RBB Bancorp (RBB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$27.07+1.50%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · RBB
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance dropped from the top half to the bottom half of its industry over the past month — the reason to own it has weakened.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -13.3% |
| Our one-year growth estimate | diamond | -29.4% |
Growth built into the price is above our model estimate.
The price assumes 16.1 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Model as of 2026-09-04 · Compared with 219 industry peers
RBB — officer change
Dated 2026-04-06
Director — Dr. Christopher Lin, Ph.D: Dr. Christopher Lin is retiring from the Board and Bank Board effective at the 2026 Annual Meeting of Shareholders.
Why it matters: A drop in sector revenue growth could impact RBB's performance. It reflects broader economic conditions.
Worry ifSector revenue growth falls below its median of 15%.
Less concerning ifSector revenue growth remains above its median.
Why it matters: Updates on the buyback plan can signal management's confidence in the stock. It may support share price.
Supportive ifThe company announced it bought back shares as part of its buyback plan.
Worry ifNo updates or delays in the buyback plan.
Why it matters: Higher net interest income is key for increasing net income. This shows management's focus is working.
Supportive ifQ2 net interest income grows year over year by more than 5%.
Worry ifQ2 net interest income grows year over year by less than 2%.
Why it matters: Strong growth in retail deposits helps with funding. It also boosts profits.
Supportive ifRetail deposits increase by more than $100 million in Q3.
Worry ifRetail deposits grow less than $50 million in Q3.
Why it matters: Keeping the dividend shows good use of money. It shows the company cares about its shareholders.
Supportive ifDividend per share remains at $0.16 for the next quarter.
Worry ifDividend per share is cut below $0.16.
Why it matters: If it drops below this level, profitability may be under pressure. Investors watch margins for signs of financial health.
Worry ifQ3 net interest margin was below 3.00%.
Less concerning ifQ3 net interest margin remains at or above 3.00%.
Why it matters: Slowing growth may show weak customer confidence. Investors watch deposits to gauge bank stability.
Worry ifRetail deposit growth was under 5% per year.
Less concerning ifRetail deposit growth is at or above 5% annualized.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$73 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $247 loss on $10,000 · 2.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,568 loss on $10,000 · 15.7% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.