Prudential Financial (PRU)
NYSEFinancialsInsurance - LifeSnapshot 2026-07-08
$112.70-2.39%
Close 2026-07-08 · 1-day change
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Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 13 valuation methods, at three horizons. Current price $112.70. As of 2026-07-09. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $113 PRU trades at 1.2× p/b, below its 2.1× p/b peer median. Our $152 fair value sits well above the price. We hold it with low confidence: our number sits well above the analyst range and the peer anchor overstates how cheap it looks. Analysts target $87–$101. Note: our $152 fair value sits above the entire analyst range ($87–$101). Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $92.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $822.46 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $1072.78 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $87.22 | — | — | TTM | high |
| graham number | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$87.00 – $101.00 (median $92.00) · 8 analysts · as of 2026-07-07
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Around its own typical valuation.
Trailing four: 2025-Q1, 2025-Q2, 2025-Q3, 2026-Q1
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $173.72 |
| — |
| — |
| TTM |
| high |
| Peer P/B | 12M | $193.07 | 2.1 | 92.50 | TTM | high |
| Peer P/FCF | 12M | $370.97 | 13.2 | 28.01 | TTM | high |
| Peer P/E | 12M | $231.01 | 15.9 | 14.50 | TTM | high |
| Peer P/S | 12M | $588.46 | 3.3 | 179.82 | TTM | high |
| PEG | 12M | $12.75 | 0.9 | 14.50 | TTM | high |
| residual income | 12M | $116.50 | — | — | TTM | high |
| Own P/E history | 12M | $111.06 | 7.7 | 14.50 | TTM | high |
| triangulated | 12M | $229.64 | 15.9 | 14.41 | Triangulated | high |
| Peer P/B | 3Y | $192.31 | 2.1 | 92.13 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $564.21 | 13.2 | 42.59 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $220.24 | 15.9 | 13.82 | Analyst | medium |
| Peer P/S | 3Y | $530.08 | 3.3 | 161.98 | Analyst | medium |
| PEG | 3Y | $12.16 | 0.9 | 13.82 | Analyst | medium |
| Own P/E history | 3Y | $105.89 | 7.7 | 13.82 | Analyst | medium |
| Peer P/B | 5Y | $191.80 | 2.1 | 91.89 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $746.16 | 13.2 | 56.33 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $205.43 | 15.9 | 12.89 | Analyst | high |
| Peer P/S | 5Y | $494.41 | 3.3 | 151.08 | Analyst | high |
| PEG | 5Y | $11.34 | 0.9 | 12.89 | Analyst | high |
| Own P/E history | 5Y | $98.76 | 7.7 | 12.89 | Analyst | high |