MVB Financial Corp. (MVBF)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$31.23+1.04%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · MVBF
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance recently climbed back into the top half of its industry — confirming the recovery.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -2.5% |
| Our one-year growth estimate | diamond | -3.0% |
Growth built into the price is above our model estimate.
The price assumes 0.5 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Model as of 2026-09-04 · Compared with 219 industry peers · Company calendar date is not available
MVBF — dividend update
Dated 2026-08-19
Regulation FD Disclosure. On August 19, 2026, MVB Financial Corp. issued a press release announcing that its Board of Directors has declared a quarterly cash dividend of $0.17 per share to shareholders of record on September 1, 2026, payable September 15, 2026. This is the third quarterly dividend for 2026, maintaining the dividend declared in the previous quarter.
Why it matters: Earnings results will show if MVB can sustain its growth momentum after a recent earnings miss.
Supportive ifQ3 2026 earnings per share exceeds $0.93, showing continued growth.
Worry ifQ3 2026 earnings per share falls below $0.93, indicating a slowdown.
Why it matters: The credit line can help with financial flexibility. It shows how well the company handles money.
Watch forGood financial results came after using the $20M credit line.
Also watch forNo better financial results came after getting the credit line.
Why it matters: If revenue growth slows, it could signal a weakening trend in the financial sector.
Worry ifRevenue growth falls below its median level, indicating a slowdown.
Less concerning ifRevenue growth remains above its median level, showing continued strength.
Why it matters: Loan growth is important for MVB's profits and financial health.
Supportive ifLoan growth exceeds 3% in Q3 2026, indicating strong demand and execution.
Worry ifLoan growth falls below 3% in Q3 2026, suggesting weakening demand.
Why it matters: A drop in net interest margin may mean lower profits and higher funding costs.
Worry ifNet interest margin reported below 4.0% for Q3 2026.
Less concerning ifNet interest margin exceeds 4.0% for Q3 2026.
Why it matters: Fewer nonperforming loans mean better credit quality. This shows good risk management.
Supportive ifNonperforming loans drop below 1.2% of total loans in Q3 2026.
Worry ifNonperforming loans rise above 1.2% of total loans in Q3 2026.
Why it matters: Strong EPS growth shows the company is meeting its growth goals. This can boost investor confidence.
Supportive ifQ2 EPS growth is over 40% compared to last year.
Worry ifQ2 EPS growth is below 40% compared to last year.
Why it matters: Strong deposit growth shows customers trust MVB. This helps MVB's funding.
Supportive ifTotal deposits increase more than 7% from Q2 2026 to Q3 2026.
Worry ifTotal deposits grow less than 7% or decline in Q3 2026.
Why it matters: Keeping the dividend shows that the company is stable. It also supports shareholders.
Supportive ifThe Board declares a $0.17 dividend for Q4 2026, consistent with prior quarters.
Worry ifThe Board cuts the dividend below $0.17 for Q4 2026. This shows possible financial trouble.
Why it matters: This credit line can improve MVB's financial flexibility. It may affect future growth and stability.
Watch forMVB uses the $20M credit line effectively for growth or debt repayment.
Also watch forMVB struggles to utilize the credit line, showing financial strain.
Why it matters: Growth in noninterest income shows how well MVB is doing with Fintech. A slowdown may mean issues.
Worry ifQ3 noninterest income growth is less than 6% compared to Q2.
Less concerning ifNoninterest income growth is over 6% from Q2.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$101 on $10,000 · ±1.0% | How much price usually moves either way. |
| Bad day | $269 loss on $10,000 · 2.7% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,648 loss on $10,000 · 16.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.