Results of Operations and Financial Condition. On July 27, 2026, Ponce Financial Group, Inc. (the "Company"), the holding company for Ponce Bank, National Association ("Ponce Bank" or the "Bank"), issued a press release announcing its financial results with respect to its second quarter ended June 30, 2026. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Results of Operations and Financial Condition. On April 24, 2026, Ponce Financial Group, Inc. (the "Company"), the holding company for Ponce Bank, National Association ("Ponce Bank" or the "Bank"), issued a press release announcing its financial results with respect to its first quarter ended March 31, 2026. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Director — Ms. Marlene Cintron: Ms. Marlene Cintron was appointed to the Board of Directors and will also serve on the Audit Committee and the Executive Compensation Committee.

Results of Operations and Financial Condition. On January 27, 2026, Ponce Financial Group, Inc. (the "Company"), the holding company for Ponce Bank, N.A. ("Ponce Bank" or the "Bank"), issued a press release announcing its financial results with respect to its fourth quarter ended December 31, 2025. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Results of Operations and Financial Condition. On October 24, 2025, Ponce Financial Group, Inc. (the "Company"), the holding company for Ponce Bank, N.A. ("Ponce Bank" or the "Bank"), issued a press release announcing its financial results with respect to its third quarter ended September 30, 2025. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Results of Operations and Financial Condition. On July 25, 2025, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), issued a press release announcing its financial results with respect to its second quarter ended June 30, 2025. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Results of Operations and Financial Condition. On April 25, 2025, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), issued a press release announcing its financial results with respect to its first quarter ended March 31, 2025. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Results of Operations and Financial Condition. On January 28, 2025, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), issued a press release announcing its financial results with respect to its fourth quarter ended December 31, 2024. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Entry into a Material Definitive Agreement . On December 20, 2024, Ponce Financial Group, Inc. (the “Company”) entered into an ECIP Securities Purchase Option Agreement (the “Agreement”) with the United States Department of the Treasury (“Treasury”). Treasury is currently the record and beneficial owner of all 225,000 shares of the Company’s Senior Non-Cumulative Preferred Stock (the “Preferred Stock”), which was issued pursuant to the Treasury’s Emergency Capital Investment Program (“ECIP”)…

Results of Operations and Financial Condition. Ponce Financial Group, Inc., (the “Company”), the holding company for Ponce Bank (the “Bank”), today announced that it will be presenting at a virtual bank conference hosted by Sycamore Analytics and Pendragon Capital Management on December 11, 2024 from 1:05 to 1:35 PM. To register for the event visit www.VirtualBankConference.com . The Company’s press release is furnished as Exhibit 99.1 to this report and the Company's slide presentation is fu…

Sergio Vaccaro: The CFO entered into a Change in Control Agreement, providing severance benefits in case of termination following a change in control.

Results of Operations and Financial Condition. On October 30, 2024, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), issued a press release announcing its financial results with respect to its third quarter ended September 30, 2024. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Results of Operations and Financial Condition. On July 30, 2024, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), issued a press release announcing its financial results with respect to its second quarter ended June 30, 2024. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Other Events. On June 20, 2024, Ponce Financial Group, Inc. (the “Company”), the holding company for Ponce Bank (the "Bank"), issued a press release announcing that the Bank exceeded the dividend rate reduction threshold for Qualified Lending targets designated by the U.S. Treasury Department pursuant to the Emergency Capital Investment Program. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Changes in Registrants' Certifying Accountant. Ponce Financial Group, Inc. (the “Company”), the holding company for Ponce Bank (the "Bank"), was notified that Mazars USA LLP ("Mazars"), the Company's independent registered public accounting firm, entered into a transaction with FORVIS, LLP ("FORVIS") whereby substantially all of the partners and employees of Mazars joined FORVIS. As a result on the effective date of June 1, 2024, FORVIS, LLP changed its name to Forvis Mazars, LLP ("Forvis Maz…

Results of Operations and Financial Condition. On April 30, 2024, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), issued a press release announcing its financial results with respect to its first quarter ended March 31, 2024. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Results of Operations and Financial Condition. On January 30, 2024, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), issued a press release announcing its financial results with respect to its fourth quarter ended December 31, 2023. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Results of Operations and Financial Condition. Ponce Financial Group, Inc., (the “Company”), the holding company for Ponce Bank (the “Bank”), today announced that it will be presenting at a virtual bank conference hosted by Sycamore Analytics and Pendragon Capital Management on November 9, 2023 from 10:25 to 10:55 AM. To register for the event visit www.VirtualBankConference.com . The Company’s press release is furnished as Exhibit 99.1 to this report and the Company's slide presentation is f…

Results of Operations and Financial Condition. On October 30, 2023, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), issued a press release announcing its financial results with respect to its third quarter ended September 30, 2023. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

Other Events. On August 16, 2023, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), announced that it has completed repurchasing 1,235,000 shares of the Company’s common stock, which represents approximately 5% of the Company’s issued and outstanding shares at the time the plan was implemented. A copy of the press release announcing the share repurchase program is attached as Exhibit 99.1 hereto.

Results of Operations and Financial Condition. On July 28, 2023, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), issued a press release announcing its financial results with respect to its second quarter ended June 30, 2023. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this

The filing describes the approval of a new long-term incentive plan, which is not related to any management changes.

Other Events. On May 16, 2023, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), announced that its Board of Directors has adopted a share repurchase program intended to enhance shareholder value. Under the share repurchase program, the Company may repurchase up to 1,235,000 shares of the Company’s common stock, which represents approximately 5% of the Company’s issued and outstanding shares. A copy of the press release announcing the share repurchase program is at…

Executive Vice President and Chief Investor Relations Officer — Frank Perez: Frank Perez entered into a new employment agreement with the Bank, superseding all prior arrangements.

Results of Operations and Financial Condition. On April 26, 2023, Ponce Financial Group, Inc., the holding company for Ponce Bank (the "Bank"), issued a press release announcing its financial results with respect to its first quarter ended March 31, 2023. The Company’s press release is included as Exhibit 99.1 to this report. The information set forth in this