RBB Bancorp (RBB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$26.20+1.52%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · RBB
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -14.5% |
| Our one-year growth estimate | diamond | -35.2% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 20.6 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
RBB — President transition
Dated 2026-09-08
Chief Operations Officer — Gary Fan: The Executive Vice President and COO is departing as part of a planned leadership transition with severance, representing a genuine loss of a senior officer but not a sudden or negative shock.
Why it matters: Special mention loans rose by $4.1 million in Q3. Another increase could point to new credit trouble before loans become delinquent.
Worry ifThe next report shows special mention loans above $24.3 million, the September 30, 2026 level.
Less concerning ifSpecial mention loans fall below $24.3 million and stay current on payments.
Why it matters: Loans grew 10.8% annualized in Q3, but deposits barely grew. Another gap could raise the loan-to-deposit ratio.
Worry ifLoans again grow faster than deposits. The loan-to-deposit ratio goes above 100.1%.
Less concerning ifDeposits grow at least as fast as loans, keeping the loan-to-deposit ratio at or below 100.1%.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$68 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $197 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $895 loss on $10,000 · 8.9% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.