Results of Operations and Financial Condition On July 28, 2026, Provident Financial Holdings, Inc. ( “ Corporation ” ), the holding company for Provident Savings Bank, F.S.B., distributed its financial results for the quarter and fiscal year ended June 30, 2026. A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Other Events On July 23, 2026, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on August 13, 2026 will be entitled to receive the cash dividend. The cash dividend will be payable on September 3, 2026. The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by refere…

Director — Donavon P. Ternes: Mr. Ternes was appointed to the Boards of Directors due to a vacancy resulting from another director's death.

Senior Vice President and Chief Lending Officer — David S. Weiant: David S. Weiant has resigned in connection with his retirement, and a search for his successor is underway.

Results of Operations and Financial Condition On April 28, 2026, Provident Financial Holdings, Inc. ( “ Corporation ” ), the holding company for Provident Savings Bank, F.S.B., distributed its financial results for the quarter ended March 31, 2026. A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Other Events On April 23, 2026, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on May 14, 2026 will be entitled to receive the cash dividend. The cash dividend will be payable on June 4, 2026. The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by reference her…

Results of Operations and Financial Condition On January 27, 2026, Provident Financial Holdings, Inc. ( “ Corporation ” ), the holding company for Provident Savings Bank, F.S.B., distributed its financial results for the quarter ended December 31, 2025. A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Other Events On January 22, 2026, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Corporation’s Board of Directors authorized the repurchase of up to five percent (5%) of the Company’s common stock, approximately 318,875 shares. Beginning on January 23, 2026, the Company will purchase the shares from time to time in the open market or through privately negotiated transactions over a one-year period depending on market conditions, the capital requirements of the Compa…

Other Events On January 22, 2026, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on February 12, 2026 will be entitled to receive the cash dividend. The cash dividend will be payable on March 5, 2026. The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by refer…

Results of Operations and Financial Condition On October 28, 2025, Provident Financial Holdings, Inc. ( “ Corporation ” ), the holding company for Provident Savings Bank, F.S.B., distributed its financial results for the quarter ended September 30, 2025. A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Other Events On October 23, 2025, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on November 13, 2025 will be entitled to receive the cash dividend. The cash dividend will be payable on December 4, 2025. The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by re…

Results of Operations and Financial Condition On July 28, 2025, Provident Financial Holdings, Inc. ( “ Corporation ” ), the holding company for Provident Savings Bank, F.S.B., distributed its financial results for the quarter and fiscal year ended June 30, 2025. A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Other Events On July 24, 2025, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on August 14, 2025 will be entitled to receive the cash dividend. The cash dividend will be payable on September 4, 2025. The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by refere…

Peter C. Fan: The filing details a severance agreement for the CFO, not a change in management or departure.

Senior Vice President, Chief Financial Officer, and Corporate Secretary — Peter C. Fan: Mr. Peter C. Fan was appointed as the new Chief Financial Officer and Corporate Secretary.

Results of Operations and Financial Condition On April 28, 2025, Provident Financial Holdings, Inc. ( “ Corporation ” ), the holding company for Provident Savings Bank, F.S.B., distributed its financial results for the quarter ended March 31, 2025. A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Other Events On April 24, 2025, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on May 15, 2025 will be entitled to receive the cash dividend. The cash dividend will be payable on June 5, 2025. The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by reference her…

Other Events On May 11, 2023, Cheryl Jones, a former employee of Provident Savings Bank, F.S.B. (“Bank”), the wholly-owned subsidiary of Provident Financial Holdings, Inc. filed a lawsuit, Cheryl Jones vs. Provident Savings Bank, F.S.B. in the Placer County Superior Court alleging wage and hour claims against the Bank on the basis that she was not properly classified as a non-exempt employee, and therefore was not provided breaks and lunches, not paid for missing those breaks and lunch period…

Chief Financial Officer — Tam Hao B. Nguyen: Ms. Nguyen resigned to pursue another opportunity.

Results of Operations and Financial Condition On January 28, 2025, Provident Financial Holdings, Inc. ( “ Corporation ” ), the holding company for Provident Savings Bank, F.S.B., distributed its financial results for the quarter ended December 31, 2024. A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Other Events On January 23, 2025, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on February 13, 2025 will be entitled to receive the cash dividend. The cash dividend will be payable on March 6, 2025. The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by refer…

Other Events On January 23, 2025, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Corporation’s Board of Directors authorized the repurchase of up to five percent (5%) of the Corporation’s common stock, or approximately 334,773 shares. Beginning on January 24, 2025, the Corporation will purchase the shares from time to time in the open market or through privately negotiated transactions over a one-year period depending on market conditions, the capital requirements o…

Results of Operations and Financial Condition On October 28, 2024, Provident Financial Holdings, Inc. ( “ Corporation ” ), the holding company for Provident Savings Bank, F.S.B., distributed its financial results for the quarter ended September 30, 2024. A copy of the news release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Other Events On October 24, 2024, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Corporation’s Board of Directors declared a quarterly cash dividend of $0.14 per share. Shareholders of the Corporation’s common stock at the close of business on November 14, 2024 will be entitled to receive the cash dividend. The cash dividend will be payable on December 5, 2024. The news release announcing the quarterly cash dividend is attached as Exhibit 99.1 and incorporated by re…

Other Events On September 26, 2024, Provident Financial Holdings, Inc. (the “Corporation”) announced that the Board of Directors authorized an extension of the September 28, 2023 Stock Repurchase Plan (“Plan”) for a period of one year or until completed, whichever occurs first. There are 99,968 shares currently available to be purchased under the Plan. The Corporation will purchase the shares from time to time in the open market or through privately negotiated transactions depending on market…