RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On August 6, 2026, Navient Corporation (the “Company”) issued an informational press release announcing its financial results for the quarter ended June 30, 2026 were available on the “Investor” page of its website located at https://www.Navient.com/investors. Additionally, on August 6, 2026, the Company posted its financial results for the quarter ended June 30, 2026 to its above-referenced web location. A copy of each press release is furnished…

Entry into a Material Definitive Agreement. On May 29, 2026, Navient Corporation (the “ Company ”) completed a public offering of $500,000,000 aggregate principal amount of its 9.375% Senior Notes due 2031 (the “ Notes ”). The offering of the Notes was made pursuant to the Company’s shelf registration statement on Form S-3 (Registration No. 333-286944) filed with the Securities and Exchange Commission (the “ SEC ”) on May 2, 2025 including a related prospectus and prospectus supplement filed…

Item 9.01(d). Financial Statements and Exhibits. In reviewing the agreements included as exhibits to this report, please remember they are included to provide you with information regarding their terms and are not intended to provide any other factual or disclosure information about the Company or the other parties to the agreements. The agreements contain representations and warranties by each of the parties to the applicable agreement. These representations and warranties have been made sol…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On April 29, 2026, Navient Corporation (the “Company”) issued an informational press release announcing its financial results for the quarter ended March 31, 2026 were available on the “Investor” page of its website located at https://www.Navient.com/investors. Additionally, on April 29, 2026, the Company posted its financial results for the quarter ended March 31, 2026 to its above-referenced web location. A copy of each press release is furnish…

President and Chief Executive Officer — David L. Yowan: David L. Yowan is transitioning out of his role as President and Chief Executive Officer, with Edward J. Bramson appointed to succeed him.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On January 28, 2026, Navient Corporation (the “Company”) issued an informational press release announcing its financial results for the quarter ended December 31, 2025 were available on the “Investor” page of its website located at https://www.Navient.com/investors. Additionally, on January 28, 2026, the Company posted its financial results for the quarter ended December 31, 2025 to its above-referenced web location. A copy of each press release…

CFO — Joe Fisher: The CFO is departing but is being replaced by an internal promotion (Steve Hauber) in an orderly succession planned to align with business strategy.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On October 29, 2025, Navient Corporation (the “Company”) issued an informational press release announcing its financial results for the quarter ended September 30, 2025 were available on the “Investor” page of its website located at https://www.Navient.com/investors. Additionally, on October 29, 2025, the Company posted its financial results for the quarter ended September 30, 2025 to its above-referenced web location. A copy of each press releas…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On July 30, 2025, Navient Corporation (the “Company”) issued an informational press release announcing its financial results for the quarter ended June 30, 2025 were available on the “Investor” page of its website located at https://www.Navient.com/investors. Additionally, on July 30, 2025, the Company posted its financial results for the quarter ended June 30, 2025 to its above-referenced web location. A copy of each press release is furnished a…

CEO — David L. Yowan: The filing discloses an amendment to the CEO's compensation agreement, specifically a salary increase and equity grants, rather than a change in personnel or management structure.

Entry into a Material Definitive Agreement. On May 19, 2025, Navient Corporation (the “ Company ”) completed a public offering of $500,000,000 aggregate principal amount of its 7.875% Senior Notes due 2032 (the “ Notes ”). The offering of the Notes was made pursuant to the Company’s shelf registration statement on Form S-3 (Registration No. 333-286944) filed with the Securities and Exchange Commission (the “ SEC ”) on May 2, 2025 including a related prospectus and prospectus supplement filed…

Item 9.01(d). Financial Statements and Exhibits. In reviewing the agreements included as exhibits to this report, please remember they are included to provide you with information regarding their terms and are not intended to provide any other factual or disclosure information about the Company or the other parties to the agreements. The agreements contain representations and warranties by each of the parties to the applicable agreement. These representations and warranties have been made sol…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On April 30, 2025, Navient Corporation (the “Company”) issued an informational press release announcing its financial results for the quarter ended March 31, 2025 were available on the “Investor” page of its website located at https://www.Navient.com/investors. Additionally, on April 30, 2025, the Company posted its financial results for the quarter ended March 31, 2025 to its above-referenced web location. A copy of each press release is furnish…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On January 29, 2025, Navient Corporation (the “Company”) issued an informational press release announcing its financial results for the quarter ended December 31, 2024 were available on the “Investor” page of its website located at https://www.Navient.com/investors. Additionally, on January 29, 2025, the Company posted its financial results for the quarter ended December 31, 2024 to its above-referenced web location. A copy of each press release…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. Navient Corporation (the “Company”) frequently provides relevant information to its investors via posting to its corporate website. On January 29, 2025, a presentation entitled “Navient Strategy Update” was made available on the Company’s website at https://navient.com/investors . A copy of the presentation is being furnished herewith as Exhibit 99.1.

