CEO — Matthew C. Lucey: The filing discloses the approval of routine annual long-term incentive compensation awards for senior executives, not a change in management positions.

Results of Operations and Financial Condition. On October 29, 2026 , PBF Energy Inc. (the “Company”) issued a press release announcing the Company's financial and operating results for the third quarter ended September 30, 2026, which include the operating results of its consolidated indirect subsidiary, PBF Holding Company LLC. A copy of the press release is furnished with this Current Report as Exhibit 99.1 and is incorporated herein by reference. The information in this Current Report is b…

Other Events. Notice of Optional Redemption On October 14, 2026, PBF Holding Company LLC (“PBF Holding”), an indirect subsidiary of PBF Energy Inc. (the “Company”), and PBF Finance Corporation, a wholly-owned subsidiary of PBF Holding (“PBF Finance”), issued a notice of optional full redemption to redeem all $800.0 million in aggregate principal amount of the outstanding 9.875% Senior Notes due 2030 (the “2030 Notes”) on October 26, 2026 (the “Redemption Date”) pursuant to the terms of the in…

Entry into a Material Definitive Agreement. Senior Secured Revolving Credit Agreement On September 30, 2026, PBF Holding Company LLC (“PBF Holding”), a subsidiary of PBF Energy Company LLC and PBF Energy Inc., together with certain of its wholly-owned subsidiaries, as borrowers or subsidiary guarantors (collectively with PBF Holding, “PBF” or the “Company”) entered into an amended and restated asset-based revolving credit agreement, among PBF, Bank of America, National Association (“BofA”), a…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The disclosure set forth under

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of the Registrant. The information required by

The Notes were issued to the initial purchasers in reliance upon Section 4(a)(2) of the Securities Act of 1933, as amended (the “Securities Act”), in transactions not involving any public offering. The Notes were resold by the initial purchasers to persons whom the initial purchasers reasonably believe are “qualified institutional buyers,” as defined in, and in accordance with, Rule 144A under the Securities Act. Any shares of Common Stock that may be issued upon exchange of the Notes will be…

Entry into a Material Definitive Agreement. 0% Exchangeable Senior Notes due 2032 On September 17, 2026, PBF Holding Company LLC (“PBF Holding”), a subsidiary of PBF Energy Company LLC (“PBF LLC”), in turn a subsidiary of PBF Energy Inc. (“PBF Energy”) entered into an Indenture (the “Indenture”) among PBF Holding and PBF Holding’s wholly-owned subsidiary, PBF Finance Corporation (together with PBF Holding, the “Issuers”), PBF Energy, the Guarantors named on the signature pages thereto, U.S. B…

Other Events. On September 14, 2026, PBF Energy Inc.(the “Company”) issued a press release announcing that its indirect subsidiary, PBF Holding Company LLC (“PBF Holding”) and PBF Holding’s wholly owned subsidiary, PBF Finance Corporation, as co-issuers, priced a private offering of $500 million in aggregate principal amount of 0% senior unsecured exchangeable notes due 2032 (the “Notes Offering”). The Notes Offering is expected to close on September 17, 2026, subject to customary closing con…

| Other Events. Commencement of Notes Offering On September 14, 2026, the Company announced that PBF Holding and PBF Holding’s wholly owned subsidiary, PBF Finance Corporation (“PBF Finance”), as co-issuers, intend to commence a private offering of $500.0 million in aggregate principal amount of senior unsecured exchangeable notes due 2032 (the “Notes Offering”) to eligible purchasers. PBF Holding intends to use the net proceeds (after transaction fees and expenses) from the Notes Offering an…

Results of Operations and Financial Condition. On July 30, 2026 , PBF Energy Inc. (the “Company”) issued a press release announcing the Company's financial and operating results for the second quarter ended June 30, 2026, which include the operating results of its consolidated indirect subsidiary, PBF Holding Company LLC. A copy of the press release is furnished with this Current Report as Exhibit 99.1 and is incorporated herein by reference. The information in this Current Report is being “f…

Entry into a Material Definitive Agreement. Closing of 7.250% Senior Notes Offering On May 28, 2026, PBF Holding Company LLC (“PBF Holding”), a subsidiary of PBF Energy Company LLC (“PBF LLC”), in turn a subsidiary of PBF Energy Inc. (“PBF Energy” and collectively with its consolidated subsidiaries including PBF LLC and PBF Holding, the “Company”) entered into an Indenture (the “Indenture”) among PBF Holding and PBF Holding’s wholly-owned subsidiary, PBF Finance Corporation (together with PBF…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of the Registrant. The information required by

