PROG Holdings, Inc. (PRG)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
$39.29+2.13%
Close 2026-09-04 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
QuarterlyIQ Insights · PRG
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -7.2% |
| Our one-year growth estimate | diamond | 19.5% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 26.6 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 37 industry peers
PRG — dividend update
Dated 2026-08-05
OTHER EVENTS On August 5, 2026, the Board of Directors of the Company declared a quarterly cash dividend of $0.14 per share of common stock. The dividend will be payable on September 3, 2026 to shareholders of record as of August 18, 2026. A copy of the press release announcing the dividend is attached hereto as Exhibit 99.1 and is incorporated herein by reference.
Why it matters: This growth shows that the acquired business is working well.
Supportive ifPurchasing Power's revenue growth reported at or above 10% year over year.
Worry ifPurchasing Power's revenue growth is below 10% compared to last year.
Why it matters: The payment shows the company cares about giving value to shareholders. It shows financial strength.
Supportive ifDividend is paid as scheduled on September 3, 2026.
Worry ifDividend payment is late or canceled.
Why it matters: Changes in dividend policy can show new plans for money and management.
Watch forAnnouncement of an increase in the quarterly dividend per share.
Also watch forThere is a notice about cutting or ending the quarterly dividend.
Why it matters: Regular dividend payments mean the company has good cash flow. This is good for shareholders.
Supportive ifQuarterly dividend remains at $0.14 per share.
Worry ifDividend payment drops below $0.14 per share.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$169 on $10,000 · ±1.7% | How much price usually moves either way. |
| Bad day | $416 loss on $10,000 · 4.2% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $3,120 loss on $10,000 · 31.2% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Earnings above this level mean ongoing profits and strong operations.
Supportive ifNet earnings from continuing operations exceed $36,000 in Q3.
Worry ifNet earnings from continuing operations fall below $36,000 in Q3.
Why it matters: This would signal a shift in the company's growth momentum and sector performance.
Worry ifQ2 revenue growth was below 13%. This shows weaker performance than the sector median.
Less concerning ifQ2 revenue growth remains at or above 13%, showing continued strength.
Why it matters: If they exceed this guidance, it shows strong growth and good execution.
Supportive ifManagement expects Q3 revenue to be over $750 million.
Worry ifQ3 revenue guidance falls below $715 million.
Why it matters: Stable GMV growth means recovery and better performance in leasing.
Supportive ifProgressive Leasing's GMV growth stays above 3.4% year over year.
Worry ifProgressive Leasing's GMV growth drops below 0% year over year.
Why it matters: A lower leverage ratio means better financial health. It shows good debt management.
Supportive ifNet leverage ratio falls below 1.7x.
Worry ifNet leverage ratio rises above 2.0x.