Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
Metropolitan Bank Holding Corp. (MCB)
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
$95.08-2.66%
Close 2026-11-05 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
11.30 → 11.08 EPS · FY ending Dec 31, 2027 · 2 analysts
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 6, 2026 to Nov 5, 2026: (new ÷ prior − 1). Contributor count changed from 2 to 2; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for MCB yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
Three published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
Quarterly dividend at least $0.25 per share | It has steadily increased its quarterly dividend to $0.25 per share. | Intact | Dividend falls below $0.25 per share quarterly | Dividend per share: $0.25 per share FY2026-Q2; GAAP. Published target: >=0.25 USD per share quarterly. Target period is not explicitly aligned with this observation. Jul 31, 20260.25 USD/share · source valueLast status assessment Nov 5, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
MCB is a smaller-cap financial company with a growth-oriented, moderately risky multi-year view. Its thesis is intact: recent financial performance is strong, though earnings quality and management evidence are neutral.
Valuation is assessed as roughly in line with peers, and the expectations gap is small, so the market’s assumptions appear broadly aligned with the evidence. The valuation measure rose recently, but the supplied evidence does not show a clear sign of excessive fragility.
Through September 2026, loans and deposits grew in line with management’s stated focus on disciplined balance-sheet growth. Capital and liquidity support that growth, though the evidence on this priority is mixed; the dividend rose, while repurchase execution is not quantified. Near term, a guidance cut or rate cuts could weigh on the business outlook, and recent earnings surprises have been uneven.
The unfavorable case depends on a guidance cut at the next call or the Federal Reserve beginning to lower rates. The favorable case depends in part on continued strong earnings and higher guidance from sector bellwethers, which could support financial-sector momentum.
Over the next 1 to 3 years, MCB’s thesis rests on sustaining balance-sheet growth and execution while managing uneven earnings and sensitivity to rates. The current evidence supports an intact but moderately risky view. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| The company targets EPS of at least $2.92 for FY26. |
| Broken |
| EPS falls below $2.92 in FY26 |
Diluted EPS: $2.58 per share FY2026-Q3; GAAP. Published target: >=2.92 USD per share. Annual target cannot be compared with a quarterly or TTM observation. Oct 20, 20262.58 USD/share · source valueLast status assessment Nov 5, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
PE ratio near 12, close to peer median | A supporting condition in Metropolitan Bank Holding Corp.'s published investment case. The stated target is ~12 PE ratio. | Intact | PE ratio falls significantly below 11 or rises above 15 | P/E (TTM): 9.74x As of 2026-11-05; trailing twelve months. The target timing and basis require a separate assessment. Nov 5, 20269.7418 ratio · calculatedLast status assessment Nov 5, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$11.65 → $11.08 · observed estimates
$0.43B → $0.43B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $11.65 | $431,884,080 | 3 / 2 |
| 2026-07-25 | $11.52 | $433,882,720 | 3 / 3 |
| 2026-07-26 | $11.52 | $433,882,720 | 3 / 3 |
| 2026-07-27 | $11.52 | $433,882,720 | 2 / 2 |
| 2026-07-28 | $11.52 | $433,882,720 | 3 / 3 |
| 2026-07-29 | $11.41 | $433,842,520 | 3 / 3 |
| 2026-07-30 | $11.41 | $433,842,520 | 3 / 3 |
| 2026-07-31 | $11.41 | $433,842,520 | 3 / 3 |
| 2026-08-01 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-02 | $11.41 | $433,842,520 | 3 / 3 |
| 2026-08-03 | $11.41 | $433,842,520 | 3 / 3 |
| 2026-08-04 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-05 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-06 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-07 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-08 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-09 | $11.41 | $433,842,520 | 3 / 3 |
| 2026-08-10 | $11.41 | $433,842,520 | 3 / 3 |
| 2026-08-12 | $11.41 | $433,842,520 | 3 / 3 |
| 2026-08-13 | $11.41 | $433,842,520 | 3 / 3 |
| 2026-08-14 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-15 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-16 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-17 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-18 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-19 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-20 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-21 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-22 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-23 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-24 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-25 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-26 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-27 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-28 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-29 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-30 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-08-31 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-01 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-02 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-03 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-04 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-05 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-06 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-07 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-08 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-09 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-10 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-11 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-12 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-13 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-14 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-15 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-16 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-17 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-18 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-19 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-20 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-21 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-22 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-23 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-24 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-25 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-26 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-27 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-28 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-29 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-09-30 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-10-01 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-10-02 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-10-03 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-10-04 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-10-05 | $11.41 | $433,842,520 | 2 / 2 |
| 2026-10-06 | $11.30 | $431,821,169 | 2 / 2 |
| 2026-10-07 | $11.30 | $431,821,169 | 2 / 2 |
| 2026-10-08 | $11.23 | $431,821,169 | 2 / 2 |
| 2026-10-09 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-10 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-11 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-12 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-13 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-14 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-15 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-16 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-17 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-18 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-19 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-20 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-21 | $11.23 | $431,821,169 | 2 / 1 |
| 2026-10-22 | $11.20 | $426,954,502 | 2 / 2 |
| 2026-10-23 | $11.20 | $426,954,502 | 2 / 2 |
| 2026-10-24 | $11.20 | $426,954,502 | 2 / 2 |
| 2026-10-25 | $11.20 | $426,954,502 | 2 / 2 |
| 2026-10-26 | $11.20 | $426,954,502 | 2 / 2 |
| 2026-10-27 | $11.20 | $426,954,502 | 2 / 2 |
| 2026-10-28 | $11.08 | $428,275,162 | 2 / 2 |
| 2026-10-29 | $11.08 | $428,275,162 | 2 / 2 |
| 2026-10-30 | $11.08 | $428,275,162 | 2 / 2 |
| 2026-10-31 | $11.08 | $428,275,162 | 2 / 2 |
| 2026-11-01 | $11.08 | $428,275,162 | 2 / 2 |
| 2026-11-02 | $11.08 | $428,275,162 | 2 / 2 |
| 2026-11-03 | $11.08 | $428,275,162 | 2 / 2 |
| 2026-11-04 | $11.08 | $428,275,162 | 2 / 2 |
| 2026-11-05 | $11.08 | $428,275,162 | 2 / 2 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 2 Buy / Strong Buy · 1 Hold · 0 Sell / Strong Sell
Recent actions · Oct 7–Nov 5 · 1 recorded
Individual price-target observations are unavailable.
0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior
Oct 7, 2026–Nov 5, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
3 of 3 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.