QCR Holdings, Inc. (QCRH)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$102.69-0.14%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · QCRH
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 5.2% |
| Our one-year growth estimate | diamond | -6.4% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 11.6 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers
QCRH — dividend update
Dated 2026-08-24
Other Events. On August 20, 2026, the Company declared a cash dividend of $0.15 per share of its common stock. The dividend is payable on October 5, 2026 to stockholders of record on September 18, 2026. On August 24, 2026, the Company issued a press release regarding the cash dividend. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.
Why it matters: An increase would show good capital management. It also shows a commitment to shareholders.
Supportive ifAnnouncement of a dividend increase above $0.10 per share.
Worry ifNo announcement of a dividend increase or a decrease in the dividend.
Why it matters: Confirming this dividend shows strong earnings. It shows a commitment to shareholders.
Supportive ifDividend confirmed at $0.15 per share in the next announcement.
Worry ifDividend not increased or decreased from $0.15 per share.
Why it matters: A steady dividend shows strong financial health. It shows a commitment to shareholders.
Supportive ifThe Company announces a cash dividend of $0.10 per share.
Worry ifNo dividend was declared. The dividend amount may be lower.
Why it matters: Revenue growth is a key driver for the financial sector. A drop signals weakening momentum.
Worry ifRevenue growth falls below the median of 15% year over year.
Less concerning ifRevenue growth stays at or above the median of 15% year over year.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$77 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $225 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,541 loss on $10,000 · 15.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: This decision may affect interest rates. It could change net interest income and lending.
Watch forFOMC raises interest rates. This leads to better net interest income for Q3.
Also watch forFOMC lowers interest rates. This leads to lower net interest income for Q3.
Why it matters: A stable NIM shows good management of interest income and costs. This helps profits.
Watch forNIM stabilizes at or above 3.10% for Q3 2026.
Also watch forNIM falls below 3.10% for Q3 2026.
Why it matters: Staying within this range confirms strong demand and effective lending strategies. It shows the company's growth momentum.
Supportive ifQ3 gross loan growth reported at 10% annualized or higher.
Worry ifQ3 gross loan growth reported below 10% annualized.
Why it matters: Achieving this target would reflect strong performance in the capital markets segment. It supports overall revenue growth.
Supportive ifCapital markets revenue reported at $60 million or more for the next four quarters.
Worry ifCapital markets revenue is below $60 million for the next four quarters.
Why it matters: Keeping expenses low helps make more money. It shows good cost management.
Supportive ifNoninterest expense is below $57 million for Q3.
Worry ifNoninterest expense is above $57 million for Q3.