Manhattan Bridge Capital Inc (LOAN)
NASDAQReal EstateReit - MortgageSnapshot 2026-09-04
$4.08-0.49%
Close 2026-09-04 · 1-day change
NASDAQReal EstateReit - MortgageSnapshot 2026-09-04
QuarterlyIQ Insights · LOAN
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -7.2% |
| Our one-year growth estimate | diamond | 3.6% |
Growth built into the price is above our model estimate.
The price assumes 10.8 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Elevated risk of a next-quarter earnings miss: this name is a smaller-cap name (higher miss base rate) and operates in a high-miss-rate industry. A fundamental tilt, not a price call.
Model as of 2026-09-04 · Compared with 33 industry peers
LOAN — credit agreement
Dated 2026-02-25
Entry into a Material Definitive Agreement. On February 24, 2026, Manhattan Bridge Capital, Inc. (the “ Company ”) entered into an amendment (the “ Amendment ”) to its Amended and Restated Credit and Security Agreement, as amended prior to the Amendment (the “ Agreement ”), among the Company, the guarantors party thereto, Webster Bank, National Association (“ Webster ”), the other lenders from time to time party thereto (the “ Lenders ”), and Webster, as agent for the Lenders (in such capacit…
Why it matters: GDP growth impacts demand for real estate loans. Strong growth could boost loan activity.
Supportive ifGDP growth rate exceeds 2% in the second estimate.
Worry ifGDP growth rate comes in below 1% in the second estimate.
Why it matters: If revenue growth picks up, it could indicate a stronger market for real estate. This would benefit Manhattan Bridge Capital.
Supportive if3-year revenue growth in the real estate sector rises above 4 percent.
Worry if3-year revenue growth in the real estate sector remains below 4 percent.
Why it matters: Weak job data may show economic problems. This could lower loan demand.
Worry ifUnemployment rate is above 5%. This shows the job market is weak.
Less concerning ifUnemployment rate falls below 4%, suggesting job market strength.
Why it matters: Slow personal income growth may lower consumer borrowing. This could hurt Manhattan Bridge's loans.
Worry ifPersonal income growth is below 0.2%. This shows consumers are struggling.
Less concerning ifPersonal income growth is above 0.5%. This shows consumers are doing well.
Why it matters: More people filing for unemployment can show a weak economy. This can lower loan demand.
Worry ifWeekly claims fall below 200,000.
Less concerning ifWeekly claims rise above 300,000.
Why it matters: Earnings results can show how the company is doing. They also reflect market changes.
Watch forEarnings report shows net income growth of at least 10% year over year.
Also watch forEarnings report shows net income decline of more than 5% year over year.
Why it matters: A change in capital use may show better management focus and more investor trust.
Supportive ifManagement shares a new plan that supports capital use.
Worry ifManagement sticks to a plan that does not support capital use.
Why it matters: CPI affects interest rates. This changes how much it costs to borrow money. It also impacts Manhattan Bridge's lending business.
Watch forCPI shows an increase above 0.5% month over month.
Also watch forCPI shows a decrease or remains flat month over month.
Why it matters: Weak GDP growth could hurt demand for loans, impacting Manhattan Bridge's business.
Worry ifGDP growth is below 1%. This shows the economy is slowing down.
Less concerning ifGDP growth is above 2%. This shows the economy is strong.
Why it matters: PPI data can impact interest rates and affect real estate financing costs.
Watch forPPI shows a decrease of more than 0.2% month over month.
Also watch forPPI shows an increase of more than 0.2% month over month.
Why it matters: Unemployment claims show how the economy is doing. A rise can mean weakness. This can lower loan demand.
Worry ifWeekly unemployment claims go over 300,000. This shows economic stress.
Less concerning ifWeekly unemployment claims drop below 200,000. This suggests economic strength.
Why it matters: More claims may show economic weakness. This could hurt Manhattan Bridge's lending.
Worry ifClaims rise above 300,000, indicating a weakening job market.
Less concerning ifClaims drop below 250,000, suggesting a stronger job market.
Why it matters: If revenue growth speeds up, it could signal a positive shift in the real estate sector.
Supportive ifSector revenue growth is speeding up again. It is getting closer to past highs.
Worry ifSector revenue growth remains stagnant or declines further.
Why it matters: Changes in personal income affect consumer spending and borrowing. Higher income may boost loan demand.
Supportive ifPersonal income growth exceeds 0.5% month over month.
Worry ifPersonal income growth is negative or below 0.1% month over month.
Why it matters: If revenue growth speeds up, it could signal a positive shift in the real estate sector.
Supportive ifRevenue growth increases to above 5% year over year.
Worry ifRevenue growth remains below 0% year over year.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$74 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $226 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $2,619 loss on $10,000 · 26.2% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.