Regulation FD In connection with the press release announcing the Company’s quarterly earnings, the Company posted an investor presentation to its website at www.orrstown.com . A copy of the investor presentation is furnished with this Form 8-K as Exhibit 99.2, and is incorporated herein in its entirety by reference. The Board of Directors of the Company declared a cash dividend of $0.30 per common share, payable August 11, 2026 to shareholders of record as of August 4, 2026.

Results of Operations and Financial Condition On July 21, 2026, Orrstown Financial Services, Inc. (the “Company”) issued a press release to report earnings for the quarter ended June 30, 2026. A copy of the press release is furnished with this Form 8-K as Exhibit 99.1, and is incorporated herein in its entirety by reference.

Other Events (a) Orrstown Financial Services, Inc. (the “Company”) announced today that it will redeem the Company's $31,000,000 outstanding 4.5% Fixed-to-Floating Rate Subordinated Notes (the “Notes”) due 2030, on June 30, 2026 (the "Redemption Date") at a redemption price in cash equal to 100% of the principal amount of the Notes, plus accrued and unpaid interest, if any, on the principal amount of the Notes to, but excluding, the Redemption Date. The Notes were assumed by the Company upon…

President, Chief Executive Officer and Director — Adam L. Metz: Thomas R. Quinn, Jr. is retiring and Adam L. Metz has been elected as the new President, CEO, and Director.

Regulation FD In connection with the press release announcing the Company’s quarterly earnings, the Company posted an investor presentation to its website at www.orrstown.com . A copy of the investor presentation is furnished with this Form 8-K as Exhibit 99.2, and is incorporated herein in its entirety by reference. The Board of Directors of the Company declared a cash dividend of $0.30 per common share, payable May 12, 2026 to shareholders of record as of May 5, 2026.

Results of Operations and Financial Condition On April 21, 2026, Orrstown Financial Services, Inc. (the “Company”) issued a press release to report earnings for the quarter ended March 31, 2026. A copy of the press release is furnished with this Form 8-K as Exhibit 99.1, and is incorporated herein in its entirety by reference.

Regulation FD In connection with the press release announcing the Company’s quarterly earnings, the Company posted an investor presentation to its website at www.orrstown.com . A copy of the investor presentation is furnished with this Form 8-K as Exhibit 99.2, and is incorporated herein in its entirety by reference. The Board of Directors of the Company declared a cash dividend of $0.30 per common share, payable February 17, 2026 to shareholders of record as of February 10, 2026.

Results of Operations and Financial Condition On January 27, 2026, Orrstown Financial Services, Inc. (the “Company”) issued a press release to report earnings for the quarter and year ended December 31, 2025. A copy of the press release is furnished with this Form 8-K as Exhibit 99.1, and is incorporated herein in its entirety by reference.

Results of Operations and Financial Condition On October 21, 2025, Orrstown Financial Services, Inc. (the “Company”) issued a press release to report earnings for the quarter ended September 30, 2025. A copy of the press release is furnished with this Form 8-K as Exhibit 99.1, and is incorporated herein in its entirety by reference.

Regulation FD In connection with the press release announcing the Company’s quarterly earnings, the Company posted an investor presentation to its website at www.orrstown.com . A copy of the investor presentation is furnished with this Form 8-K as Exhibit 99.2, and is incorporated herein in its entirety by reference. The Board of Directors of the Company declared a cash dividend of $0.27 per common share, payable November 12, 2025 to shareholders of record as of November 5, 2025.

Regulation FD In connection with the press release announcing the Company’s quarterly earnings, the Company posted an investor presentation to its website at www.orrstown.com . A copy of the investor presentation is furnished with this Form 8-K as Exhibit 99.2, and is incorporated herein in its entirety by reference. The Board of Directors of the Company declared a cash dividend of $0.27 per common share, payable August 12, 2025 to shareholders of record as of August 5, 2025.

Results of Operations and Financial Condition On July 22, 2025, Orrstown Financial Services, Inc. (the “Company”) issued a press release to report earnings for the quarter ended June 30, 2025. A copy of the press release is furnished with this Form 8-K as Exhibit 99.1, and is incorporated herein in its entirety by reference.

Neelesh Kalani: The filing details a deferred compensation agreement for the CFO, which is an administrative matter.

Other Events On June 23, 2025, Orrstown Financial Services, Inc. (the “Company”) announced that its Board of Directors has adopted a share repurchase program. Under the share repurchase program, the Company may repurchase up to 500,000 shares of its common stock, or approximately 2.5% of the Company’s current issued and outstanding shares.

Regulation FD In connection with the press release announcing the Company’s quarter earnings, the Company posted an investor presentation to its website at www.orrstown.com . A copy of the investor presentation is furnished with this Form 8-K as Exhibit 99.2, and is incorporated herein in its entirety by reference. The Board of Directors of the Company declared a cash dividend of $0.26 per common share, payable May 13, 2025 to shareholders of record as of May 6, 2025.

Results of Operations and Financial Condition On April 22, 2025, Orrstown Financial Services, Inc. (the “Company”) issued a press release to report earnings for the quarter ended March 31, 2025. A copy of the press release is furnished with this Form 8-K as Exhibit 99.1, and is incorporated herein in its entirety by reference.

Senior Executive Vice President and Chief Operating Officer — Adam L. Metz: Adam L. Metz has been promoted to Senior Executive Vice President and Chief Operating Officer with the intent for him to succeed Thomas R. Quinn, Jr. as President and CEO.

Director — Barbara E. Brobst: Ms. Brobst was appointed to the Board of Directors and will serve as a non-employee director.

Results of Operations and Financial Condition On January 31, 2025, Orrstown Financial Services, Inc. (the “Company”) issued a press release to report earnings for the quarter and year ended December 31, 2024. A copy of the press release is furnished with this Form 8-K as Exhibit 99, and is incorporated herein in its entirety by reference.

Regulation FD The Board of Directors of the Company declared a cash dividend of $0.26 per common share, payable February 21, 2025 to shareholders of record as of February 14, 2025.

Results of Operations and Financial Condition On October 22, 2024, Orrstown Financial Services, Inc. (the “Company”) issued a press release to report earnings for the quarter ended September 30, 2024. A copy of the press release is furnished with this Form 8-K as Exhibit 99, and is incorporated herein in its entirety by reference.

Regulation FD The Board of Directors of the Company declared a cash dividend of $0.23 per common share, payable November 12, 2024 to shareholders of record as of November 5, 2024.

Executive Vice President, Chief Operating Officer and Director — Craig L. Kauffman: Mr. Kauffman is retiring from his positions with the Company and the Bank due to personal reasons.

Costs Associated with Exit or Disposal Activities Orrstown Financial Services, Inc. (the “Company”), the holding company for Orrstown Bank (the “Bank”), intends to close six branch locations (the “Branch Closures”). The Branch Closures will result in a one-time pre-tax charge of approximately $534 thousand. Once completed, the Branch Closures are expected to generate approximately $1.7 million of pre-tax annual expense savings. Five of the Branch Closures are subject to regulatory approval an…

Regulation FD The Board of Directors of the Company declared a cash dividend of $0.23 per common share, payable August 15, 2024 to shareholders of record as of August 8, 2024.