surviving corporation (the “Merger”) and, immediately aft…

Results of Operations and Financial Condition. On October 23, 2023, LCNB Corp. issued an earnings release announcing its financial results for the three months ended September 30, 2023. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Results of Operations and Financial Condition. On July 20, 2023, LCNB Corp. issued an earnings release announcing its financial results for the three and six months ended June 30, 2023. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Entry into a Material Definitive Agreement. On May 17, 2023, LCNB Corp., an Ohio corporation (“LCNB”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) with Cincinnati Bancorp, Inc., a Maryland corporation (“CNNB”). Upon the terms of the Merger Agreement and subject to the conditions therein, at the effective time of the merger (the “Effective Time”), CNNB will merge with and into LCNB with LCNB being the surviving corporation (the “Merger”) and, immediately after the Eff…

Results of Operations and Financial Condition. On April 21, 2023, LCNB Corp. issued an earnings release announcing its financial results for the three months ended March 31, 2023. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this

Other Events . LCNB issued a press release on February 27, 2023, announcing that its Board of Directors authorized a share repurchase program (the “Program”). Under the terms of the Program, LCNB is authorized to repurchase up to 500,000 of its outstanding common shares. The Program may be suspended or discontinued at any time without notice. A copy of the press release dated February 27, 2023, is attached to this Current Report as Exhibit 99.1 and is incorporated herein by reference.