Results of Operations and Financial Condition. On August 4, 2026, Palomar Holdings, Inc. (the “Company”) issued a press release announcing its financial results for the fiscal quarter ended June 30, 2026. A copy of the press release is attached hereto as Exhibit 99.1. The information contained under this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise…

Other Events. On July 30, 2026, the Board of Directors of the Company declared the Company’s initial quarterly cash dividend of $0.45 per common share. The dividend will be payable on September 2, 2026, to stockholders of record as of the close of business on August 19, 2026.

Class I director — Scott Beiser: Scott Beiser was appointed as a Class I director and will serve on multiple committees.

Results of Operations and Financial Condition. On May 6, 2026, Palomar Holdings, Inc. (the “Company”) issued a press release announcing its financial results for the fiscal quarter ended March 31, 2026. A copy of the press release is attached hereto as Exhibit 99.1. The information contained under this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise s…

Other Events. On April 30, 2026, the Company’s Board of Directors approved the adoption of a share repurchase plan (the “Plan”), effective May 6, 2026, that authorizes the purchase of up to $200 million of the outstanding shares of Company common stock, as conditions warrant, with a term of two years from the effective date. Upon the effectiveness of the Plan, the Company’s existing share repurchase plan was terminated. Attached hereto as Exhibit 99.1 is the press release issued by the Compan…

Results of Operations and Financial Condition. On February 11, 2026, Palomar Holdings, Inc. (the “Company”) issued a press release announcing its financial results for the fiscal quarter ended December 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1. The information contained under this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or ot…

by reference. On the Closing Date, the Company completed the Transaction pursuant to the Purchase Agreement and acquired all of the issued and outstanding equity interests of Target. Pursuant to the Purchase Agreement, the Company paid approximately $311 million (the “Purchase Price”) in cash in connection with the Transaction. The Purchase Price was funded with the proceeds from the Term Loan and cash on hand. The summary description of the terms of the Purchase Agreement, including the desc…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

Entry into a Material Definitive Agreement Credit Agreement and Guaranty On January 27, 2026, the Company entered into a credit agreement (the “Credit Agreement”) with (i) U.S. Bank National Association, a national banking association, as administrative agent for the Lenders (as defined below), (ii) KeyBank National Association, as syndication agent, (iii) Citizens Bank, N.A, The Huntington National Bank, PNC Bank, National Association, and Wells Fargo Banks, National Association, each as doc…

Results of Operations and Financial Condition. On November 6, 2025, Palomar Holdings, Inc. (the “Company”) issued a press release announcing its financial results for the fiscal quarter ended September 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1. The information contained under this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or ot…

Entry into a Material Definitive Agreement. On October 27, 2025, Palomar Insurance Holdings, Inc. (the “Buyer”), a direct, wholly owned subsidiary of Palomar Holdings, Inc. (the “Company”) entered into an equity purchase agreement (the “Purchase Agreement”) with The Gray Casualty & Surety Company (the “Target”) and BCP Surety Group Sole Member, LLC (the “Seller”), pursuant to which the Buyer will purchase from Seller all of the issued and outstanding equity interests of Target for a purchase…

Results of Operations and Financial Condition. On August 4, 2025, Palomar Holdings, Inc. (the "Company") issued a press release announcing its financial results for the fiscal quarter ended June 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1. The information contained under this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise…

Other Events. The Company’s Board of Directors approved a share repurchase program effective July 31, 2025. The program authorizes the repurchase by the Company of up to $150 million of its outstanding shares of common stock over the period ending on July 31, 2027. Under the share repurchase program, shares may be repurchased from time to time in the open market or negotiated transactions at prevailing market rates, or by other means in accordance with federal securities laws.

Results of Operations and Financial Condition On May 5, 2025, Palomar Holdings, Inc. (the "Company") issued a press release announcing its financial results for the fiscal quarter ended March 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1. The information contained under this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise su…

Results of Operations and Financial Condition On February 12, 2025, Palomar Holdings, Inc. (the "Company") issued a press release announcing its financial results for the fiscal quarter ended December 31, 2024. A copy of the press release is attached hereto as Exhibit 99.1. The information contained under this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or oth…

CEO — Mac Armstrong: The filing discloses the renewal of an existing executive employment agreement, which is a compensatory arrangement rather than a change in personnel or a departure.

Results of Operations and Financial Condition On November 4, 2024, Palomar Holdings, Inc. (the "Company") issued a press release announcing its financial results for the fiscal quarter ended September 30, 2024. A copy of the press release is attached hereto as Exhibit 99.1. The information contained under this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or oth…

Other Events On August 8, 2024, Palomar Holdings, Inc. (the “Company”) entered into an underwriting agreement (the “Underwriting Agreement”) with J.P. Morgan, Evercore Group L.L.C., and Keefe, Bruyette & Woods, Inc., as representatives of the several underwriters named therein (the “Underwriters”), relating to the issuance and sale in a public offering of 1,200,000 shares (the “Shares”) of the Company’s common stock to the Underwriters (the “Offering”). The Shares were sold at a price to the…

Results of Operations and Financial Condition On August 5, 2024, Palomar Holdings, Inc. (the "Company") issued a press release announcing its financial results for the fiscal quarter ended June 30, 2024. A copy of the press release is attached hereto as Exhibit 99.1. The information contained under this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise…

COO — Rodolphe Herve: The company appointed an experienced external executive as Chief Operating Officer, which is a significant addition to the management team rather than a departure.

Results of Operations and Financial Condition On May 2, 2024, Palomar Holdings, Inc. (the "Company") issued a press release announcing its financial results for the fiscal quarter ended March 31, 2024. A copy of the press release is attached hereto as Exhibit 99.1. The information contained under this Item 2.02, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise su…

Director — Thomas Bradley: The filing discloses the appointment of a new director to the board, which is a routine governance event and not a departure of a senior executive.