Principal Financial Group (PFG)
NASDAQFinancialsAsset ManagementSnapshot 2026-11-04
$117.31+4.13%
Close 2026-11-04 · 1-day change
NASDAQFinancialsAsset ManagementSnapshot 2026-11-04
QuarterlyIQ Insights · PFG
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
No current thesis-health read is available for this company.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -5.0% |
| Our one-year growth estimate | diamond | 6.1% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 11.1 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 23 industry peers · Company calendar date is not available
PFG — earnings miss
Dated 2026-10-26
Results of Operations and Financial Condition On October 26, 2026, Principal Financial Group, Inc. publicly announced information regarding its results of operations and financial condition for the quarter ended September 30, 2026. The text of the announcement is included herewith as Exhibit 99.
Why it matters: PFG reported $10.7 billion in Q3 AUM net outflows, compared with $0.4 billion in net inflows a year earlier. Continued outflows may weigh on fee income.
Worry ifThe next reported quarter shows AUM net outflows of $10.7 billion or more.
Less concerning ifThe next quarter reports net inflows, or net outflows below $10.7 billion.
Why it matters: Adjusted operating EPS rose 7% to $2.49 in Q3. Another gain would support the company’s annual EPS growth goal.
Supportive ifQ4 adjusted operating EPS is above $2.10, the Q4 2025 level.
Worry ifQ4 adjusted operating EPS is $2.10 or lower year over year.
Why it matters: The Q3 loss ratio was 59%, below PFG’s 60%-64% target range. A sharp rise could point to weaker claims results.
Worry ifThe Specialty Benefits loss ratio tops 64% in a reported quarter.
Less concerning ifThe loss ratio stays at or below 64% and premium and fees keep growing year over year.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$89 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $212 loss on $10,000 · 2.1% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,196 loss on $10,000 · 12.0% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.