Lakeland Financial (LKFN)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$62.90+2.68%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · LKFN
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 14.0% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| -16.3% |
Growth built into the price is above our model estimate.
The price assumes 30.4 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
LKFN — dividend update
Dated 2026-10-13
Regulation FD Disclosure On October 13, 2026, Lakeland Financial Corporation's Board of Directors declared a quarterly cash dividend of $0.52 per share on its common stock. The dividend will be paid on November 5, 2026 to the shareholders of record on October 25, 2026.
Why it matters: Loans grew 2% in Q3, and leaders said new client work was helping. Another strong quarter would back the bank’s growth plan.
Supportive ifQ4 total loans rise at least 2% from the $5.68 billion reported for Q3.
Worry ifQ4 total loans are flat or decline from $5.68 billion.
Why it matters: Core deposits fund most of the bank’s loans. They reached $6.05 billion and 96% of deposits in Q3, but growth slowed from Q2.
Watch forCore deposits rise from $6.05 billion in Q3, and remain at least 96% of total deposits.
Also watch forCore deposits fall below $6.05 billion, or their share of deposits drops below 95%.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$90 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $240 loss on $10,000 · 2.4% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,212 loss on $10,000 · 12.1% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.