Entry into a Material Definitive Agreement. On February 24, 2026, Manhattan Bridge Capital, Inc. (the “ Company ”) entered into an amendment (the “ Amendment ”) to its Amended and Restated Credit and Security Agreement, as amended prior to the Amendment (the “ Agreement ”), among the Company, the guarantors party thereto, Webster Bank, National Association (“ Webster ”), the other lenders from time to time party thereto (the “ Lenders ”), and Webster, as agent for the Lenders (in such capacit…

Entry into a Material Definitive Agreement. On December 12, 2025, MBC Funding II, a wholly owned subsidiary of Manhattan Bridge Capital, Inc. (the “ Company ”), entered into a letter agreement (the “ Letter Agreement ”) with Valley National Bank (“ Valley ”), pursuant to which Valley agreed to provide MBC Funding II with a line of credit in the principal amount of up to $10,000,000 (the “ Credit Facility ”). In connection with the Credit Facility, MBC Funding II executed a Line of Credit Note…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

Termination of a Material Definitive Agreement. As previously reported, on November 26, 2025, MBC Funding II delivered a notice of redemption to all holders of the 6.00% Senior Secured Notes, due April 22, 2026 (the “6.00% Notes ”), stating that all outstanding 6.00% Notes would be redeemed on December 15, 2025 (the “ Redemption Date ”). On the Redemption Date, MBC Funding II completed the redemption of all $6,000,000 principal amount outstanding at 100% of principal of the 6.00% Notes plus a…

Other Events. In connection with the entry into the Letter Agreement, on December 12, 2025, the Company, together with MBC Funding II and Mr. Ran, entered into Amendment No. 8 (the “ Amendment ”) to the Company’s Amended and Restated Credit and Security Agreement, dated August 8, 2017, as previously amended, with Webster Bank, National Association, as agent, and the lenders party thereto. The Amendment was entered into to permit the incurrence of the Credit Facility and guarantees related the…

Other Events. MBC Funding II is the issuer of 6.00% Senior Secured Notes, due April 22, 2026 (the “Notes”), which were originally issued in an aggregate principal amount of $6,000,000 under an Indenture, dated April 25, 2016 (the “Indenture”), among MBC Funding II, as issuer, MBC, as guarantor, and ClearTrust, LLC (as successor to Worldwide Stock Transfer, LLC), as indenture trustee. The Notes are listed on the NYSE American and trade under the symbol “LOAN/26”. Interest on the Notes accrues…

Other Events. On November 20, 2025, Manhattan Bridge Capital, Inc. (the “Company”) announced that the Company’s Board of Directors authorized a share buy back program (the “Share Buy Back Program”), pursuant to which the Company may, from time to time, purchase up to 100,000 shares of its common stock. Share repurchases may be executed through various means, including, without limitation, open market transactions, privately negotiated transactions or otherwise. The Share Buy Back Program does…

Director — Vanessa Kao: Vanessa Kao was appointed as a Director of the Company.

Other Events. On April 11, 2023, Manhattan Bridge Capital, Inc. (the “Company”) announced that the Company’s Board of Directors authorized a share buy back program (the “Share Buy Back Program”), pursuant to which the Company may, from time to time, purchase up to 100,000 shares of its common stock. Share repurchases may be executed through various means, including, without limitation, open market transactions, privately negotiated transactions or otherwise. The Share Buy Back Program does no…

Entry into a Material Definitive Agreement. On January 31, 2023, Manhattan Bridge Capital, Inc. (the “ Company ”) entered into an amendment (the “ Amendment ”), effective as of January 2, 2023, to its Amended and Restated Credit and Security Agreement, as amended (the “ Agreement ”), among the Company, Webster Business Credit, a division of Webster Bank, N.A., successor in interest to Webster Business Credit Corporation (“ Webster ”), the other lenders from time to time party thereto (the “ L…

Entry into a Material Definitive Agreement. On April 25, 2022, Manhattan Bridge Capital, Inc. (the “ Company ”) entered into an amendment (the “ Amendment ”), with respect to the Amended and Restated Credit and Security Agreement, as amended (the “ Credit Agreement ”), among Webster Business Credit Corporation (“ Webster ”), Flushing Bank (“ Flushing ”) and Mizrahi Tefahot Bank Ltd. (“ Mizrahi ” and together with Webster and Flushing, the “ Lenders ”) and Assaf Ran, as guarantor. Pursuant to…

President and Chief Executive Officer — Assaf Ran: Mr. Ran voluntarily agreed to waive his base salary for three months.

Entry into a Material Definitive Agreement. On July 7, 2021, Manhattan Bridge Capital, Inc. (the “Company”) entered into an underwriting agreement (the “Underwriting Agreement”) with B. Riley Securities, Inc. (the “Underwriter”) in connection with a public offering (the “Offering”) of 1,875,000 of the Company’s common shares, $0.001 par value per share (the “Common Shares”), at a price to the public of $7.20 per share. Pursuant to the Underwriting Agreement, the Underwriter agreed to buy, on…

Entry into a Material Definitive Agreement.

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. On July 2, 2021, Manhattan Bridge Capital, Inc. (the “ Company ”) entered into a consent and amendment letter agreement (the “ Amendment ”), with respect to its Amended and Restated Credit and Security Agreement, as amended (the “ Credit Agreement ”), with Webster Business Credit Corporation (the “ Bank ”), Flushing Bank (“ Flushing ”), Mizrahi Tefahot Bank Ltd. (“ Mizrahi ” and…

Other Events. On February 27, 2020, Manhattan Bridge Capital, Inc. (the “Company”) announced that the Company’s Board of Directors authorized a share buy back program (the “Share Buy Back Program”), pursuant to which the Company may, from time to time, purchase up to 100,000 shares of its common stock. Share repurchases may be executed through various means, including, without limitation, open market transactions, privately negotiated transactions or otherwise. The Share Buy Back Program does…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. On February 25, 2020, Manhattan Bridge Capital, Inc. (the “ Company ”) entered into Amendment No. 3 to the Amended and Restated Credit and Security Agreement (the “ Amendment ”) among the Company, Webster Business Credit Corporation (the “ Bank ”), Flushing Bank (“ Flushing ”) and Mizrahi Tefahot Bank Ltd. (“ Mizrahi ” and together with the Bank and Flushing, the “ Lenders ”) and…

Other Events. On December 31, 2019, the Company entered into Amendment No. 2 to the Amended and Restated Credit and Security Agreement with the Bank and Flushing to amend the Company’s required fixed charge coverage ratio to require an amount not less than (i) 1.25 to 1 prior to the payment of any dividend and (ii) 1.0 to 1 on a pro forma basis after giving effect to (x) any dividends and (y) an addback to EBITDA (as defined in the Credit Agreement) of distributions in an amount not to exceed…

Entry into a Material Definitive Agreement.

President and Chief Executive Officer — Assaf Ran: Mr. Assaf Ran voluntarily waived his base salary for November and December 2019.