Orrstown Financial Services, Inc. (ORRF)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$43.13+1.58%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · ORRF
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 100% of the last 1 guided quarters · 0.0% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue to declare and pay a quarterly cash dividend of $0.30 per common share to shareholders.
Stated as a priority in 2 of last 2 quarters. The Board declared consistent quarterly cash dividends of $0.30 per share in both 2026-Q1 and 2026-Q2. This demonstrates management's ongoing commitment to returning capital to shareholders and is delivering as stated.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 67% of the time over the next year (vs 56% for the rest of the cohort, n=7680).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“The Board of Directors declared a cash dividend of $0.30 per common share, payable August 11, 2026.”
“The Board of Directors declared a cash dividend of $0.30 per common share, payable May 12, 2026.”
Focus on delivering strong net income and earnings per share each quarter with solid financial metrics.
Stated as a priority in 2 of last 2 quarters. Net income was $21.8 million in 2026-Q1 and $21.2 million in 2026-Q2, with diluted EPS of $1.12 and $1.09 respectively. While earnings slightly declined quarter-over-quarter, management consistently emphasizes strong financial performance and is delivering stable results.
“Orrstown is pleased to have produced an outstanding quarter in which the strength of our foundation was evident in our key financial metrics.”
“Orrstown delivered strong results across the board in another successful quarter.”
Redeem outstanding subordinated notes to improve capital structure and reduce interest expense.
Manage executive leadership transition with appointment of new President and CEO.
Newly stated in 2026-Q2. Management announced the retirement of Thomas R. Quinn, Jr. and appointment of Adam L. Metz as new President and CEO. This leadership transition is a recent development and management has communicated it clearly, with no financial metrics directly tied yet.
“Thomas R. Quinn, Jr. is retiring and Adam L. Metz has been elected as the new President, CEO, and Director.”
Over the trailing year it converted 1.00x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9112).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
15 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 56% of the time over the next year (vs 58% for the rest of the cohort, n=3751).
Not investment advice. As of 2026-09-04.