RBB Bancorp (RBB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · RBB
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Credit quality continued to improve, with nonperforming assets declining 11% from the prior quarter.
Stated in 3 of 3 supplied quarters. Management reported: “Credit quality continued to improve, with nonperforming assets declining 11% from the prior quarter.” “Credit quality continued to improve, with nonperforming assets declining 11% from the prior quarter, and we remain focused on disciplined loan growth, relationship banking, and resolving problem assets to drive long-term shareholder value."”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Credit quality continued to improve, with nonperforming assets declining 11% from the prior quarter.”
“Credit quality continued to improve, with nonperforming assets declining 11% from the prior quarter, and we remain focused on disciplined loan growth, relationship banking, and resolving problem asse…”
“Retail deposit growth remained strong, and we believe our continued focus on disciplined loan growth, deposit gathering and resolving problem assets positions us to continue to enhance shareholder va…”
"We continued to improve the quality of our funding base through strong retail deposit growth, which allowed us to reduce our reliance on wholesale deposits.
Stated in 3 of 3 supplied quarters. Management reported: “"We continued to improve the quality of our funding base through strong retail deposit growth, which allowed us to reduce our reliance on wholesale deposits.” “"We continued to improve the quality of our funding base through strong retail deposit growth while reducing our cost of deposits.”
“"We continued to improve the quality of our funding base through strong retail deposit growth, which allowed us to reduce our reliance on wholesale deposits.”
“"We continued to improve the quality of our funding base through strong retail deposit growth while reducing our cost of deposits.”
“Retail deposit growth remained strong, and we believe our continued focus on disciplined loan growth, deposit gathering and resolving problem assets positions us to continue to enhance shareholder va…”
Strong loan production drove double-digit annualized loan growth in the quarter, and with healthy pipelines and business activity in our markets, we believe we are well positioned to continue these p…
Stated in 3 of 3 supplied quarters. Management reported: “Strong loan production drove double-digit annualized loan growth in the quarter, and with healthy pipelines and business activity in our markets, we believe we are well positioned to continue these positive trends to finish the year."” “Credit quality continued to improve, with nonperforming assets declining 11% from the prior quarter, and we remain focused on disciplined loan growth, relationship banking, and resolving problem assets to drive long-term shareholder value."”
“Strong loan production drove double-digit annualized loan growth in the quarter, and with healthy pipelines and business activity in our markets, we believe we are well positioned to continue these p…”
“Credit quality continued to improve, with nonperforming assets declining 11% from the prior quarter, and we remain focused on disciplined loan growth, relationship banking, and resolving problem asse…”
“Retail deposit growth remained strong, and we believe our continued focus on disciplined loan growth, deposit gathering and resolving problem assets positions us to continue to enhance shareholder va…”
The Repurchase Plan represents a dollar amount of approximately $25 million, based on the Company’s current stock price, and represents approximately 6% of the Company’s current outstanding shares.
Stated in a supplied disclosure. Management reported: “The Repurchase Plan represents a dollar amount of approximately $25 million, based on the Company’s current stock price, and represents approximately 6% of the Company’s current outstanding shares.” “In the second quarter of 2026, the Company repurchased the remaining available amount under this plan which effectively exhausted this plan.”
Continue declaring a quarterly cash dividend of $0.16 per common share.
Over the trailing year it converted 0.69x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 60% for the rest of the cohort, n=6873).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
7 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7436).
Not investment advice. As of 2026-11-05.