ProAssurance Corporation (PRA)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-11-05
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-11-05
QuarterlyIQ Insights · PRA
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -11.5% |
| Our one-year growth estimate | diamond | -4.7% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 6.8 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 31 industry peers · Company calendar date is not available
PRA — legal / regulatory event
Dated 2026-06-26
On June 26, 2026, in connection with the closing of the Merger, ProAssurance notified the New York Stock Exchange (the “NYSE”) of the completion of the Merger and requested that the NYSE (i) suspend trading of ProAssurance Common Stock on the NYSE [before the opening of trading] on June 26, 2026 and (ii) file a notification of removal from listing on Form 25 with the SEC to delist ProAssurance Common Stock from the NYSE and deregister the ProAssurance Common Stock under Section 12(b) of the S…
Why it matters: Rate increases help cover medical liability losses. A drop could weaken the effort to reach rates that cover claims.
Worry ifThe next report shows Specialty P&C renewal rate increases below 6%.
Less concerning ifThe next report shows renewal rate increases at or above 6%, with retention near or above 83%.
Why it matters: The deal closed on June 26, 2026. Later reports can show whether the combined company meets its scale and service goals.
Watch forA company report gives figures for merger savings or new business gains. The figures show progress after the June 26 close.
Also watch forA company report cites merger costs, delays, or lost business. These outweigh stated savings or gains.
Why it matters: A lower combined ratio means claims and costs take less of each premium dollar. The latest improvement partly came from prior-year reserve gains.
Worry ifSpecialty P&C’s next reported combined ratio is above 105.9%.
Less concerning ifSpecialty P&C’s next reported combined ratio is at or below 105.9%. Prior-year reserve gains are not larger.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$20 on $10,000 · ±0.2% | How much price usually moves either way. |
| Bad day | $45 loss on $10,000 · 0.4% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $376 loss on $10,000 · 3.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.