Other Events. Dividend Announcement On August 4, 2026, Midland States Bancorp, Inc. (the “Company”) announced that its Board of Directors (the “Board”) declared a quarterly cash dividend of $0.33 per share of its common stock. The dividend is payable on August 21 , 2026 to all shareholders of record as of the close of business on August 14 , 2026 . The Board also declared a cash dividend of $0.4844 per depository share on its 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, S…

Results of Operations and Financial Condition. On July 23, 2026 , Midland States Bancorp, Inc. (the “Company”) issued a press release announcing its financial results for the second quarter of 2026. The press release is attached as Exhibit 99.1.

Chief Financial Officer — Claire A. Stack: Claire A. Stack was promoted to Chief Financial Officer from her previous role as Corporate Controller and interim CFO.

Other Events. On May 5, 2026, Midland States Bancorp, Inc. (the “Company”) issued a press release announcing that the Company’s board of directors has approved an amendment to the Company’s current stock repurchase program that increases the amount of common stock authorized for repurchase from $25 million to $45 million and extends the expiration date of the program to December 31, 2026 . To date, the Company has repurchased 923,837 shares of its common stock at an average price of $21.46 fo…

Other Events. Dividend Announcement On May 5, 2026, Midland States Bancorp, Inc. (the “Company”) announced that its Board of Directors (the “Board”) declared a quarterly cash dividend of $0.32 per share of its common stock. The dividend is payable on May 22, 2026 to all shareholders of record as of the close of business on May 15, 2026 . The Board also declared a cash dividend of $0.4844 per depository share on its 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A. Th…

Results of Operations and Financial Condition. On April 23, 2026 , Midland States Bancorp, Inc. (the “Company”) issued a press release announcing its financial results for the first quarter of 2026. The press release is attached as Exhibit 99.1.

Chief Financial Officer — Eric Lemke: Eric Lemke was terminated from his position as Chief Financial Officer.

Director — James F. Deutsch: Appointment of James F. Deutsch as a Class II director.

Other Events. On February 3, 2026, Midland States Bancorp, Inc. (the “Company”) announced that its Board of Directors (the “Board”) declared a quarterly cash dividend of $0.32 per share of its common stock. The dividend is payable on February 20, 2026, to shareholders of record as of the close of business on February 13, 2026. The Board also declared a cash dividend of $0.4844 per depositary share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A. The dividend w…

Results of Operations and Financial Condition. On January 22, 2026 , Midland States Bancorp, Inc. (the “Company”) issued a press release announcing its financial results for the fourth quarter of 2025. The press release is attached as Exhibit 99.1.

Chief Accounting Officer & Corporate Controller — Donald J. Spring: Donald J. Spring is retiring and Eric T. Lemke will assume the role of principal accounting officer.

Other Events. On November 28, 2025, the Bank sold substantially all of its equipment finance portfolio and certain related assets to an affiliate of North Mill for $502 million in cash, subject to adjustment. As of October 31, 2025, the Bank’s equipment finance portfolio consisted of approximately $599.0 million in loans and leases outstanding, or $565.0 million net of the allowance for credit losses, and $21.0 million of operating leases included in other assets. The transaction excludes app…

and the attached exhibits shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, and shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference in any such filing. Forward-Looking Statements This Current Report on Form 8-K includes “forward-looking statements” within the meaning of such term under the Private Securities Litigation Reform Act of 1995. These st…

President of Midland States Bank and Executive Vice President of Midland States Bancorp, Inc. — Jeffrey S. Mefford: Jeffrey S. Mefford will retire, effective June 30, 2026.

Other Events. Dividend Announcement On November 3, 2025, Midland States Bancorp, Inc. (the “Company”) announced that its Board of Directors (the “Board”) declared a quarterly cash dividend of $0.32 per share of its common stock. The dividend is payable on November 21, 2025, to shareholders of record as of the close of business on November 14, 2025. The Board also declared a cash dividend of $0.4844 per depositary share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Se…

Results of Operations and Financial Condition. On October 30, 2025 , Midland States Bancorp, Inc. (the “Company”) issued a press release announcing its financial results for the third quarter of 2025. The press release is attached as Exhibit 99.1.

Other Events. On August 27, 2025, Midland States Bancorp, Inc. (the “Company”) notified holders that the Company will redeem on September 30, 2025 (the “Redemption Date”) all of the Company’s outstanding Fixed-to-Floating Rate Subordinated Notes due September 30, 2029, having an aggregate current principal amount of $50,750,000 (the “Subordinated Notes”), in accordance with the terms of the Subordinated Notes. The aggregate redemption price will be 100% of the aggregate principal amount of th…

and Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “ Exchange Act ”), or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such a filing. Forward-Looking Statements This document and the exhibits contain forward-looking statements within…

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing. As previously disclosed, Midland States Bancorp, Inc. (the “ Company ”) was unable to file its Quarterly Report on Form 10-Q for the period ended June 30, 2025 (the “ Form 10-Q ”) by its prescribed due date. On August 19, 2025, the Company received an expected notice (the “ Notice ”) from The Nasdaq Stock Market LLC (“ Nasdaq ”) notifying the Company that it does not comply with Nasdaq Listing…

Other Events. On August 5, 2025, Midland States Bancorp, Inc. (the “Company”) announced that its Board of Directors declared a quarterly cash dividend of $0.32 per share of its common stock. The dividend is payable on August 22, 2025, to shareholders of record as of the close of business on August 15, 2025. The Board of Directors also declared a cash dividend of $0.4844 per depositary share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A. The dividend will be…

Results of Operations and Financial Condition. On July 24, 2025 , Midland States Bancorp, Inc. (the “Company”) issued a press release announcing its financial results for the second quarter of 2025. The press release is attached as Exhibit 99.1.

and Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “ Exchange Act ”), or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such a filing. Forward-Looking Statements This document and the exhibits contain forward-looking statements within…

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing. As previously disclosed, Midland States Bancorp, Inc. (the “ Company ”) was unable to file its Annual Report on Form 10-K for the period ended December 31, 2024 (the “ Form 10-K ”) and its Quarterly Report on Form 10-Q for the period ended March 31, 2025 (the “ Form 10-Q ”) by their respective prescribed due dates. On May 19, 2025, the Company received an expected notice (the “ Notice ”) from…

Director — Sherina M. Edwards: Ms. Edwards resigned from the Board of Directors with no disagreement on any matter relating to the Company’s operations, policies or practices.

Other Events On May 6, 2025 , Midland States Bancorp, Inc. (the “Company”) announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on May 23, 2025, to shareholders of record on May 16, 2025. The Board of Directors also declared a cash dividend of $0.4844 per depositary share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A. The dividend will be payable on June 30, 2025 to stockhold…