PRESURANCE HOLDINGS INC (PRHI)
NASDAQFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
$8.05+6.62%
Close 2026-09-04 · 1-day change
NASDAQFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
QuarterlyIQ Insights · PRHI
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -35.4% |
| Our one-year growth estimate | diamond | -41.6% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 6.2 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 34 industry peers · Company calendar date is not available
PRHI — capital allocation — Material Modification to Rights of Security Holders
Dated 2026-05-28
Material Modification to Rights of Security Holders. To the extent required by
Why it matters: The reverse stock split is crucial for compliance with Nasdaq listing requirements and may impact share price.
Watch forThe reverse stock split is done. Shares are now trading on a split-adjusted basis.
Also watch forThe reverse stock split is delayed or fails to execute.
Why it matters: A better ratio means the company is handling risk well. It also shows they are making money.
Supportive ifPersonal lines combined ratio drops below 95% in Q2 2026.
Worry ifCombined ratio rises above 100%. This shows a drop in underwriting quality.
Why it matters: Stable or growing gross written premiums shows a good change in business strategy. It shows management is doing well with personal lines.
Supportive ifGross written premiums stabilize or grow compared to the previous quarter.
Worry ifGross written premiums decline further from $13,070,000.
Why it matters: This split helps meet Nasdaq rules. It may change how investors see the company.
Watch forStock price stays above $1 per share after the split. This shows good investor feelings.
Also watch forStock price drops below $1 per share after the split, indicating negative market reaction.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$361 on $10,000 · ±3.6% | How much price usually moves either way. |
| Bad day | $984 loss on $10,000 · 9.8% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $7,634 loss on $10,000 · 76.3% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Trends in sector revenue growth can impact investor confidence and PRHI's performance.
Worry ifSector revenue growth drops below its median of 15%.
Less concerning ifSector revenue growth remains above its median of 15%.
Why it matters: Higher net income shows that the company is making more money. It also backs the focus on strategy.
Supportive ifNet income for Q2 exceeds $2.6 million.
Worry ifNet income for Q2 falls below $2.6 million.
Why it matters: A better combined ratio means better underwriting. This shows the company is careful.
Supportive ifCombined ratio improves to below 90% in Q3.
Worry ifCombined ratio remains above 90% in Q3.
Why it matters: Finishing the share repurchase program shows a focus on smart capital use.
Supportive ifAnnouncement that the share repurchase program is complete.
Worry ifNo news on completion or more delays in the share repurchase program.
Why it matters: Updates will show how well the company manages its money and follows its plan.
Watch forManagement shares a new plan for buying back shares or a new investment strategy.
Also watch forNo updates or bad news about capital allocation may mean there are problems.
Why it matters: Stable or rising net income shows the company is doing better financially.
Supportive ifNet income for Q3 is at least $2.5 million.
Worry ifNet income drops below $2 million.
Why it matters: A big drop may show problems with market competition or risk choices.
Worry ifGross written premiums decline more than 30% year over year.
Less concerning ifGross written premiums stabilize or grow year over year.
Why it matters: The reverse split may affect investor perception and trading volume.
Watch forShare price increases by more than 10% post-split.
Also watch forShare price decreases by more than 10% post-split.