Results of Operations and Financial Condition. On October 21, 2026, OFG Bancorp (the “Company”) announced the results for the quarter ended September 30, 2026. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On July 21, 2026, OFG Bancorp (the “Company”) announced the results for the quarter ended June 30, 2026. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On April 21, 2026, OFG Bancorp (the “Company”) announced the results for the quarter ended March 31, 2026. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On January 22, 2026, OFG Bancorp (the “Company”) announced the results for the quarter ended December 31, 2025. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On October 22, 2025, OFG Bancorp (the “Company”) announced the results for the quarter ended September 30, 2025. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On July 17, 2025, OFG Bancorp (the “Company”) announced the results for the quarter ended June 30, 2025. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On April 23, 2025, OFG Bancorp (the “Company”) announced the results for the quarter ended March 31, 2025. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On January 22, 2025, OFG Bancorp (the “Company”) announced the results for the quarter ended December 31, 2024. A copy of the Company’s press release is attached as an exhibit to this report.

Chief Strategy Officer — Ganesh Kumar: The filing discloses the planned retirement of a senior executive (Chief Strategy Officer) after 20 years of service, which is an orderly succession rather than a sudden loss or shock.

Results of Operations and Financial Condition. On October 16, 2024, OFG Bancorp (the “Company”) announced the results for the quarter ended September 30, 2024. A copy of the Company’s press release is attached as an exhibit to this report.

Director — Lynda Grindstaff, Roberto García: The filing discloses the routine election of two new independent directors to the Board of Directors, which is a standard governance event and not a departure of a sitting executive.

Results of Operations and Financial Condition. On July 18, 2024, OFG Bancorp (the “Company”) announced the results for the quarter ended June 30, 2024. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On April 18, 2024, OFG Bancorp (the “Company”) announced the results for the quarter ended March 31, 2024. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On January 24, 2024, OFG Bancorp (the “Company”) announced the results for the quarter ended December 31, 2023. A copy of the Company’s press release is attached as an exhibit to this report.

CEO — José Rafael Fernández: The filing discloses the renewal of an existing employment agreement and compensation package for the sitting CEO, not a change in personnel or departure.

Results of Operations and Financial Condition. On October 20, 2023, OFG Bancorp (the “Company”) announced the results for the quarter ended September 30, 2023. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On July 20, 2023, OFG Bancorp (the “Company”) announced the results for the quarter ended June 30, 2023. A copy of the Company’s press release is attached as an exhibit to this report.

Director — Angel Vázquez: The filing discloses the election of a new director to the board, which is a routine governance event and not a departure of a senior executive.

Chief Strategy Officer, U.S. Business — Dr. Ganesh Kumar: The filing announces the internal promotion of the COO to a new strategic role and the appointment of two other executives, with no indication of a sudden or negative departure.

Results of Operations and Financial Condition. On April 20, 2023, OFG Ba ncorp (the “Company”) announced the results for the quarter ended March 31, 2023. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On January 26, 2023, OFG Ba ncorp (the “Company”) announced the results for the quarter and year ended December 31, 2022. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On October 20, 2022, OFG Ba ncorp (the “Company”) announced the results for the quarter ended September 30, 2022. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On July 21, 2022, OFG Bancorp (the “Company”) announced the results for the quarter ended June 30, 2022. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On April 21, 2022, OFG Bancorp (the “Company”) announced the results for the quarter ended March 31, 2022. A copy of the Company’s press release is attached as an exhibit to this report.

Results of Operations and Financial Condition. On January 19, 2022, OFG Bancorp (the “Company”) announced the results for the quarter ended December 31, 2021. A copy of the Company’s press release is attached as an exhibit to this report.