Results of Operations and Financial Condition On July 27, 2026, Lakeland Financial Corporation (the “Company”) issued a press release announcing its earnings for the three and six months ended June 30, 2026. The press release is furnished herewith as Exhibit 99.1. The disclosure in this

Regulation FD Disclosure On July 14, 2026, Lakeland Financial Corporation's Board of Directors declared a quarterly cash dividend of $0.52 per share on its common stock. The dividend will be paid on August 5, 2026 to the shareholders of record on July 25, 2026.

Results of Operations and Financial Condition On April 27, 2026, Lakeland Financial Corporation (the “Company”) issued a press release announcing its earnings for the three months ended March 31, 2026. The press release is furnished herewith as Exhibit 99.1. The disclosure in this

Regulation FD Disclosure On April 14, 2026, Lakeland Financial Corporation's Board of Directors declared a quarterly cash dividend of $0.52 per share on its common stock. The dividend will be paid on May 5, 2026 to the shareholders of record on April 25, 2026.

Other Events On March 5, 2026, the board of directors of Lakeland Financial Corporation ("Company") amended the existing share repurchase program to increase the aggregate amount of the Company’s common stock that the Company is authorized to repurchase, from $30 million to $60 million. Under the amended repurchase program, the Company is authorized to repurchase, from time to time as the Company deems appropriate until the program’s expiration on April 30, 2027, shares of the Company's commo…

Results of Operations and Financial Condition On January 26, 2026, Lakeland Financial Corporation (the “Company”) issued a press release announcing its earnings for the three and twelve months ended December 31, 2025. The press release is furnished herewith as Exhibit 99.1. The disclosure in this

Chief Credit Officer — Donald J. Robinson-Day: The filing announces the internal promotion of a long-tenured employee to the role of Executive Vice President and Chief Credit Officer, which is a standard succession or advancement event rather than a departure.

Regulation FD Disclosure Lakeland Financial Corporation issued a news release announcing that on January 13, 2026, the board of directors of Lakeland Financial Corporation (“Company”) declared a quarterly cash dividend of $0.52 per share of Company common stock for the first quarter of 2026, payable on February 5, 2026, to the shareholders of record on January 25, 2026. The news release is attached as Exhibit 99.1.

Results of Operations and Financial Condition On October 27, 2025, Lakeland Financial Corporation (the “Company”) issued a press release announcing its earnings for the three and nine months ended September 30, 2025. The press release is furnished herewith as Exhibit 99.1. The disclosure in this

Regulation FD Disclosure On October 14, 2025, Lakeland Financial Corporation's Board of Directors declared a quarterly cash dividend of $0.50 per share on its common stock. The dividend will be paid on November 5, 2025 to the shareholders of record on October 25, 2025.

Results of Operations and Financial Condition On July 25, 2025, Lakeland Financial Corporation (the “Company”) issued a press release announcing its earnings for the three and six months ended June 30, 2025. The press release is furnished herewith as Exhibit 99.1. The disclosure in this

Regulation FD Disclosure On July 8, 2025, Lakeland Financial Corporation's Board of Directors declared a quarterly cash dividend of $0.50 per share on its common stock. The dividend will be paid on August 5, 2025 to the shareholders of record on July 25, 2025.

Director — Dan Starr, Mindy Creighton Truex: The filing discloses the appointment of two new directors to the board, which is a routine governance event and not a departure of a senior executive.

Results of Operations and Financial Condition On April 25, 2025, Lakeland Financial Corporation (the “Company”) issued a press release announcing its earnings for the three months ended March 31, 2025. The press release is furnished herewith as Exhibit 99.1. The disclosure in this

The filing discloses the approval of a new equity incentive plan, which is a compensatory arrangement rather than a change in management personnel.

Regulation FD Disclosure On April 8, 2025, the Board of Directors (the "Board") of Lakeland Financial Corporation (the "Company") declared a quarterly cash dividend of $0.50 per share on its common stock. The dividend will be paid on May 5, 2025 to the shareholders of record on April 25, 2025.

Other Events On April 8, 2025, the Board reauthorized and extended the Company's share repurchase program through April 30, 2027. Under the reauthorized repurchase program, the Company is authorized to repurchase, from time to time as the Company deems appropriate, shares of the Company's common stock with an aggregate purchase price of up to $30 million. Repurchases may be made in the open market, through block trades or otherwise, and in privately negotiated transactions. As of April 8, 202…

Chief Retail Banking Officer — Stephanie R. Leniski: The filing announces the appointment of Stephanie R. Leniski to a senior executive role (EVP and Chief Retail Banking Officer), which is an internal promotion or advancement rather than a departure.

The filing discloses the adoption of standard equity incentive plan award agreements (RSU/PSU forms) rather than a specific change in officer or director status.

Results of Operations and Financial Condition On January 24, 2025, Lakeland Financial Corporation (the “Company”) issued a press release announcing its earnings for the three and twelve months ended December 31, 2024. The press release is furnished herewith as Exhibit 99.1. The disclosure in this

Chief Retail Banking Officer — Stephanie R. Leniski: The filing announces the internal promotion of a long-tenured employee to a senior executive role (EVP and Chief Retail Banking Officer), which is a positive signal of stability and growth rather than a departure.

Regulation FD Disclosure Lakeland Financial Corporation issued a news release announcing that on January 14, 2025, the board of directors of Lakeland Financial Corporation (“Company”) declared a quarterly cash dividend of $0.50 per share of Company common stock for the first quarter of 2025, payable on February 5, 2025, to the shareholders of record on January 25, 2025. The news release is attached as Exhibit 99.1.

Results of Operations and Financial Condition On October 25, 2024, Lakeland Financial Corporation (the “Company”) issued a press release announcing its earnings for the three and nine months ended September 30, 2024. The press release is furnished herewith as Exhibit 99.1. The disclosure in this

Regulation FD Disclosure On October 8, 2024, Lakeland Financial Corporation’s Board of Directors declared a quarterly cash dividend of $0.48 per share on its common stock. The dividend will be paid on November 5, 2024 to the shareholders of record on October 25, 2024. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. LAKELAND FINANCIAL CORPORATION Da…

Results of Operations and Financial Condition On July 25, 2024, Lakeland Financial Corporation (the “Company”) issued a press release announcing its earnings for the three and six months ended June 30, 2024. The press release is furnished herewith as Exhibit 99.1. The disclosure in this