Principal Financial Group (PFG)
NASDAQFinancialsAsset ManagementSnapshot 2026-07-08
$110.74-1.90%
Close 2026-07-08 · 1-day change
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Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 14 valuation methods, at three horizons. Current price $110.74. As of 2026-07-08. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $113 PFG trades at 2.1× p/b, in line with its 2.1× p/b peer median, and our $113 fair value agrees. It's a high-confidence read. Analysts target $87–$125. Not investment advice.
$87.00 – $125.00 (median $107.00) · 7 analysts · as of 2026-07-07
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Richer than its own typical valuation.
Trailing four: 2025-Q1, 2025-Q2, 2025-Q3, 2026-Q1
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $107.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $232.73 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $255.53 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $32.13 | — | — | TTM | high |
| graham number | 12M | $101.84 | — | — | TTM | high |
| Mgmt guidance | 12M | $32.98 | 15.9 | 2.07 | Mgmt | high |
| Peer P/B | 12M | $112.26 | 2.1 | 53.78 | TTM | high |
| Peer P/FCF | 12M | $218.34 | 13.2 | 16.48 | TTM | high |
| Peer P/E | 12M | $136.53 | 15.9 | 8.57 | TTM | high |
| Peer P/S | 12M | $229.63 | 3.3 | 70.17 | TTM | high |
| PEG | 12M | $191.94 | 22.4 | 8.57 | TTM | high |
| residual income | 12M | $68.56 | — | — | TTM | high |
| Own P/E history | 12M | $100.32 | 11.7 | 8.57 | TTM | high |
| triangulated | 12M | $136.14 | 15.9 | 8.55 | Triangulated | high |
| Mgmt guidance | 3Y | $46.91 | 15.9 | 2.94 | Mgmt(prov.) | medium |
| Peer P/B | 3Y | $129.63 | 2.1 | 62.11 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $213.44 | 13.2 | 16.11 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $190.17 | 15.9 | 11.94 | Analyst | medium |
| Peer P/S | 3Y | $311.38 | 3.3 | 95.15 | Analyst | medium |
| PEG | 3Y | $267.34 | 22.4 | 11.94 | Analyst | medium |
| Own P/E history | 3Y | $139.73 | 11.7 | 11.94 | Analyst | medium |
| Mgmt guidance | 5Y | $59.32 | 15.9 | 3.72 | Mgmt(prov.) | high |
| Peer P/B | 5Y | $142.69 | 2.1 | 68.36 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $210.24 | 13.2 | 15.87 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $231.97 | 15.9 | 14.56 | Analyst | high |
| Peer P/S | 5Y | $379.82 | 3.3 | 116.07 | Analyst | high |
| PEG | 5Y | $326.10 | 22.4 | 14.56 | Analyst | high |
| Own P/E history | 5Y | $170.44 | 11.7 | 14.56 | Analyst | high |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.