OTHER EVENTS On August 5, 2026, the Board of Directors of the Company declared a quarterly cash dividend of $0.14 per share of common stock. The dividend will be payable on September 3, 2026 to shareholders of record as of August 18, 2026. A copy of the press release announcing the dividend is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On July 29, 2026, PROG Holdings, Inc. (the "Company") issued a press release (the "Press Release") announcing its financial results for the second quarter ended June 30, 2026. A copy of the Press Release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference. The information contained in this paragraph, as well as Exhibit 99.1 referenced herein, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchang…

OTHER EVENTS On May 6, 2026, the Company announced that the Board has declared a quarterly cash dividend of $0.14 per share of common stock. The dividend will be payable on June 2, 2026 to shareholders of record as of May 19, 2026. A copy of the press release is attached hereto as Exhibit 99.2 and is incorporated herein by reference.

Chairman of the Board — Steven A. Michaels: Steven A. Michaels was promoted to the additional position of Chairman of the Board.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On April 29, 2026, PROG Holdings, Inc. (the "Company") issued a press release (the "Press Release") announcing its financial results for the first quarter ended March 31, 2026. A copy of the Press Release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference. The information contained in this paragraph, as well as Exhibit 99.1 referenced herein, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchan…

OTHER EVENTS On February 25, 2026, the Board of Directors of the Company declared a quarterly cash dividend of $0.14 per share of common stock. The dividend will be payable on March 24, 2026 to shareholders of record as of March 12, 2026. A copy of the press release announcing the dividend is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On February 18, 2026, PROG Holdings, Inc. (the "Company") issued a press release (the "Press Release") announcing its financial results for the fourth quarter and fiscal year ended December 31, 2025. A copy of the Press Release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference. The information contained in this paragraph, as well as Exhibit 99.1 referenced herein, shall not be deemed "filed" for purposes of Section 18 o…

CREATION OF A DIRECT FINANCIAL OBLIGATION OR AN OBLIGATION UNDER AN OFF-BALANCE SHEET ARRANGEMENT OF A REGISTRANT The information set forth in the

ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT On January 2, 2026, the Company entered into a fourth amendment (the "Fourth Amendment") to that certain credit agreement, dated November 24, 2020, by and among Progressive Finance Holdings, LLC, as borrower, the Company and certain subsidiaries of the Company, as guarantors, the several banks and other financial institutions from time to time party thereto and JPMorgan Chase Bank, N.A, as administrative agent (as amended, the "Credit Agreement"). Th…

by reference. The aggregate consideration paid by the Purchaser to the Seller at the closing was approximately $420 million in cash, subject to customary adjustments. In addition, the Acquired Entity has approximately $330 million of non-recourse funding debt under its securitization and warehouse facilities that remained in place following the closing. The Acquisition resulted in the Company acquiring the Seller’s voluntary employee benefit program, which allows an employer’s workers to buy…

ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT On December 1, 2025, PROG Beach, LLC (the "Purchaser"), a wholly-owned subsidiary of PROG Holdings, Inc. (the "Company"), entered into a Unit Purchase Agreement (the "Purchase Agreement") with Purchasing Power Parent, LLC (the "Seller"), P-Squared, LLC, a wholly-owned subsidiary of the Seller (the "Acquired Entity"), and, solely to guarantee the Purchaser’s obligations under the Purchase Agreement, the Company. Pursuant to the Purchase Agreement, the…

OTHER EVENTS On November 6, 2025, the Board of Directors of the Company declared a quarterly cash dividend of $0.13 per share of common stock. The dividend will be payable on December 2, 2025 to shareholders of record as of November 18, 2025. A copy of the press release announcing the dividend is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT On October 20, 2025, Vive Financial LLC (the "Seller"), a wholly-owned subsidiary of PROG Holdings, Inc. (the "Company") entered into a Sale and Purchase Agreement (the "Purchase Agreement") with Fortiva Funding LLC (the "Purchaser"), a wholly-owned subsidiary of Atlanticus Holdings Corporation ("Atlanticus") and the Company, pursuant to which the Purchaser acquired approximately $165 million in receivables related to credit card accounts and retail…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On October 22, 2025, PROG Holdings, Inc. (the "Company") issued a press release (the "Press Release") announcing its financial results for the third quarter ended September 30, 2025. A copy of the Press Release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference. The information contained in this paragraph, as well as Exhibit 99.1 referenced herein, shall not be deemed "filed" for purposes of Section 18 of the Securities…

OTHER EVENTS On August 6, 2025, the Board of Directors of the Company declared a quarterly cash dividend of $0.13 per share of common stock. The dividend will be payable on September 4, 2025 to shareholders of record as of August 19, 2025. A copy of the press release announcing the dividend is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On July 23, 2025, PROG Holdings, Inc. (the "Company") issued a press release (the "Press Release") announcing its financial results for the second quarter ended June 30, 2025. A copy of the Press Release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference. The information contained in this paragraph, as well as Exhibit 99.1 referenced herein, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchang…

OTHER EVENTS On May 7, 2025, the Company announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share of common stock. The dividend will be payable on June 3, 2025 to shareholders of record as of May 20, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On April 23, 2025, PROG Holdings, Inc. (the "Company") issued a press release (the "Press Release") announcing its financial results for the first quarter ended March 31, 2025. A copy of the Press Release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference. The information contained in this paragraph, as well as Exhibit 99.1 referenced herein, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchan…

OTHER EVENTS On February 26, 2025, the Company announced that its Board of Directors declared a quarterly cash dividend of $0.13 per share of common stock. The dividend will be payable on March 25, 2025 to shareholders of record as of the close of business on March 13, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On February 19, 2025, PROG Holdings, Inc. (the "Company") issued a press release (the "Press Release") announcing its financial results for the fourth quarter and fiscal year ended December 31, 2024. A copy of the Press Release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference. The information contained in this paragraph, as well as Exhibit 99.1 referenced herein, shall not be deemed "filed" for purposes of Section 18 o…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth in

Entry into a Material Definitive Agreement. On November 15, 2024, PROG Holdings, Inc. (the “Company”) entered into a third amendment (the “Third Amendment”) to that certain credit agreement, dated November 24, 2020, by and among Progressive Finance Holdings, LLC, as borrower, the Company and certain subsidiaries of the Company, as guarantors, the several banks and other financial institutions from time to time party thereto and JPMorgan Chase Bank, N.A., as administrative agent (as amended, t…

Director — Robert Julian, Daniela Mielke: The filing discloses the appointment of two new independent directors to fill vacancies created by a board expansion, which is a routine governance action.

OTHER EVENTS On November 7, 2024, the Company announced that its Board of Directors declared a quarterly cash dividend of $0.12 per share of common stock. The dividend will be payable on December 3, 2024 to shareholders of record as of the close of business on November 19, 2024. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION On October 23, 2024, PROG Holdings, Inc. (the "Company") issued a press release (the "Press Release") announcing its financial results for the third quarter ended September 30, 2024. A copy of the Press Release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference. The information contained in this paragraph, as well as Exhibit 99.1 referenced herein, shall not be deemed "filed" for purposes of Section 18 of the Securities…