ProAssurance Corporation (PRA)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
$25.000.00%
Close 2026-07-02 · 1-day change
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
QuarterlyIQ Insights · PRA
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -11.5% |
| Our one-year growth estimate | diamond | -4.7% |
Growth built into the price is above our model estimate.
The price assumes 6.8 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Model as of 2026-09-04 · Compared with 34 industry peers · Company calendar date is not available
PRA — legal / regulatory event
Dated 2026-06-26
On June 26, 2026, in connection with the closing of the Merger, ProAssurance notified the New York Stock Exchange (the “NYSE”) of the completion of the Merger and requested that the NYSE (i) suspend trading of ProAssurance Common Stock on the NYSE [before the opening of trading] on June 26, 2026 and (ii) file a notification of removal from listing on Form 25 with the SEC to delist ProAssurance Common Stock from the NYSE and deregister the ProAssurance Common Stock under Section 12(b) of the S…
Why it matters: Revenue growth below 12% could signal a slowdown in the financial sector.
Worry ifProAssurance reports revenue growth below 12% year over year.
Less concerning ifRevenue growth stays at or above 12% year over year.
Why it matters: A decline in book value per share could signal weakening financial health and investor confidence.
Worry ifBook value per share remains above $25.94 in Q2 2026.
Less concerning ifBook value per share declines below $25.94 in Q2 2026.
Why it matters: Hitting this EPS target is key for ProAssurance's growth. It helps build investor trust.
Supportive ifProAssurance reports EPS of $0.99 or higher for fiscal year 2025.
Worry ifEPS falls below $0.99 for fiscal year 2025.
Why it matters: Litigation can hurt ProAssurance's finances. It may also change how investors feel.
Worry ifThe stock price drops a lot after news of the litigation on June 2, 2026.
Less concerning ifStock price remains stable or increases despite the litigation news.
Why it matters: A smaller drop in net premiums shows better market conditions. It also shows good pricing strategies.
Supportive ifNet premiums written decline less than 6% year over year in Q2 2026.
Worry ifNet premiums written decline more than 6% year over year in Q2 2026.
Why it matters: The merger is important for ProAssurance's growth. It will help their market position.
Supportive ifThe merger will close by June 30, 2026, after getting all approvals.
Worry ifThe merger fails to close by the expected date or faces significant delays.
Why it matters: A lower combined ratio shows better performance and more profit.
Supportive ifThe Non-GAAP combined ratio improves below 109% in the next quarter.
Worry ifThe Non-GAAP combined ratio worsens or stays above 110% in the next quarter.
Why it matters: Changes in net investment income can affect profit and financial health.
Watch forNet investment income increases by more than 8% in the next quarter.
Also watch forNet investment income decreases or fails to grow compared to the prior quarter.
Why it matters: Keeping premium rates adequate is key for making money in a tough market.
Watch forSpecialty P&C renewal premiums will rise more than 6% next quarter.
Also watch forIf renewal premiums rise less than 6% or retention rates drop, it’s a concern.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$20 on $10,000 · ±0.2% | How much price usually moves either way. |
| Bad day | $45 loss on $10,000 · 0.4% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $376 loss on $10,000 · 3.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.