Other Events. On May 26, 2026, PBF Energy Inc. (the “Company”) issued a press release announcing that its indirect subsidiary, PBF Holding Company LLC (“PBF Holding”) and PBF Holding’s wholly-owned subsidiary, PBF Finance Corporation, as co-issuers, priced a private offering to eligible purchasers of $500 million in aggregate principal amount of 7.25% senior unsecured notes due 2034 (the “Notes Offering”). The Notes Offering is expected to close on May 28, 2026, subject to customary closing c…

Other Events. Commencement of Notes Offering On May 26, 2026, the Company announced that PBF Holding and PBF Holding’s wholly-owned subsidiary, PBF Finance Corporation (“PBF Finance”), as co-issuers, intend to commence a private offering of $500.0 million in aggregate principal amount of senior unsecured notes due 2034 (the “Notes Offering”) to eligible purchasers. PBF Holding intends to use the net proceeds (after transaction fees and expenses) from the Notes Offering and available cash, to…

Results of Operations and Financial Condition. On April 30, 2026 , PBF Energy Inc. (the “Company”) issued a press release announcing the Company's financial and operating results for the first quarter ended March 31, 2026, which include the operating results of its consolidated indirect subsidiary, PBF Holding Company LLC. A copy of the press release is furnished with this Current Report as Exhibit 99.1 and is incorporated herein by reference. The information in this Current Report is being “…

Results of Operations and Financial Condition. On February 12, 2026 , PBF Energy Inc. (the “Company”) issued a press release announcing the Company's financial and operating results for the fourth quarter ended December 31, 2025, which include the operating results of its consolidated indirect subsidiary, PBF Holding Company LLC. A copy of the press release is furnished with this Current Report as Exhibit 99.1 and is incorporated herein by reference. The information in this Current Report is…

Regulation FD Disclosure On January 2, 2026, PBF Energy Inc. and its subsidiary, PBF Holding Company LLC (collectively, the “Company”), issued a press release providing an update to the Martinez refinery operations and an investor presentation announcing their financial guidance for fiscal year 2026. A copy of the press release and presentation is furnished with this Current Report as Exhibits 99.1 and 99.2, respectively, and is incorporated herein by reference. The Company’s presentation mat…

Results of Operations and Financial Condition. On October 30, 2025, PBF Energy Inc. (the “Company”) issued a press release announcing the Company's financial and operating results for the third quarter ended September 30, 2025, which include the operating results of its consolidated indirect subsidiary, PBF Holding Company LLC. A copy of the press release is furnished with this Current Report as Exhibit 99.1 and is incorporated herein by reference. The information in this Current Report is be…

The filing discloses the approval and grant of standard annual long-term incentive compensation awards to named executive officers, which is a routine administrative matter rather than a change in management personnel.

CFO — Karen B. Davis: The CFO is retiring with a named internal successor (Joseph Marino) already appointed, indicating an orderly succession rather than a sudden loss of leadership.

Results of Operations and Financial Condition. On July 31, 2025, PBF Energy Inc. (the “Company”) issued a press release announcing the Company's financial and operating results for the second quarter ended June 30, 2025, which include the operating results of its consolidated indirect subsidiary, PBF Holding Company LLC. A copy of the press release is furnished with this Current Report as Exhibit 99.1 and is incorporated herein by reference. The information in this Current Report is being “fu…

Results of Operations and Financial Condition. On May 1, 2025, PBF Energy Inc. (the “Company”) issued a press release announcing the Company's financial and operating results for the first quarter ended March 31, 2025, which include the operating results of its consolidated indirect subsidiary, PBF Holding Company LLC. A copy of the press release is furnished with this Current Report as Exhibit 99.1 and is incorporated herein by reference. The information in this Current Report is being “furn…

Entry into a Material Definitive Agreement. Closing of 9.875% Senior Notes Offering On March 17, 2025, PBF Holding Company LLC (“PBF Holding”), a subsidiary of PBF Energy Company LLC (“PBF LLC”), in turn a subsidiary of PBF Energy Inc. (“PBF Energy” and collectively with its consolidated subsidiaries including PBF LLC and PBF Holding, the “Company”) entered into an Indenture (the “Indenture”) among PBF Holding and PBF Holding’s wholly-owned subsidiary, PBF Finance Corporation (together with P…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of the Registrant. The information required by