PAR Technology Corp. (PAR)
NYSEInformation TechnologySoftware - ApplicationSnapshot 2026-09-04
$19.77+4.60%
Close 2026-09-04 · 1-day change
NYSEInformation TechnologySoftware - ApplicationSnapshot 2026-09-04
QuarterlyIQ Insights · PAR
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -14.4% |
| Our one-year growth estimate | diamond | 11.2% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 25.6 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 119 industry peers · Company calendar date is not available
PAR — officer change
Dated 2026-06-03
Shareholders approved an equity incentive plan amendment.
Why it matters: This shows profit and efficiency are getting better. It shows management is focused on cutting costs.
Supportive ifAdjusted EBITDA is $14.5 million or more.
Worry ifAdjusted EBITDA is less than $13.5 million.
Why it matters: Growing faster than this shows strong demand for subscription services. It backs the company's long-term revenue plan.
Supportive ifARR growth is over 17% compared to last year.
Worry ifARR growth is under 16% compared to last year.
Why it matters: Meeting or beating this guidance shows revenue is still growing. It shows management believes in their growth plan.
Supportive ifQ3 revenue reported at $132 million or higher.
Worry ifQ3 revenue reported below $128 million.
Why it matters: Better margins show improved cost control. They also show better efficiency.
Supportive ifGross profit margin reported above 55.6%.
Worry ifGross profit margin reported below 54.5%.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$260 on $10,000 · ±2.6% | How much price usually moves either way. |
| Bad day | $700 loss on $10,000 · 7.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $7,553 loss on $10,000 · 75.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Achieving this target would show strong execution of their AI strategy. It supports long-term growth potential.
Supportive ifAnnouncement of PAR Intelligence deployed to 50,000 sites by year end.
Worry ifDeployment falls short of 50,000 sites by year end.
Why it matters: This guidance shows confidence in making more money. This is important during tough market times.
Supportive ifFull-year revenue guidance remains at or above $516 million.
Worry ifGuidance revised down below $516 million.
Why it matters: Revenue below this range would signal a slowdown in growth momentum after a strong Q2.
Worry ifQ3 total revenue was less than $128 million.
Less concerning ifQ3 total revenue was more than $132 million.
Why it matters: Revenue growth is key for PAR's long-term success. A drop below 15% raises concerns.
Worry ifQ2 revenue growth reported below 15% year over year.
Less concerning ifQ2 revenue growth reported at or above 15% year over year.
Why it matters: Positive cash flow is important for PAR's financial health. It helps with growth.
Supportive ifCash from operations reported as positive in Q2.
Worry ifCash from operations is still negative in Q2. This shows ongoing challenges.