Park National Corp. (PRK)
NYSE MKTFinancialsBanks - RegionalSnapshot 2026-11-05
$179.70-1.65%
Close 2026-11-05 · 1-day change
NYSE MKTFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · PRK
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 14.9% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| -2.8% |
Growth built into the price is above our model estimate.
The price assumes 17.8 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 230 industry peers · Company calendar date is not available
PRK — dividend update
Dated 2026-10-26
Other Events Declaration of Cash Dividend As reported in the Financial Results News Release, on October 26, 2026, the Park Board of Directors declared a $1.10 per common share quarterly cash dividend in respect of Park's common shares and a special cash dividend of $1.30 per common share in respect of Park's common shares. The cash dividend and special cash dividend are payable on December 10, 2026 to common shareholders of record as of the close of business on November 20, 2026. A copy of th…
Why it matters: The conversion is a key step in joining the two banks. A smooth change may help Park serve its new Tennessee customers.
Supportive ifPark confirms the conversion is done. It reports no major service or system problems.
Worry ifPark reports delays, major service problems, or merger costs above the $7.0 million spent in Q3.
Why it matters: Park recorded a credit recovery in Q3 after a $4.6 million provision in Q2. A return to larger credit costs would weaken results.
Worry ifA later quarter reports credit loss costs above $4.6 million.
Less concerning ifA later quarter reports credit loss costs of $4.6 million or less. Or it reports another credit recovery.
Why it matters: Park's margin rose to 4.84% in Q3 from 4.72% a year earlier. A steady margin would support its income from lending.
Supportive ifQ4 net interest margin is above 4.81%, the Q2 2026 level.
Worry ifQ4 net interest margin falls below 4.72%, the Q3 2025 level.
Why it matters: Merger costs were $7.0 million in Q3. Lower costs would show that the deal is becoming less costly to run.
Supportive ifQ4 results show merger costs below $7.0 million.
Worry ifQ4 results show merger costs at or above $7.0 million.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$94 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $227 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,742 loss on $10,000 · 17.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.