Reading QFIN? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track QFIN free→Reading QFIN? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track QFIN free→NASDAQFinancialsCredit ServicesSnapshot 2026-06-12
Recent financial performance is steady, but risk is elevated, and the sector backdrop is a headwind. The market cycle is heating, indicating increased investor interest. The read is provisional. If sector bellwethers like Visa, Mastercard, and American Express keep beating earnings and guiding higher, that could support QFIN and other Financials names.
Daily closes. Earnings/event dots are placed inline.
A consensus fair price across 0 valuation methods, at three horizons. Current price $15.40. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Not enough valuation methods to set a 12-month read yet.
Not enough peers to compare yet.
Self-history needs ~20 months of data.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Not enough signal yet.
Not enough signal yet.
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, Fed net liquidity, real (inflation-adjusted) rates, long-term interest rates.
Not enough signal yet.
Not investment advice. As of 2026-06-12.
The next print and the backdrop around it (sector regime and the AI cycle). Context for the path, not a forecast of returns.
EPS estimate $9.01 → $5.88 (-34.7% / 30d). 0 raised, 1 cut, 1 covering analysts.
0 upgrades, 0 downgrades / 30d. 86% of analysts rate Buy.
1 PT revisions / 30d. Avg target -2.6% above current price.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
No qualifying priorities for this snapshot. Check back after the next refresh.
What a normal day, a bad day, and the worst of the last year would mean for a $10,000 position.
On a typical day, $10k can swing ±$200.
How much price usually moves either way.
On a bad day, this stock has moved -$536.
A rough but not unusual down day (about the 95th percentile).
In the worst 12 months, $10k could have lost $7,234.
Deepest peak-to-trough drop in the last year.
Past results, not a forecast. Not investment advice.
The most important moves since the prior daily snapshot.
No material changes since the prior snapshot.
as of 2026-06-12
Specific, dated things to watch for, each with what would confirm it and what would prove it wrong.
Why it matters: GDP growth shows the economy's health. It influences QFIN's loan demand and credit quality.
Confirms one read:GDP growth is reported above 2.5% for Q1 2026.
Confirms the other:GDP growth is reported below 1.5% for Q1 2026.
Recent news graded against this company's own objectives — whether it reinforces or challenges the thesis, and how confirmed it is.
No graded news catalysts for QFIN yet.
Conditional scenarios: if X happens, the view would shift in this direction. These are not predictions.
Recent SEC 8-K filings ranked by likely impact, confidence, and recency.
No material events in the last 90 days.
Whether the overall read has been drifting up or down lately, and how it's changed since last week.
No score history yet for this stock.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
A side-by-side read on sector standing, valuation, and risk versus Consumer Finance.
| Stock | Sector standing | Valuation | Risk |
|---|---|---|---|
QFIN 360 Finance Inc | — | — | elevated |
AXP American Express | Typical Show detailsSector percentile: 57 of 100 | expensive | moderate |
COF Capital One | Typical Show detailsSector percentile: 37 of 100 | fair | moderate |
SYF Synchrony Financial | Above typical Show detailsSector percentile: 75 of 100 | fair | moderate |
AFRM Affirm Holdings Inc | Below typical Show detailsSector percentile: 3 of 100 | expensive | high |
via XLF
Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive. Historically, headwind regimes have averaged stronger forward returns than tailwind.
Context label only: describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.
Not investment advice. As of 2026-06-12.
Why it matters: PPI data shows inflation at the wholesale level. This can change consumer prices and QFIN's margins.
Confirms one read:PPI shows a year-over-year increase above 2.5%.
Confirms the other:PPI shows a year-over-year increase below 1.5%.
Why it matters: CPI data affects interest rates. This impacts inflation and financial stocks like QFIN.
Confirms one read:CPI shows a year-over-year increase above 3%.
Confirms the other:CPI shows a year-over-year increase below 2%.
Why it matters: The FOMC's interest rate decision affects borrowing costs. This impacts QFIN's lending operations.
Confirms one read:FOMC raises interest rates by 25 basis points.
Confirms the other:FOMC keeps interest rates unchanged or lowers them.
Why it matters: This report gives insight into job growth and unemployment rates. It affects consumer spending and credit demand.
Confirms one read:The report shows a net job gain of over 250,000 jobs.
Confirms the other:The report shows a net job loss or gain below 50,000 jobs.