Entry into a Definitive Material Agreement. On December 20, 2024, Sherborne Investors Management LP and certain of its affiliates (collectively, “Sherborne”) and Navient Corporation (the “Company”) entered into a second amendment (the “Second Amendment”) to the Nomination and Cooperation Agreement, dated April 14, 2022, as amended by Amendment No. 1 to the Nomination and Cooperation Agreement, dated as of December 14, 2023 (as amended, the “Agreement”). The Second Amendment extends the “Cover…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On October 30, 2024, Navient Corporation (the “Company”) issued an informational press release announcing its financial results for the quarter ended September 30, 2024 were available on the “Investor” page of its website located at https://www.Navient.com/investors. Additionally, on October 30, 2024, the Company posted its financial results for the quarter ended September 30, 2024 to its above-referenced web location. A copy of each press releas…

COO — Troy Standish: The filing primarily announces the internal promotion of Troy Standish to Chief Operating Officer, which is a positive leadership succession event, while noting the planned departure of a lower-ranking Group President.

Completion of Acquisition or Disposition of Assets. On September 19, 2024, Navient Corporation (the “Company”) completed the sale of its equity interests in Xtend Healthcare, LLC, which comprised the Company's healthcare services business in its Business Processing segment to Coding Solutions Acquisition, Inc. (CorroHealth) for $369 million ($365 million of total consideration, plus an estimated $4 million of working capital and other adjustments to the contractual price). The unaudited pro f…

Other Events On September 12, 2024, Navient Corporation (the “Company”) announced that it has entered into a stipulated final judgment and order (the “Order”) to resolve previously reported litigation with the Consumer Financial Protection Bureau concerning alleged violations of the Consumer Financial Protection Act of 2010, Fair Credit Reporting Act, and Fair Debt Collection Practices Act. Among other provisions, pursuant to the Order, the Company agreed to pay a monetary penalty of $20 mill…

Entry into a Material Definitive Agreement On August 7, 2024 (the “ Signing Date ”), Navient Corporation, a Delaware corporation (the “ Company ”), entered into a Sale and Purchase Agreement (the “ Purchase Agreement ”) with Coding Solutions Acquisition, Inc., a Delaware corporation (“ CorroHealth ” or the “ Buyer ”). Pursuant to the Purchase Agreement, and upon the terms and subject to the conditions therein, the Company agreed to sell to the Buyer the Company’s equity interests in Xtend Hea…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On July 24, 2024, Navient Corporation (the “Company”) issued an informational press release announcing its financial results for the quarter ended June 30, 2024 were available on the “Investor” page of its website located at https://www.Navient.com/investors. Additionally, on July 24, 2024, the Company posted its financial results for the quarter ended June 30, 2024 to its above-referenced web location. A copy of each press release is furnished a…

CEO — David L. Yowan: The filing discloses the approval of a new incentive plan and the amendment of a CEO's compensation agreement, which are routine compensatory arrangements rather than a change in management personnel.

Entry into a Material Definitive Agreement. On May 7, 2024, Navient Solutions, LLC (“Navient”), a Delaware limited liability company and a wholly owned subsidiary of Navient Corporation (the “Company”), and Higher Education Loan Authority of the State of Missouri (“MOHELA”), a leading provider of student loan servicing for government and commercial enterprises and a body politic and corporate and public instrumentality of the State of Missouri, entered into a Master Terms Agreement (the “MTA”…

Chief Legal Officer — Mark L. Heleen: The filing discloses the departure of the Chief Legal Officer as part of a strategic restructuring, alongside an internal promotion of another executive to a broader role.